Population: 21,840 · Density: 973.9/mi² · Median household income: $53,409
Typical home value: $165,777 · Homeownership: 60.8%
Data as of January 2026. Source: Realtor.com.
The CHATTANOOGA, TN real estate market (37412) currently shows 112 active listings, with 23 pending sales. Homes are averaging 68 days on the market before going under contract.
Inventory has increased compared to last year, with 32 more homes available — giving buyers more choice.
Homes are selling faster, averaging 68 days on market compared to 72 days last year.
The median listing price has risen 1.6% year-over-year, from $320,000 to $325,000.
Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 37412 | Chattanooga, TN 37412 | 0.0 mi | 112 | $36,108,464 | $325,000 | $322,397 |
| 37404 | Chattanooga, TN 37404 | 3.4 mi | 88 | $39,898,144 | $349,900 | $453,388 |
| 30742 | Fort Oglethorpe, GA 30742 | 4.4 mi | 31 | $12,586,217 | $322,000 | $406,007 |
| 37421 | Chattanooga, TN 37421 | 4.7 mi | 284 | $130,344,356 | $410,000 | $458,959 |
| 37403 | Chattanooga, TN 37403 | 5.1 mi | 30 | $18,747,450 | $389,400 | $624,915 |
| 37408 | Chattanooga, TN 37408 | 5.3 mi | 62 | $30,604,998 | $475,000 | $493,629 |
| 37409 | Chattanooga, TN 37409 | 6.7 mi | 25 | $12,175,350 | $450,000 | $487,014 |
| 37351 | Lupton City, TN 37351 | 7.4 mi | 2 | $784,800 | $392,400 | $392,400 |
| 30736 | Ringgold, GA 30736 | 8.5 mi | 196 | $79,335,704 | $349,900 | $404,774 |
| 37415 | Chattanooga, TN 37415 | 9.4 mi | 86 | $36,362,864 | $375,000 | $422,824 |
| 37315 | Collegedale, TN 37315 | 10.5 mi | 1 | $400,000 | $400,000 | $400,000 |
| 37302 | Apison, TN 37302 | 11.8 mi | 69 | $47,253,891 | $664,450 | $684,839 |
| 30757 | Wildwood, GA 30757 | 12.2 mi | 4 | $2,713,200 | $320,000 | $678,300 |
As of January 2026, there are 112 active listings in CHATTANOOGA, TN (zip code 37412), compared to 80 the prior year.
The median listing price in CHATTANOOGA, TN 37412 is $325,000 as of January 2026, a 1.6% increase from $320,000 the prior year.
Homes in CHATTANOOGA, TN 37412 spend an average of 68 days on the market before going under contract, compared to 72 days the prior year.
Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37412 is currently a Balanced Market. Inventory has increased compared to last year, with 32 more homes available — giving buyers more choice. Homes are selling faster, averaging 68 days on market compared to 72 days last year.
With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37412 save an estimated $6,500 compared to a typical 5% commission on the median listing price of $325,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.