Population: 29,680 · Density: 736.1/mi² · Median household income: $77,917
Typical home value: $217,154 · Homeownership: 73.7%
Data as of January 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12303) currently shows 58 active listings, with 34 pending sales. Homes are averaging 52 days on the market before going under contract.
Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 52 days on market compared to 57 days last year.
The median listing price has risen 5.7% year-over-year, from $278,647 to $294,450.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12303 | Schenectady, NY 12303 | 0.0 mi | 58 | $21,720,014 | $294,450 | $374,483 |
| 12084 | Guilderland, NY 12084 | 3.4 mi | 3 | $1,575,000 | $525,000 | $525,000 |
| 12085 | Guilderland Center, NY 12085 | 4.0 mi | 1 | $343,000 | $343,000 | $343,000 |
| 12305 | Schenectady, NY 12305 | 4.5 mi | 3 | $931,020 | $327,400 | $310,340 |
| 12205 | Albany, NY 12205 | 5.3 mi | 41 | $12,020,626 | $284,900 | $293,186 |
| 12009 | Altamont, NY 12009 | 6.5 mi | 15 | $6,075,495 | $388,950 | $405,033 |
| 12148 | Rexford, NY 12148 | 7.1 mi | 7 | $6,343,148 | $935,000 | $906,164 |
| 12159 | Slingerlands, NY 12159 | 7.6 mi | 9 | $3,932,640 | $375,000 | $436,960 |
| 12211 | Albany, NY 12211 | 8.7 mi | 32 | $23,118,400 | $640,000 | $722,450 |
| 12208 | Albany, NY 12208 | 8.9 mi | 39 | $11,744,967 | $279,950 | $301,153 |
| 12302 | Schenectady, NY 12302 | 9.6 mi | 63 | $24,124,905 | $295,000 | $382,935 |
| 12054 | Delmar, NY 12054 | 10.2 mi | 17 | $8,149,953 | $449,999 | $479,409 |
| 12209 | Albany, NY 12209 | 10.3 mi | 22 | $5,681,764 | $250,000 | $258,262 |
As of January 2026, there are 58 active listings in SCHENECTADY, NY (zip code 12303), compared to 64 the prior year.
The median listing price in SCHENECTADY, NY 12303 is $294,450 as of January 2026, a 5.7% increase from $278,647 the prior year.
Homes in SCHENECTADY, NY 12303 spend an average of 52 days on the market before going under contract, compared to 57 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12303 is currently a Seller's Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 52 days on market compared to 57 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12303 save an estimated $5,889 compared to a typical 5% commission on the median listing price of $294,450. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.