St. Elmo
Data as of July 2026. Source: Realtor.com.
The CHATTANOOGA, TN real estate market (37409) currently shows 36 active listings, with 8 pending sales. Homes are averaging 61 days on the market before going under contract.
Inventory has increased compared to last year, with 9 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 61 days on market compared to 55 days last year.
The median listing price has fallen 13.7% year-over-year, from $507,250 to $437,900.
Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 3,494 · Density: 305.5/mi² · Median household income: $69,620
Typical home value: $227,470 · Homeownership: 62.4%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 37409 | Chattanooga, TN 37409 | 0.0 mi | 28 | $14,160,524 | $458,500 | $505,733 |
| 37410 | Chattanooga, TN 37410 | 1.8 mi | 21 | $6,490,344 | $325,000 | $309,064 |
| 37407 | Chattanooga, TN 37407 | 3.1 mi | 25 | $5,621,450 | $241,250 | $224,858 |
| 37403 | Chattanooga, TN 37403 | 4.3 mi | 37 | $21,308,115 | $386,850 | $575,895 |
| 30741 | Rossville, GA 30741 | 4.9 mi | 197 | $55,614,479 | $268,917 | $282,307 |
| 30750 | Lookout Mountain, GA 30750 | 5.1 mi | 18 | $11,859,066 | $427,950 | $658,837 |
| 30757 | Wildwood, GA 30757 | 6.5 mi | 4 | $2,825,328 | $319,995 | $706,332 |
| 37411 | Chattanooga, TN 37411 | 6.7 mi | 83 | $22,210,551 | $266,950 | $267,597 |
| 37406 | Chattanooga, TN 37406 | 7.5 mi | 80 | $21,771,040 | $272,450 | $272,138 |
| 37405 | Chattanooga, TN 37405 | 8.7 mi | 152 | $106,929,264 | $491,250 | $703,482 |
| 37340 | Guild, TN 37340 | 10.7 mi | 11 | $16,325,837 | $1,400,000 | $1,484,167 |
| 30726 | Graysville, GA 30726 | 11.7 mi | 2 | $470,000 | $235,000 | $235,000 |
| 37416 | Chattanooga, TN 37416 | 12.5 mi | 76 | $36,276,320 | $417,475 | $477,320 |
As of July 2026, there are 36 active listings in CHATTANOOGA, TN (zip code 37409), compared to 27 the prior year.
The median listing price in CHATTANOOGA, TN 37409 is $437,900 as of July 2026, a 13.7% decrease from $507,250 the prior year.
Homes in CHATTANOOGA, TN 37409 spend an average of 61 days on the market before going under contract, compared to 55 days the prior year.
Based on current inventory and days-on-market data as of July 2026, CHATTANOOGA, TN 37409 is currently a Buyer's Market. Inventory has increased compared to last year, with 9 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 61 days on market compared to 55 days last year.
With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37409 save an estimated $8,758 compared to a typical 5% commission on the median listing price of $437,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.