Data as of September 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12309) currently shows 124 active listings, with 72 pending sales. Homes are averaging 48 days on the market before going under contract.
Inventory has tightened compared to last year, with 5 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 48 days on market compared to 37 days last year.
The median listing price has fallen 8% year-over-year, from $457,425 to $420,625.
Population: 33,332 · Density: 732.6/mi² · Median household income: $119,268
Typical home value: $284,615 · Homeownership: 82.2%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12309 | Schenectady, NY 12309 | 0.0 mi | 59 | $35,912,415 | $463,675 | $608,685 |
| 12148 | Rexford, NY 12148 | 2.8 mi | 7 | $6,935,929 | $939,250 | $990,847 |
| 12307 | Schenectady, NY 12307 | 3.4 mi | 8 | $1,470,832 | $206,000 | $183,854 |
| 12303 | Schenectady, NY 12303 | 4.4 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12065 | Clifton Park, NY 12065 | 5.7 mi | 90 | $58,223,250 | $695,500 | $646,925 |
| 12084 | Guilderland, NY 12084 | 6.6 mi | 2 | $1,250,000 | $625,000 | $625,000 |
| 12203 | Albany, NY 12203 | 8.0 mi | 41 | $19,276,314 | $354,450 | $470,154 |
| 12302 | Schenectady, NY 12302 | 8.3 mi | 55 | $22,715,165 | $299,900 | $413,003 |
| 12306 | Schenectady, NY 12306 | 8.4 mi | 110 | $41,219,860 | $386,500 | $374,726 |
| 12027 | Burnt Hills, NY 12027 | 8.8 mi | 4 | $1,678,000 | $419,500 | $419,500 |
| 12019 | Ballston Lake, NY 12019 | 9.2 mi | 67 | $45,697,082 | $703,900 | $682,046 |
| 12206 | Albany, NY 12206 | 9.5 mi | 20 | $4,488,720 | $225,000 | $224,436 |
| 12204 | Albany, NY 12204 | 10.4 mi | 10 | $2,726,920 | $214,675 | $272,692 |
As of September 2026, there are 124 active listings in SCHENECTADY, NY (zip code 12309), compared to 129 the prior year.
The median listing price in SCHENECTADY, NY 12309 is $420,625 as of September 2026, a 8% decrease from $457,425 the prior year.
Homes in SCHENECTADY, NY 12309 spend an average of 48 days on the market before going under contract, compared to 37 days the prior year.
Based on current inventory and days-on-market data as of September 2026, SCHENECTADY, NY 12309 is currently a Balanced Market. Inventory has tightened compared to last year, with 5 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 48 days on market compared to 37 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12309 save an estimated $8,413 compared to a typical 5% commission on the median listing price of $420,625. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.