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CHATTANOOGA, TN 37409

Real Estate Market Report  ·  Hamilton County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
25
⇧ 8.7% vs 23 last year
Pending
6
24% pending ratio
Median Price
$450,000
⇩ 15.6% vs $533,285 last year
Average Price
$487,014
⇩ 12.9% vs $559,415 last year
Days on Market
81
⇩ 9% vs 89 days last year

Market Context

Population: 3,494  ·  Density: 305.5/mi²  ·  Median household income: $69,620

Typical home value: $227,470  ·  Homeownership: 62.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37409) currently shows 25 active listings, with 6 pending sales. Homes are averaging 81 days on the market before going under contract.

Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.

Homes are selling faster, averaging 81 days on market compared to 89 days last year.

The median listing price has fallen 15.6% year-over-year, from $533,285 to $450,000.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 25 this year vs 23 last year
  • Days on market: 81 now vs 89 last year

Median & Average Pricing

Year over Year
  • Median: $450,000 (-15.6% YoY)
  • Average: $487,014 (-12.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.8 miles — 804 listings ($346,311,216 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37409Chattanooga, TN 374090.0 mi25$12,175,350$450,000$487,014
37410Chattanooga, TN 374101.8 mi16$4,416,416$272,000$276,026
37407Chattanooga, TN 374073.1 mi20$4,410,360$245,000$220,518
37403Chattanooga, TN 374034.3 mi30$18,747,450$389,400$624,915
30741Rossville, GA 307414.9 mi172$48,319,788$269,900$280,929
30750Lookout Mountain, GA 307505.1 mi17$11,076,520$431,450$651,560
30757Wildwood, GA 307576.5 mi4$2,713,200$320,000$678,300
37411Chattanooga, TN 374116.7 mi61$16,743,768$267,000$274,488
37406Chattanooga, TN 374067.5 mi75$20,824,500$274,950$277,660
37405Chattanooga, TN 374058.7 mi133$91,461,972$472,500$687,684
37340Guild, TN 3734010.7 mi12$17,316,000$1,400,000$1,443,000
30752Trenton, GA 3075212.2 mi43$18,770,188$350,000$436,516
30736Ringgold, GA 3073613.8 mi196$79,335,704$349,900$404,774

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37409?

As of January 2026, there are 25 active listings in CHATTANOOGA, TN (zip code 37409), compared to 23 the prior year.

What is the median home price in CHATTANOOGA, TN 37409?

The median listing price in CHATTANOOGA, TN 37409 is $450,000 as of January 2026, a 15.6% decrease from $533,285 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37409 spend an average of 81 days on the market before going under contract, compared to 89 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37409?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37409 is currently a Balanced Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are selling faster, averaging 81 days on market compared to 89 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37409 save an estimated $9,000 compared to a typical 5% commission on the median listing price of $450,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.