Data as of September 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12306) currently shows 130 active listings, with 58 pending sales. Homes are averaging 40 days on the market before going under contract.
Inventory has tightened compared to last year, with 14 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 40 days on market compared to 53 days last year.
The median listing price has fallen 14.3% year-over-year, from $370,000 to $317,050.
Population: 27,735 · Density: 243.9/mi² · Median household income: $80,207
Typical home value: $197,420 · Homeownership: 71.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12306 | Schenectady, NY 12306 | 0.0 mi | 110 | $41,219,860 | $386,500 | $374,726 |
| 12305 | Schenectady, NY 12305 | 4.2 mi | 6 | $1,847,370 | $321,675 | $307,895 |
| 12307 | Schenectady, NY 12307 | 5.1 mi | 8 | $1,470,832 | $206,000 | $183,854 |
| 12308 | Schenectady, NY 12308 | 5.8 mi | 27 | $7,620,858 | $299,900 | $282,254 |
| 12303 | Schenectady, NY 12303 | 6.8 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12009 | Altamont, NY 12009 | 7.5 mi | 13 | $5,062,850 | $368,000 | $389,450 |
| 12309 | Schenectady, NY 12309 | 8.4 mi | 59 | $35,912,415 | $463,675 | $608,685 |
| 12148 | Rexford, NY 12148 | 9.7 mi | 7 | $6,935,929 | $939,250 | $990,847 |
| 12027 | Burnt Hills, NY 12027 | 10.1 mi | 4 | $1,678,000 | $419,500 | $419,500 |
| 12010 | Amsterdam, NY 12010 | 11.5 mi | 51 | $18,268,608 | $284,975 | $358,208 |
| 12203 | Albany, NY 12203 | 12.7 mi | 41 | $19,276,314 | $354,450 | $470,154 |
| 12186 | Voorheesville, NY 12186 | 12.9 mi | 16 | $10,108,096 | $317,425 | $631,756 |
| 12110 | Latham, NY 12110 | 13.5 mi | 75 | $40,719,600 | $499,400 | $542,928 |
As of September 2026, there are 130 active listings in SCHENECTADY, NY (zip code 12306), compared to 144 the prior year.
The median listing price in SCHENECTADY, NY 12306 is $317,050 as of September 2026, a 14.3% decrease from $370,000 the prior year.
Homes in SCHENECTADY, NY 12306 spend an average of 40 days on the market before going under contract, compared to 53 days the prior year.
Based on current inventory and days-on-market data as of September 2026, SCHENECTADY, NY 12306 is currently a Seller's Market. Inventory has tightened compared to last year, with 14 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 40 days on market compared to 53 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12306 save an estimated $6,341 compared to a typical 5% commission on the median listing price of $317,050. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.