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SCHENECTADY, NY 12302

Real Estate Market Report  ·  Schenectady County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
63
⇧ 10.5% vs 57 last year
Pending
38
60% pending ratio
Median Price
$295,000
⇩ 14.5% vs $344,875 last year
Average Price
$382,935
⇧ 4.7% vs $365,748 last year
Days on Market
66
⇧ 10% vs 60 days last year

Market Context

Population: 27,915  ·  Density: 248.7/mi²  ·  Median household income: $89,468

Typical home value: $223,379  ·  Homeownership: 74.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SCHENECTADY, NY real estate market (12302) currently shows 63 active listings, with 38 pending sales. Homes are averaging 66 days on the market before going under contract.

Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 66 days on market compared to 60 days last year.

The median listing price has fallen 14.5% year-over-year, from $344,875 to $295,000.

Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 63 this year vs 57 last year
  • Days on market: 66 now vs 60 last year

Median & Average Pricing

Year over Year
  • Median: $295,000 (-14.5% YoY)
  • Average: $382,935 (+4.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.6 miles — 525 listings ($277,833,261 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12302Schenectady, NY 123020.0 mi63$24,124,905$295,000$382,935
12027Burnt Hills, NY 120274.6 mi3$1,383,000$461,000$461,000
12308Schenectady, NY 123085.3 mi27$7,157,187$299,900$265,081
12307Schenectady, NY 123075.9 mi10$1,748,500$197,250$174,850
12137Pattersonville, NY 121377.6 mi3$4,137,000$930,000$1,379,000
12309Schenectady, NY 123098.3 mi57$32,084,103$419,400$562,879
12056Duanesburg, NY 120569.6 mi5$1,349,725$269,945$269,945
12020Ballston Spa, NY 1202010.0 mi112$78,082,256$617,798$697,163
12065Clifton Park, NY 1206510.1 mi95$58,311,190$650,900$613,802
12010Amsterdam, NY 1201010.3 mi58$21,545,840$299,900$371,480
12085Guilderland Center, NY 1208512.6 mi1$343,000$343,000$343,000
12009Altamont, NY 1200912.9 mi15$6,075,495$388,950$405,033
12118Mechanicville, NY 1211813.6 mi76$41,491,060$586,650$545,935

Frequently Asked Questions

How many homes are for sale in SCHENECTADY, NY 12302?

As of January 2026, there are 63 active listings in SCHENECTADY, NY (zip code 12302), compared to 57 the prior year.

What is the median home price in SCHENECTADY, NY 12302?

The median listing price in SCHENECTADY, NY 12302 is $295,000 as of January 2026, a 14.5% decrease from $344,875 the prior year.

How long do homes stay on the market in SCHENECTADY, NY?

Homes in SCHENECTADY, NY 12302 spend an average of 66 days on the market before going under contract, compared to 60 days the prior year.

Is it a seller's or buyer's market in SCHENECTADY, NY 12302?

Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12302 is currently a Buyer's Market. Inventory has increased compared to last year, with 6 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 66 days on market compared to 60 days last year.

How much can I save on real estate commission in SCHENECTADY, NY?

With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12302 save an estimated $5,900 compared to a typical 5% commission on the median listing price of $295,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.