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CHATTANOOGA, TN 37406

Real Estate Market Report  ·  Hamilton County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
75
⇧ 19% vs 63 last year
Pending
21
28% pending ratio
Median Price
$274,950
⇧ 15% vs $239,188 last year
Average Price
$277,660
⇧ 23.3% vs $225,190 last year
Days on Market
64
⇩ 28.9% vs 90 days last year

Market Context

Population: 12,986  ·  Density: 413.2/mi²  ·  Median household income: $39,031

Typical home value: $139,667  ·  Homeownership: 49.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37406) currently shows 75 active listings, with 21 pending sales. Homes are averaging 64 days on the market before going under contract.

Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice.

Homes are selling faster, averaging 64 days on market compared to 90 days last year.

The median listing price has risen 15% year-over-year, from $239,188 to $274,950.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 75 this year vs 63 last year
  • Days on market: 64 now vs 90 last year

Median & Average Pricing

Year over Year
  • Median: $274,950 (+15% YoY)
  • Average: $277,660 (+23.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 12.4 miles — 1,104 listings ($589,429,454 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37406Chattanooga, TN 374060.0 mi75$20,824,500$274,950$277,660
37403Chattanooga, TN 374033.3 mi30$18,747,450$389,400$624,915
37404Chattanooga, TN 374043.4 mi88$39,898,144$349,900$453,388
37402Chattanooga, TN 374024.3 mi17$10,405,241$422,450$612,073
37416Chattanooga, TN 374165.3 mi66$32,731,776$429,900$495,936
37407Chattanooga, TN 374075.5 mi20$4,410,360$245,000$220,518
37410Chattanooga, TN 374106.2 mi16$4,416,416$272,000$276,026
37409Chattanooga, TN 374097.5 mi25$12,175,350$450,000$487,014
30741Rossville, GA 307418.6 mi172$48,319,788$269,900$280,929
37405Chattanooga, TN 374059.5 mi133$91,461,972$472,500$687,684
37377Signal Mountain, TN 3737711.0 mi69$59,095,257$758,000$856,453
37363Ooltewah, TN 3736311.2 mi376$235,866,680$489,900$627,305
30750Lookout Mountain, GA 3075012.4 mi17$11,076,520$431,450$651,560

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37406?

As of January 2026, there are 75 active listings in CHATTANOOGA, TN (zip code 37406), compared to 63 the prior year.

What is the median home price in CHATTANOOGA, TN 37406?

The median listing price in CHATTANOOGA, TN 37406 is $274,950 as of January 2026, a 15% increase from $239,188 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37406 spend an average of 64 days on the market before going under contract, compared to 90 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37406?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37406 is currently a Balanced Market. Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice. Homes are selling faster, averaging 64 days on market compared to 90 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37406 save an estimated $5,499 compared to a typical 5% commission on the median listing price of $274,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.