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CHATTANOOGA, TN 37405

Real Estate Market Report  ·  Marion County
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
133
⇩ 11.9% vs 151 last year
Pending
28
21% pending ratio
Median Price
$472,500
⇩ 4.4% vs $494,465 last year
Average Price
$687,684
⇧ 9.2% vs $629,489 last year
Days on Market
72
⇩ 8.9% vs 79 days last year

Market Context

Population: 18,456  ·  Density: 131.2/mi²  ·  Median household income: $72,766

Typical home value: $367,749  ·  Homeownership: 47.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37405) currently shows 133 active listings, with 28 pending sales. Homes are averaging 72 days on the market before going under contract.

Inventory has tightened compared to last year, with 18 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 72 days on market compared to 79 days last year.

The median listing price has fallen 4.4% year-over-year, from $494,465 to $472,500.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 133 this year vs 151 last year
  • Days on market: 72 now vs 79 last year

Median & Average Pricing

Year over Year
  • Median: $472,500 (-4.4% YoY)
  • Average: $687,684 (+9.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.0 miles — 933 listings ($482,244,198 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37405Chattanooga, TN 374050.0 mi133$91,461,972$472,500$687,684
37402Chattanooga, TN 374027.0 mi17$10,405,241$422,450$612,073
37377Signal Mountain, TN 373777.5 mi69$59,095,257$758,000$856,453
37408Chattanooga, TN 374088.0 mi62$30,604,998$475,000$493,629
37409Chattanooga, TN 374098.7 mi25$12,175,350$450,000$487,014
37397Whitwell, TN 373979.1 mi34$13,625,228$311,950$400,742
37406Chattanooga, TN 374069.5 mi75$20,824,500$274,950$277,660
37340Guild, TN 373409.8 mi12$17,316,000$1,400,000$1,443,000
37343Hixson, TN 3734311.6 mi194$87,993,938$425,000$453,577
30757Wildwood, GA 3075712.3 mi4$2,713,200$320,000$678,300
37347Jasper, TN 3734712.8 mi70$54,976,950$535,750$785,385
30741Rossville, GA 3074113.4 mi172$48,319,788$269,900$280,929
37416Chattanooga, TN 3741614.0 mi66$32,731,776$429,900$495,936

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37405?

As of January 2026, there are 133 active listings in CHATTANOOGA, TN (zip code 37405), compared to 151 the prior year.

What is the median home price in CHATTANOOGA, TN 37405?

The median listing price in CHATTANOOGA, TN 37405 is $472,500 as of January 2026, a 4.4% decrease from $494,465 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37405 spend an average of 72 days on the market before going under contract, compared to 79 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37405?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37405 is currently a Seller's Market. Inventory has tightened compared to last year, with 18 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 72 days on market compared to 79 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37405 save an estimated $9,450 compared to a typical 5% commission on the median listing price of $472,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.