Data as of September 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12303) currently shows 94 active listings, with 58 pending sales. Homes are averaging 39 days on the market before going under contract.
Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 39 days on market compared to 48 days last year.
The median listing price has risen 8.2% year-over-year, from $289,900 to $313,750.
Population: 29,680 · Density: 736.1/mi² · Median household income: $77,917
Typical home value: $217,154 · Homeownership: 73.7%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12303 | Schenectady, NY 12303 | 0.0 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12084 | Guilderland, NY 12084 | 3.4 mi | 2 | $1,250,000 | $625,000 | $625,000 |
| 12085 | Guilderland Center, NY 12085 | 4.0 mi | 1 | $330,000 | $330,000 | $330,000 |
| 12305 | Schenectady, NY 12305 | 4.5 mi | 6 | $1,847,370 | $321,675 | $307,895 |
| 12205 | Albany, NY 12205 | 5.3 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12009 | Altamont, NY 12009 | 6.5 mi | 13 | $5,062,850 | $368,000 | $389,450 |
| 12148 | Rexford, NY 12148 | 7.1 mi | 7 | $6,935,929 | $939,250 | $990,847 |
| 12159 | Slingerlands, NY 12159 | 7.6 mi | 11 | $4,799,025 | $357,100 | $436,275 |
| 12211 | Albany, NY 12211 | 8.7 mi | 36 | $23,989,608 | $594,950 | $666,378 |
| 12208 | Albany, NY 12208 | 8.9 mi | 36 | $11,868,984 | $287,400 | $329,694 |
| 12302 | Schenectady, NY 12302 | 9.6 mi | 55 | $22,715,165 | $299,900 | $413,003 |
| 12054 | Delmar, NY 12054 | 10.2 mi | 12 | $5,793,804 | $537,400 | $482,817 |
| 12209 | Albany, NY 12209 | 10.3 mi | 18 | $4,429,098 | $244,450 | $246,061 |
As of September 2026, there are 94 active listings in SCHENECTADY, NY (zip code 12303), compared to 116 the prior year.
The median listing price in SCHENECTADY, NY 12303 is $313,750 as of September 2026, a 8.2% increase from $289,900 the prior year.
Homes in SCHENECTADY, NY 12303 spend an average of 39 days on the market before going under contract, compared to 48 days the prior year.
Based on current inventory and days-on-market data as of September 2026, SCHENECTADY, NY 12303 is currently a Seller's Market. Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 39 days on market compared to 48 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12303 save an estimated $6,275 compared to a typical 5% commission on the median listing price of $313,750. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.