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SANTA CRUZ, CA 95060

Real Estate Market Report  ·  Santa Cruz County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
41
⇩ 4.7% vs 43 last year
Pending
11
27% pending ratio
Median Price
$1,699,000
⇧ 36.9% vs $1,240,666 last year
Average Price
$2,327,642
⇧ 46.3% vs $1,590,551 last year
Days on Market
94
⇧ 30.6% vs 72 days last year

Market Context

Population: 46,527  ·  Density: 329.3/mi²  ·  Median household income: $101,962

Typical home value: $1,147,100  ·  Homeownership: 51.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SANTA CRUZ, CA real estate market (95060) currently shows 41 active listings, with 11 pending sales. Homes are averaging 94 days on the market before going under contract.

Inventory has tightened compared to last year, with 2 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 94 days on market compared to 72 days last year.

The median listing price has risen 36.9% year-over-year, from $1,240,666 to $1,699,000.

Whether you are buying or selling in SANTA CRUZ, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 41 this year vs 43 last year
  • Days on market: 94 now vs 72 last year

Median & Average Pricing

Year over Year
  • Median: $1,699,000 (+36.9% YoY)
  • Average: $2,327,642 (+46.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.1 miles — 337 listings ($766,411,247 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
95060Santa Cruz, CA 950600.0 mi41$95,433,322$1,699,000$2,327,642
95018Felton, CA 950185.2 mi11$10,484,375$1,002,500$953,125
95066Scotts Valley, CA 950666.1 mi16$17,924,368$1,100,000$1,120,273
95007Brookdale, CA 950076.7 mi6$6,726,000$715,000$1,121,000
95010Capitola, CA 950108.5 mi10$10,588,890$699,000$1,058,889
95073Soquel, CA 950739.6 mi15$24,672,270$1,225,000$1,644,818
95033Los Gatos, CA 9503312.0 mi39$121,059,276$1,476,944$3,104,084
95030Los Gatos, CA 9503015.8 mi20$86,269,100$3,350,000$4,313,455
95070Saratoga, CA 9507017.0 mi27$140,028,615$3,995,888$5,186,245
95120San Jose, CA 9512018.8 mi14$34,640,690$2,198,500$2,474,335
95124San Jose, CA 9512419.5 mi32$55,603,456$1,888,000$1,737,608
95076Watsonville, CA 9507620.0 mi77$114,754,871$975,000$1,490,323
95008Campbell, CA 9500820.1 mi29$48,226,014$1,724,000$1,662,966

Frequently Asked Questions

How many homes are for sale in SANTA CRUZ, CA 95060?

As of January 2026, there are 41 active listings in SANTA CRUZ, CA (zip code 95060), compared to 43 the prior year.

What is the median home price in SANTA CRUZ, CA 95060?

The median listing price in SANTA CRUZ, CA 95060 is $1,699,000 as of January 2026, a 36.9% increase from $1,240,666 the prior year.

How long do homes stay on the market in SANTA CRUZ, CA?

Homes in SANTA CRUZ, CA 95060 spend an average of 94 days on the market before going under contract, compared to 72 days the prior year.

Is it a seller's or buyer's market in SANTA CRUZ, CA 95060?

Based on current inventory and days-on-market data as of January 2026, SANTA CRUZ, CA 95060 is currently a Balanced Market. Inventory has tightened compared to last year, with 2 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 94 days on market compared to 72 days last year.

How much can I save on real estate commission in SANTA CRUZ, CA?

With SELL123.com's maximum 3% commission, sellers in SANTA CRUZ, CA 95060 save an estimated $33,980 compared to a typical 5% commission on the median listing price of $1,699,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.