Call or Text (240) SELL-123

SCHENECTADY, NY 12303

Real Estate Market Report
Seller's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The SCHENECTADY, NY real estate market (12303) currently shows 94 active listings, with 58 pending sales. Homes are averaging 39 days on the market before going under contract.

Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 39 days on market compared to 48 days last year.

The median listing price has risen 8.2% year-over-year, from $289,900 to $313,750.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for SCHENECTADY, NY 12303 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Context

Market Context

Population: 29,680  ·  Density: 736.1/mi²  ·  Median household income: $77,917

Typical home value: $217,154  ·  Homeownership: 73.7%

Market Overview

Active Listings
94
⇩ 19% vs 116 last year
Pending
58
62% pending ratio
Median Price
$313,750
⇧ 8.2% vs $289,900 last year
Average Price
$406,367
⇧ 7% vs $379,639 last year
Days on Market
39
⇩ 18.8% vs 48 days last year

Price Per Square Foot

Median $/sqft
$220
⇧ 4.8% vs $210/sqft last year
Median Home Size
1,600 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 94 this year vs 116 last year
  • Days on market: 39 now vs 48 last year

Median & Average Pricing

Year over Year
  • Median: $313,750 (+8.2% YoY)
  • Average: $406,367 (+7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.3 miles — 299 listings ($125,793,348 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12303Schenectady, NY 123030.0 mi59$24,098,727$299,725$408,453
12084Guilderland, NY 120843.4 mi2$1,250,000$625,000$625,000
12085Guilderland Center, NY 120854.0 mi1$330,000$330,000$330,000
12305Schenectady, NY 123054.5 mi6$1,847,370$321,675$307,895
12205Albany, NY 122055.3 mi43$12,672,788$303,000$294,716
12009Altamont, NY 120096.5 mi13$5,062,850$368,000$389,450
12148Rexford, NY 121487.1 mi7$6,935,929$939,250$990,847
12159Slingerlands, NY 121597.6 mi11$4,799,025$357,100$436,275
12211Albany, NY 122118.7 mi36$23,989,608$594,950$666,378
12208Albany, NY 122088.9 mi36$11,868,984$287,400$329,694
12302Schenectady, NY 123029.6 mi55$22,715,165$299,900$413,003
12054Delmar, NY 1205410.2 mi12$5,793,804$537,400$482,817
12209Albany, NY 1220910.3 mi18$4,429,098$244,450$246,061

Frequently Asked Questions

How many homes are for sale in SCHENECTADY, NY 12303?

As of September 2026, there are 94 active listings in SCHENECTADY, NY (zip code 12303), compared to 116 the prior year.

What is the median home price in SCHENECTADY, NY 12303?

The median listing price in SCHENECTADY, NY 12303 is $313,750 as of September 2026, a 8.2% increase from $289,900 the prior year.

How long do homes stay on the market in SCHENECTADY, NY?

Homes in SCHENECTADY, NY 12303 spend an average of 39 days on the market before going under contract, compared to 48 days the prior year.

Is it a seller's or buyer's market in SCHENECTADY, NY 12303?

Based on current inventory and days-on-market data as of September 2026, SCHENECTADY, NY 12303 is currently a Seller's Market. Inventory has tightened compared to last year, with 22 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 39 days on market compared to 48 days last year.

How much can I save on real estate commission in SCHENECTADY, NY?

With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12303 save an estimated $6,275 compared to a typical 5% commission on the median listing price of $313,750. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.