Population: 27,735 · Density: 243.9/mi² · Median household income: $80,207
Typical home value: $197,420 · Homeownership: 71.0%
Data as of January 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12306) currently shows 108 active listings, with 60 pending sales. Homes are averaging 94 days on the market before going under contract.
Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 94 days on market compared to 43 days last year.
The median listing price has risen 7.5% year-over-year, from $355,000 to $381,500.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12306 | Schenectady, NY 12306 | 0.0 mi | 108 | $42,912,828 | $381,500 | $397,341 |
| 12305 | Schenectady, NY 12305 | 4.2 mi | 3 | $931,020 | $327,400 | $310,340 |
| 12307 | Schenectady, NY 12307 | 5.1 mi | 10 | $1,748,500 | $197,250 | $174,850 |
| 12308 | Schenectady, NY 12308 | 5.8 mi | 27 | $7,157,187 | $299,900 | $265,081 |
| 12303 | Schenectady, NY 12303 | 6.8 mi | 58 | $21,720,014 | $294,450 | $374,483 |
| 12009 | Altamont, NY 12009 | 7.5 mi | 15 | $6,075,495 | $388,950 | $405,033 |
| 12309 | Schenectady, NY 12309 | 8.4 mi | 57 | $32,084,103 | $419,400 | $562,879 |
| 12148 | Rexford, NY 12148 | 9.7 mi | 7 | $6,343,148 | $935,000 | $906,164 |
| 12027 | Burnt Hills, NY 12027 | 10.1 mi | 3 | $1,383,000 | $461,000 | $461,000 |
| 12010 | Amsterdam, NY 12010 | 11.5 mi | 58 | $21,545,840 | $299,900 | $371,480 |
| 12203 | Albany, NY 12203 | 12.7 mi | 44 | $18,904,468 | $322,450 | $429,647 |
| 12186 | Voorheesville, NY 12186 | 12.9 mi | 11 | $9,088,519 | $449,900 | $826,229 |
| 12110 | Latham, NY 12110 | 13.5 mi | 77 | $39,013,975 | $499,400 | $506,675 |
As of January 2026, there are 108 active listings in SCHENECTADY, NY (zip code 12306), compared to 104 the prior year.
The median listing price in SCHENECTADY, NY 12306 is $381,500 as of January 2026, a 7.5% increase from $355,000 the prior year.
Homes in SCHENECTADY, NY 12306 spend an average of 94 days on the market before going under contract, compared to 43 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12306 is currently a Buyer's Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 94 days on market compared to 43 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12306 save an estimated $7,630 compared to a typical 5% commission on the median listing price of $381,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.