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SCHENECTADY, NY 12303

Real Estate Market Report  ·  Albany County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
58
⇩ 9.4% vs 64 last year
Pending
34
59% pending ratio
Median Price
$294,450
⇧ 5.7% vs $278,647 last year
Average Price
$374,483
⇧ 0.3% vs $373,306 last year
Days on Market
52
⇩ 8.8% vs 57 days last year

Market Context

Population: 29,680  ·  Density: 736.1/mi²  ·  Median household income: $77,917

Typical home value: $217,154  ·  Homeownership: 73.7%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SCHENECTADY, NY real estate market (12303) currently shows 58 active listings, with 34 pending sales. Homes are averaging 52 days on the market before going under contract.

Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 52 days on market compared to 57 days last year.

The median listing price has risen 5.7% year-over-year, from $278,647 to $294,450.

Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 58 this year vs 64 last year
  • Days on market: 52 now vs 57 last year

Median & Average Pricing

Year over Year
  • Median: $294,450 (+5.7% YoY)
  • Average: $374,483 (+0.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.3 miles — 310 listings ($125,760,932 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12303Schenectady, NY 123030.0 mi58$21,720,014$294,450$374,483
12084Guilderland, NY 120843.4 mi3$1,575,000$525,000$525,000
12085Guilderland Center, NY 120854.0 mi1$343,000$343,000$343,000
12305Schenectady, NY 123054.5 mi3$931,020$327,400$310,340
12205Albany, NY 122055.3 mi41$12,020,626$284,900$293,186
12009Altamont, NY 120096.5 mi15$6,075,495$388,950$405,033
12148Rexford, NY 121487.1 mi7$6,343,148$935,000$906,164
12159Slingerlands, NY 121597.6 mi9$3,932,640$375,000$436,960
12211Albany, NY 122118.7 mi32$23,118,400$640,000$722,450
12208Albany, NY 122088.9 mi39$11,744,967$279,950$301,153
12302Schenectady, NY 123029.6 mi63$24,124,905$295,000$382,935
12054Delmar, NY 1205410.2 mi17$8,149,953$449,999$479,409
12209Albany, NY 1220910.3 mi22$5,681,764$250,000$258,262

Frequently Asked Questions

How many homes are for sale in SCHENECTADY, NY 12303?

As of January 2026, there are 58 active listings in SCHENECTADY, NY (zip code 12303), compared to 64 the prior year.

What is the median home price in SCHENECTADY, NY 12303?

The median listing price in SCHENECTADY, NY 12303 is $294,450 as of January 2026, a 5.7% increase from $278,647 the prior year.

How long do homes stay on the market in SCHENECTADY, NY?

Homes in SCHENECTADY, NY 12303 spend an average of 52 days on the market before going under contract, compared to 57 days the prior year.

Is it a seller's or buyer's market in SCHENECTADY, NY 12303?

Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12303 is currently a Seller's Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 52 days on market compared to 57 days last year.

How much can I save on real estate commission in SCHENECTADY, NY?

With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12303 save an estimated $5,889 compared to a typical 5% commission on the median listing price of $294,450. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.