Call or Text (240) SELL-123

CHATTANOOGA, TN 37415

Real Estate Market Report  ·  Hamilton County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
86
⇧ 41% vs 61 last year
Pending
20
23% pending ratio
Median Price
$375,000
⇩ 7.2% vs $404,225 last year
Average Price
$422,824
⇩ 18.1% vs $516,236 last year
Days on Market
66
⇧ 13.8% vs 58 days last year

Market Context

Population: 22,928  ·  Density: 505.3/mi²  ·  Median household income: $66,776

Typical home value: $234,423  ·  Homeownership: 62.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37415) currently shows 86 active listings, with 20 pending sales. Homes are averaging 66 days on the market before going under contract.

Inventory has increased compared to last year, with 25 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 66 days on market compared to 58 days last year.

The median listing price has fallen 7.2% year-over-year, from $404,225 to $375,000.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for CHATTANOOGA, TN 37415 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 86 this year vs 61 last year
  • Days on market: 66 now vs 58 last year

Median & Average Pricing

Year over Year
  • Median: $375,000 (-7.2% YoY)
  • Average: $422,824 (-18.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 14.0 miles — 797 listings ($430,330,951 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37415Chattanooga, TN 374150.0 mi86$36,362,864$375,000$422,824
37406Chattanooga, TN 374064.3 mi75$20,824,500$274,950$277,660
37403Chattanooga, TN 374035.6 mi30$18,747,450$389,400$624,915
37377Signal Mountain, TN 373776.8 mi69$59,095,257$758,000$856,453
37408Chattanooga, TN 374087.0 mi62$30,604,998$475,000$493,629
37416Chattanooga, TN 374167.2 mi66$32,731,776$429,900$495,936
37407Chattanooga, TN 374078.7 mi20$4,410,360$245,000$220,518
37412Chattanooga, TN 374129.5 mi112$36,108,464$325,000$322,397
37419Chattanooga, TN 374199.8 mi56$42,213,136$669,900$753,806
37350Lookout Mountain, TN 3735010.1 mi4$5,166,668$1,200,000$1,291,667
37341Harrison, TN 3734112.6 mi73$57,701,171$515,000$790,427
37379Soddy Daisy, TN 3737913.0 mi143$85,964,307$471,950$601,149
37315Collegedale, TN 3731514.0 mi1$400,000$400,000$400,000

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37415?

As of January 2026, there are 86 active listings in CHATTANOOGA, TN (zip code 37415), compared to 61 the prior year.

What is the median home price in CHATTANOOGA, TN 37415?

The median listing price in CHATTANOOGA, TN 37415 is $375,000 as of January 2026, a 7.2% decrease from $404,225 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37415 spend an average of 66 days on the market before going under contract, compared to 58 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37415?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37415 is currently a Buyer's Market. Inventory has increased compared to last year, with 25 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 66 days on market compared to 58 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37415 save an estimated $7,500 compared to a typical 5% commission on the median listing price of $375,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.