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North Chattanooga

CHATTANOOGA, TN 37408

Real Estate Market Report  ·  Hamilton County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
62
⇧ 12.7% vs 55 last year
Pending
13
21% pending ratio
Median Price
$475,000
⇧ 3.4% vs $459,450 last year
Average Price
$493,629
⇩ 6% vs $525,279 last year
Days on Market
81
⇧ 20.9% vs 67 days last year

Market Context

Population: 2,727  ·  Density: 495.5/mi²  ·  Median household income: $70,438

Typical home value: $410,842  ·  Homeownership: 34.3%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37408) currently shows 62 active listings, with 13 pending sales. Homes are averaging 81 days on the market before going under contract.

Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 81 days on market compared to 67 days last year.

The median listing price has risen 3.4% year-over-year, from $459,450 to $475,000.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 62 this year vs 55 last year
  • Days on market: 81 now vs 67 last year

Median & Average Pricing

Year over Year
  • Median: $475,000 (+3.4% YoY)
  • Average: $493,629 (-6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 12.7 miles — 1,052 listings ($485,931,913 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37408Chattanooga, TN 374080.0 mi62$30,604,998$475,000$493,629
37403Chattanooga, TN 374031.6 mi30$18,747,450$389,400$624,915
37404Chattanooga, TN 374042.2 mi88$39,898,144$349,900$453,388
37409Chattanooga, TN 374092.7 mi25$12,175,350$450,000$487,014
37411Chattanooga, TN 374114.7 mi61$16,743,768$267,000$274,488
37412Chattanooga, TN 374125.3 mi112$36,108,464$325,000$322,397
30741Rossville, GA 307415.7 mi172$48,319,788$269,900$280,929
37415Chattanooga, TN 374156.9 mi86$36,362,864$375,000$422,824
30725Flintstone, GA 307257.7 mi16$5,706,720$350,000$356,670
37405Chattanooga, TN 374058.0 mi133$91,461,972$472,500$687,684
30757Wildwood, GA 307579.2 mi4$2,713,200$320,000$678,300
37343Hixson, TN 3734311.2 mi194$87,993,938$425,000$453,577
37377Signal Mountain, TN 3737712.7 mi69$59,095,257$758,000$856,453

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37408?

As of January 2026, there are 62 active listings in CHATTANOOGA, TN (zip code 37408), compared to 55 the prior year.

What is the median home price in CHATTANOOGA, TN 37408?

The median listing price in CHATTANOOGA, TN 37408 is $475,000 as of January 2026, a 3.4% increase from $459,450 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37408 spend an average of 81 days on the market before going under contract, compared to 67 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37408?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37408 is currently a Buyer's Market. Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 81 days on market compared to 67 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37408 save an estimated $9,500 compared to a typical 5% commission on the median listing price of $475,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.