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SCHENECTADY, NY 12309

Real Estate Market Report  ·  Schenectady County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
57
⇩ 17.4% vs 69 last year
Pending
35
61% pending ratio
Median Price
$419,400
⇩ 6.8% vs $450,000 last year
Average Price
$562,879
⇧ 14.7% vs $490,944 last year
Days on Market
80
⇧ 56.9% vs 51 days last year

Market Context

Population: 33,332  ·  Density: 732.6/mi²  ·  Median household income: $119,268

Typical home value: $284,615  ·  Homeownership: 82.2%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SCHENECTADY, NY real estate market (12309) currently shows 57 active listings, with 35 pending sales. Homes are averaging 80 days on the market before going under contract.

Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 80 days on market compared to 51 days last year.

The median listing price has fallen 6.8% year-over-year, from $450,000 to $419,400.

Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 57 this year vs 69 last year
  • Days on market: 80 now vs 51 last year

Median & Average Pricing

Year over Year
  • Median: $419,400 (-6.8% YoY)
  • Average: $562,879 (+14.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.4 miles — 545 listings ($258,226,975 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12309Schenectady, NY 123090.0 mi57$32,084,103$419,400$562,879
12148Rexford, NY 121482.8 mi7$6,343,148$935,000$906,164
12307Schenectady, NY 123073.4 mi10$1,748,500$197,250$174,850
12303Schenectady, NY 123034.4 mi58$21,720,014$294,450$374,483
12065Clifton Park, NY 120655.7 mi95$58,311,190$650,900$613,802
12084Guilderland, NY 120846.6 mi3$1,575,000$525,000$525,000
12203Albany, NY 122038.0 mi44$18,904,468$322,450$429,647
12302Schenectady, NY 123028.3 mi63$24,124,905$295,000$382,935
12306Schenectady, NY 123068.4 mi108$42,912,828$381,500$397,341
12027Burnt Hills, NY 120278.8 mi3$1,383,000$461,000$461,000
12019Ballston Lake, NY 120199.2 mi61$39,823,179$700,940$652,839
12206Albany, NY 122069.5 mi22$5,356,340$237,500$243,470
12204Albany, NY 1220410.4 mi14$3,940,300$219,900$281,450

Frequently Asked Questions

How many homes are for sale in SCHENECTADY, NY 12309?

As of January 2026, there are 57 active listings in SCHENECTADY, NY (zip code 12309), compared to 69 the prior year.

What is the median home price in SCHENECTADY, NY 12309?

The median listing price in SCHENECTADY, NY 12309 is $419,400 as of January 2026, a 6.8% decrease from $450,000 the prior year.

How long do homes stay on the market in SCHENECTADY, NY?

Homes in SCHENECTADY, NY 12309 spend an average of 80 days on the market before going under contract, compared to 51 days the prior year.

Is it a seller's or buyer's market in SCHENECTADY, NY 12309?

Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12309 is currently a Balanced Market. Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 80 days on market compared to 51 days last year.

How much can I save on real estate commission in SCHENECTADY, NY?

With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12309 save an estimated $8,388 compared to a typical 5% commission on the median listing price of $419,400. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.