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SCHENECTADY, NY 12306

Real Estate Market Report  ·  Schenectady County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
108
⇧ 3.8% vs 104 last year
Pending
60
56% pending ratio
Median Price
$381,500
⇧ 7.5% vs $355,000 last year
Average Price
$397,341
⇧ 11.4% vs $356,692 last year
Days on Market
94
⇧ 118.6% vs 43 days last year

Market Context

Population: 27,735  ·  Density: 243.9/mi²  ·  Median household income: $80,207

Typical home value: $197,420  ·  Homeownership: 71.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SCHENECTADY, NY real estate market (12306) currently shows 108 active listings, with 60 pending sales. Homes are averaging 94 days on the market before going under contract.

Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 94 days on market compared to 43 days last year.

The median listing price has risen 7.5% year-over-year, from $355,000 to $381,500.

Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 108 this year vs 104 last year
  • Days on market: 94 now vs 43 last year

Median & Average Pricing

Year over Year
  • Median: $381,500 (+7.5% YoY)
  • Average: $397,341 (+11.4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.5 miles — 478 listings ($208,908,097 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12306Schenectady, NY 123060.0 mi108$42,912,828$381,500$397,341
12305Schenectady, NY 123054.2 mi3$931,020$327,400$310,340
12307Schenectady, NY 123075.1 mi10$1,748,500$197,250$174,850
12308Schenectady, NY 123085.8 mi27$7,157,187$299,900$265,081
12303Schenectady, NY 123036.8 mi58$21,720,014$294,450$374,483
12009Altamont, NY 120097.5 mi15$6,075,495$388,950$405,033
12309Schenectady, NY 123098.4 mi57$32,084,103$419,400$562,879
12148Rexford, NY 121489.7 mi7$6,343,148$935,000$906,164
12027Burnt Hills, NY 1202710.1 mi3$1,383,000$461,000$461,000
12010Amsterdam, NY 1201011.5 mi58$21,545,840$299,900$371,480
12203Albany, NY 1220312.7 mi44$18,904,468$322,450$429,647
12186Voorheesville, NY 1218612.9 mi11$9,088,519$449,900$826,229
12110Latham, NY 1211013.5 mi77$39,013,975$499,400$506,675

Frequently Asked Questions

How many homes are for sale in SCHENECTADY, NY 12306?

As of January 2026, there are 108 active listings in SCHENECTADY, NY (zip code 12306), compared to 104 the prior year.

What is the median home price in SCHENECTADY, NY 12306?

The median listing price in SCHENECTADY, NY 12306 is $381,500 as of January 2026, a 7.5% increase from $355,000 the prior year.

How long do homes stay on the market in SCHENECTADY, NY?

Homes in SCHENECTADY, NY 12306 spend an average of 94 days on the market before going under contract, compared to 43 days the prior year.

Is it a seller's or buyer's market in SCHENECTADY, NY 12306?

Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12306 is currently a Buyer's Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 94 days on market compared to 43 days last year.

How much can I save on real estate commission in SCHENECTADY, NY?

With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12306 save an estimated $7,630 compared to a typical 5% commission on the median listing price of $381,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.