St. Elmo
Data as of September 2026. Source: Realtor.com.
The CHATTANOOGA, TN real estate market (37409) currently shows 24 active listings, with 5 pending sales. Homes are averaging 87 days on the market before going under contract.
Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 87 days on market compared to 58 days last year.
The median listing price has risen 5.6% year-over-year, from $476,500 to $502,975.
Population: 3,494 · Density: 305.5/mi² · Median household income: $69,620
Typical home value: $227,470 · Homeownership: 62.4%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 37409 | Chattanooga, TN 37409 | 0.0 mi | 28 | $14,160,524 | $458,500 | $505,733 |
| 37410 | Chattanooga, TN 37410 | 1.8 mi | 21 | $6,490,344 | $325,000 | $309,064 |
| 37407 | Chattanooga, TN 37407 | 3.1 mi | 25 | $5,621,450 | $241,250 | $224,858 |
| 37403 | Chattanooga, TN 37403 | 4.3 mi | 37 | $21,308,115 | $386,850 | $575,895 |
| 30741 | Rossville, GA 30741 | 4.9 mi | 197 | $55,614,479 | $268,917 | $282,307 |
| 30750 | Lookout Mountain, GA 30750 | 5.1 mi | 18 | $11,859,066 | $427,950 | $658,837 |
| 30757 | Wildwood, GA 30757 | 6.5 mi | 4 | $2,825,328 | $319,995 | $706,332 |
| 37411 | Chattanooga, TN 37411 | 6.7 mi | 83 | $22,210,551 | $266,950 | $267,597 |
| 37406 | Chattanooga, TN 37406 | 7.5 mi | 80 | $21,771,040 | $272,450 | $272,138 |
| 37405 | Chattanooga, TN 37405 | 8.7 mi | 152 | $106,929,264 | $491,250 | $703,482 |
| 37340 | Guild, TN 37340 | 10.7 mi | 11 | $16,325,837 | $1,400,000 | $1,484,167 |
| 30726 | Graysville, GA 30726 | 11.7 mi | 2 | $470,000 | $235,000 | $235,000 |
| 37416 | Chattanooga, TN 37416 | 12.5 mi | 76 | $36,276,320 | $417,475 | $477,320 |
As of September 2026, there are 24 active listings in CHATTANOOGA, TN (zip code 37409), compared to 28 the prior year.
The median listing price in CHATTANOOGA, TN 37409 is $502,975 as of September 2026, a 5.6% increase from $476,500 the prior year.
Homes in CHATTANOOGA, TN 37409 spend an average of 87 days on the market before going under contract, compared to 58 days the prior year.
Based on current inventory and days-on-market data as of September 2026, CHATTANOOGA, TN 37409 is currently a Balanced Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 87 days on market compared to 58 days last year.
With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37409 save an estimated $10,060 compared to a typical 5% commission on the median listing price of $502,975. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.