Population: 27,915 · Density: 248.7/mi² · Median household income: $89,468
Typical home value: $223,379 · Homeownership: 74.0%
Data as of January 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12302) currently shows 63 active listings, with 38 pending sales. Homes are averaging 66 days on the market before going under contract.
Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 66 days on market compared to 60 days last year.
The median listing price has fallen 14.5% year-over-year, from $344,875 to $295,000.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12302 | Schenectady, NY 12302 | 0.0 mi | 63 | $24,124,905 | $295,000 | $382,935 |
| 12027 | Burnt Hills, NY 12027 | 4.6 mi | 3 | $1,383,000 | $461,000 | $461,000 |
| 12308 | Schenectady, NY 12308 | 5.3 mi | 27 | $7,157,187 | $299,900 | $265,081 |
| 12307 | Schenectady, NY 12307 | 5.9 mi | 10 | $1,748,500 | $197,250 | $174,850 |
| 12137 | Pattersonville, NY 12137 | 7.6 mi | 3 | $4,137,000 | $930,000 | $1,379,000 |
| 12309 | Schenectady, NY 12309 | 8.3 mi | 57 | $32,084,103 | $419,400 | $562,879 |
| 12056 | Duanesburg, NY 12056 | 9.6 mi | 5 | $1,349,725 | $269,945 | $269,945 |
| 12020 | Ballston Spa, NY 12020 | 10.0 mi | 112 | $78,082,256 | $617,798 | $697,163 |
| 12065 | Clifton Park, NY 12065 | 10.1 mi | 95 | $58,311,190 | $650,900 | $613,802 |
| 12010 | Amsterdam, NY 12010 | 10.3 mi | 58 | $21,545,840 | $299,900 | $371,480 |
| 12085 | Guilderland Center, NY 12085 | 12.6 mi | 1 | $343,000 | $343,000 | $343,000 |
| 12009 | Altamont, NY 12009 | 12.9 mi | 15 | $6,075,495 | $388,950 | $405,033 |
| 12118 | Mechanicville, NY 12118 | 13.6 mi | 76 | $41,491,060 | $586,650 | $545,935 |
As of January 2026, there are 63 active listings in SCHENECTADY, NY (zip code 12302), compared to 57 the prior year.
The median listing price in SCHENECTADY, NY 12302 is $295,000 as of January 2026, a 14.5% decrease from $344,875 the prior year.
Homes in SCHENECTADY, NY 12302 spend an average of 66 days on the market before going under contract, compared to 60 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12302 is currently a Buyer's Market. Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 66 days on market compared to 60 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12302 save an estimated $5,900 compared to a typical 5% commission on the median listing price of $295,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.