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St. Elmo

CHATTANOOGA, TN 37409

Real Estate Market Report  ·  Hamilton County
Balanced Market
September 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 37409

St. Elmo

Market Analysis

Data as of September 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37409) currently shows 24 active listings, with 5 pending sales. Homes are averaging 87 days on the market before going under contract.

Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 87 days on market compared to 58 days last year.

The median listing price has risen 5.6% year-over-year, from $476,500 to $502,975.

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Market Context

Market Context

Population: 3,494  ·  Density: 305.5/mi²  ·  Median household income: $69,620

Typical home value: $227,470  ·  Homeownership: 62.4%

Market Overview

Active Listings
24
⇩ 14.3% vs 28 last year
Pending
5
21% pending ratio
Median Price
$502,975
⇧ 5.6% vs $476,500 last year
Average Price
$525,103
⇧ 10.1% vs $476,856 last year
Days on Market
87
⇧ 50% vs 58 days last year

Price Per Square Foot

Median $/sqft
$278
⇧ 1.1% vs $275/sqft last year
Median Home Size
1,878 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 24 this year vs 28 last year
  • Days on market: 87 now vs 58 last year

Median & Average Pricing

Year over Year
  • Median: $502,975 (+5.6% YoY)
  • Average: $525,103 (+10.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 12.5 miles — 734 listings ($321,862,318 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37409Chattanooga, TN 374090.0 mi28$14,160,524$458,500$505,733
37410Chattanooga, TN 374101.8 mi21$6,490,344$325,000$309,064
37407Chattanooga, TN 374073.1 mi25$5,621,450$241,250$224,858
37403Chattanooga, TN 374034.3 mi37$21,308,115$386,850$575,895
30741Rossville, GA 307414.9 mi197$55,614,479$268,917$282,307
30750Lookout Mountain, GA 307505.1 mi18$11,859,066$427,950$658,837
30757Wildwood, GA 307576.5 mi4$2,825,328$319,995$706,332
37411Chattanooga, TN 374116.7 mi83$22,210,551$266,950$267,597
37406Chattanooga, TN 374067.5 mi80$21,771,040$272,450$272,138
37405Chattanooga, TN 374058.7 mi152$106,929,264$491,250$703,482
37340Guild, TN 3734010.7 mi11$16,325,837$1,400,000$1,484,167
30726Graysville, GA 3072611.7 mi2$470,000$235,000$235,000
37416Chattanooga, TN 3741612.5 mi76$36,276,320$417,475$477,320

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37409?

As of September 2026, there are 24 active listings in CHATTANOOGA, TN (zip code 37409), compared to 28 the prior year.

What is the median home price in CHATTANOOGA, TN 37409?

The median listing price in CHATTANOOGA, TN 37409 is $502,975 as of September 2026, a 5.6% increase from $476,500 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37409 spend an average of 87 days on the market before going under contract, compared to 58 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37409?

Based on current inventory and days-on-market data as of September 2026, CHATTANOOGA, TN 37409 is currently a Balanced Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 87 days on market compared to 58 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37409 save an estimated $10,060 compared to a typical 5% commission on the median listing price of $502,975. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.