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SANTA CRUZ, CA 95060

Real Estate Market Report
Balanced Market
July 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 95060

Beach Flats · Carbonera · Circles · Downtown · Eastside · Escolona · Harvey West · King Street · Lee · Lighthouse · Lower Ocean · Market Street · Meder · Natural Bridges · Neary Lagoon · Nobel · Ocean Street · River Street · Seabright · Spring Street · West King Street · Western · Westside (WestSide Industry)

Market Analysis

Data as of July 2026. Source: Realtor.com.

The SANTA CRUZ, CA real estate market (95060) currently shows 77 active listings, with 14 pending sales. Homes are averaging 53 days on the market before going under contract.

Inventory has tightened compared to last year, with 11 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 53 days on market compared to 39 days last year.

The median listing price has risen 4.9% year-over-year, from $1,478,500 to $1,551,000.

Whether you are buying or selling in SANTA CRUZ, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 46,527  ·  Density: 329.3/mi²  ·  Median household income: $101,962

Typical home value: $1,147,100  ·  Homeownership: 51.0%

Market Overview

Active Listings
77
⇩ 12.5% vs 88 last year
Pending
14
18% pending ratio
Median Price
$1,551,000
⇧ 4.9% vs $1,478,500 last year
Average Price
$1,793,471
⇧ 2.6% vs $1,748,286 last year
Days on Market
53
⇧ 35.9% vs 39 days last year

Price Per Square Foot

Median $/sqft
$816
⇧ 1.9% vs $801/sqft last year
Median Home Size
1,982 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 77 this year vs 88 last year
  • Days on market: 53 now vs 39 last year

Median & Average Pricing

Year over Year
  • Median: $1,551,000 (+4.9% YoY)
  • Average: $1,793,471 (+2.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.1 miles — 508 listings ($1,203,879,060 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
95060Santa Cruz, CA 950600.0 mi54$121,333,680$1,574,000$2,246,920
95018Felton, CA 950185.2 mi15$13,210,905$799,000$880,727
95066Scotts Valley, CA 950666.1 mi25$35,298,075$1,249,250$1,411,923
95007Brookdale, CA 950076.7 mi3$2,656,800$699,000$885,600
95010Capitola, CA 950108.5 mi21$24,933,426$996,250$1,187,306
95073Soquel, CA 950739.6 mi18$26,898,570$1,200,000$1,494,365
95033Los Gatos, CA 9503312.0 mi51$164,007,585$1,849,250$3,215,835
95030Los Gatos, CA 9503015.8 mi29$124,999,744$3,249,500$4,310,336
95070Saratoga, CA 9507017.0 mi56$271,880,896$3,555,972$4,855,016
95120San Jose, CA 9512018.8 mi39$92,084,343$2,193,944$2,361,137
95124San Jose, CA 9512419.5 mi59$109,443,112$1,898,749$1,854,968
95076Watsonville, CA 9507620.0 mi81$114,426,189$985,750$1,412,669
95008Campbell, CA 9500820.1 mi57$102,705,735$1,692,058$1,801,855

Frequently Asked Questions

How many homes are for sale in SANTA CRUZ, CA 95060?

As of July 2026, there are 77 active listings in SANTA CRUZ, CA (zip code 95060), compared to 88 the prior year.

What is the median home price in SANTA CRUZ, CA 95060?

The median listing price in SANTA CRUZ, CA 95060 is $1,551,000 as of July 2026, a 4.9% increase from $1,478,500 the prior year.

How long do homes stay on the market in SANTA CRUZ, CA?

Homes in SANTA CRUZ, CA 95060 spend an average of 53 days on the market before going under contract, compared to 39 days the prior year.

Is it a seller's or buyer's market in SANTA CRUZ, CA 95060?

Based on current inventory and days-on-market data as of July 2026, SANTA CRUZ, CA 95060 is currently a Balanced Market. Inventory has tightened compared to last year, with 11 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 53 days on market compared to 39 days last year.

How much can I save on real estate commission in SANTA CRUZ, CA?

With SELL123.com's maximum 3% commission, sellers in SANTA CRUZ, CA 95060 save an estimated $31,020 compared to a typical 5% commission on the median listing price of $1,551,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.