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CHATTANOOGA, TN 37403

Real Estate Market Report  ·  Hamilton County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
30
⇧ 87.5% vs 16 last year
Pending
4
13% pending ratio
Median Price
$389,400
⇩ 34.2% vs $592,000 last year
Average Price
$624,915
⇩ 7.9% vs $678,761 last year
Days on Market
95
⇧ 131.7% vs 41 days last year

Market Context

Population: 6,494  ·  Density: 1,470.5/mi²  ·  Median household income: $64,583

Typical home value: $439,100  ·  Homeownership: 25.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37403) currently shows 30 active listings, with 4 pending sales. Homes are averaging 95 days on the market before going under contract.

Inventory has increased compared to last year, with 14 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 95 days on market compared to 41 days last year.

The median listing price has fallen 34.2% year-over-year, from $592,000 to $389,400.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 30 this year vs 16 last year
  • Days on market: 95 now vs 41 last year

Median & Average Pricing

Year over Year
  • Median: $389,400 (-34.2% YoY)
  • Average: $624,915 (-7.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.6 miles — 659 listings ($336,888,544 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37403Chattanooga, TN 374030.0 mi30$18,747,450$389,400$624,915
37408Chattanooga, TN 374081.6 mi62$30,604,998$475,000$493,629
37407Chattanooga, TN 374073.2 mi20$4,410,360$245,000$220,518
37410Chattanooga, TN 374103.3 mi16$4,416,416$272,000$276,026
37351Lupton City, TN 373514.1 mi2$784,800$392,400$392,400
37350Lookout Mountain, TN 373504.9 mi4$5,166,668$1,200,000$1,291,667
37415Chattanooga, TN 374155.6 mi86$36,362,864$375,000$422,824
37419Chattanooga, TN 374197.0 mi56$42,213,136$669,900$753,806
37421Chattanooga, TN 374218.1 mi284$130,344,356$410,000$458,959
37416Chattanooga, TN 374168.5 mi66$32,731,776$429,900$495,936
30750Lookout Mountain, GA 307509.3 mi17$11,076,520$431,450$651,560
30757Wildwood, GA 3075710.7 mi4$2,713,200$320,000$678,300
37340Guild, TN 3734013.6 mi12$17,316,000$1,400,000$1,443,000

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37403?

As of January 2026, there are 30 active listings in CHATTANOOGA, TN (zip code 37403), compared to 16 the prior year.

What is the median home price in CHATTANOOGA, TN 37403?

The median listing price in CHATTANOOGA, TN 37403 is $389,400 as of January 2026, a 34.2% decrease from $592,000 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37403 spend an average of 95 days on the market before going under contract, compared to 41 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37403?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37403 is currently a Buyer's Market. Inventory has increased compared to last year, with 14 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 95 days on market compared to 41 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37403 save an estimated $7,788 compared to a typical 5% commission on the median listing price of $389,400. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.