Data as of July 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12303) currently shows 91 active listings, with 63 pending sales. Homes are averaging 47 days on the market before going under contract.
Inventory has tightened compared to last year, with 17 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 47 days on market compared to 31 days last year.
The median listing price has fallen 6.9% year-over-year, from $321,250 to $299,000.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 29,680 · Density: 736.1/mi² · Median household income: $77,917
Typical home value: $217,154 · Homeownership: 73.7%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12303 | Schenectady, NY 12303 | 0.0 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12084 | Guilderland, NY 12084 | 3.4 mi | 2 | $1,250,000 | $625,000 | $625,000 |
| 12085 | Guilderland Center, NY 12085 | 4.0 mi | 1 | $330,000 | $330,000 | $330,000 |
| 12305 | Schenectady, NY 12305 | 4.5 mi | 6 | $1,847,370 | $321,675 | $307,895 |
| 12205 | Albany, NY 12205 | 5.3 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12009 | Altamont, NY 12009 | 6.5 mi | 13 | $5,062,850 | $368,000 | $389,450 |
| 12148 | Rexford, NY 12148 | 7.1 mi | 7 | $6,935,929 | $939,250 | $990,847 |
| 12159 | Slingerlands, NY 12159 | 7.6 mi | 11 | $4,799,025 | $357,100 | $436,275 |
| 12211 | Albany, NY 12211 | 8.7 mi | 36 | $23,989,608 | $594,950 | $666,378 |
| 12208 | Albany, NY 12208 | 8.9 mi | 36 | $11,868,984 | $287,400 | $329,694 |
| 12302 | Schenectady, NY 12302 | 9.6 mi | 55 | $22,715,165 | $299,900 | $413,003 |
| 12054 | Delmar, NY 12054 | 10.2 mi | 12 | $5,793,804 | $537,400 | $482,817 |
| 12209 | Albany, NY 12209 | 10.3 mi | 18 | $4,429,098 | $244,450 | $246,061 |
As of July 2026, there are 91 active listings in SCHENECTADY, NY (zip code 12303), compared to 108 the prior year.
The median listing price in SCHENECTADY, NY 12303 is $299,000 as of July 2026, a 6.9% decrease from $321,250 the prior year.
Homes in SCHENECTADY, NY 12303 spend an average of 47 days on the market before going under contract, compared to 31 days the prior year.
Based on current inventory and days-on-market data as of July 2026, SCHENECTADY, NY 12303 is currently a Balanced Market. Inventory has tightened compared to last year, with 17 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 47 days on market compared to 31 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12303 save an estimated $5,980 compared to a typical 5% commission on the median listing price of $299,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.