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CHATTANOOGA, TN 37407

Real Estate Market Report  ·  Hamilton County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
20
⇩ 23.1% vs 26 last year
Pending
3
15% pending ratio
Median Price
$245,000
⇧ 2.1% vs $239,900 last year
Average Price
$220,518
⇧ 1.8% vs $216,649 last year
Days on Market
113
⇧ 175.6% vs 41 days last year

Market Context

Population: 9,827  ·  Density: 1,116.1/mi²  ·  Median household income: $32,255

Typical home value: $112,466  ·  Homeownership: 38.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37407) currently shows 20 active listings, with 3 pending sales. Homes are averaging 113 days on the market before going under contract.

Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 113 days on market compared to 41 days last year.

The median listing price has risen 2.1% year-over-year, from $239,900 to $245,000.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 20 this year vs 26 last year
  • Days on market: 113 now vs 41 last year

Median & Average Pricing

Year over Year
  • Median: $245,000 (+2.1% YoY)
  • Average: $220,518 (+1.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.8 miles — 816 listings ($349,310,107 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37407Chattanooga, TN 374070.0 mi20$4,410,360$245,000$220,518
37404Chattanooga, TN 374042.0 mi88$39,898,144$349,900$453,388
37409Chattanooga, TN 374093.1 mi25$12,175,350$450,000$487,014
37402Chattanooga, TN 374023.4 mi17$10,405,241$422,450$612,073
37412Chattanooga, TN 374123.5 mi112$36,108,464$325,000$322,397
37411Chattanooga, TN 374113.8 mi61$16,743,768$267,000$274,488
37406Chattanooga, TN 374065.5 mi75$20,824,500$274,950$277,660
37351Lupton City, TN 373517.0 mi2$784,800$392,400$392,400
37419Chattanooga, TN 374197.7 mi56$42,213,136$669,900$753,806
37415Chattanooga, TN 374158.7 mi86$36,362,864$375,000$422,824
37416Chattanooga, TN 3741610.0 mi66$32,731,776$429,900$495,936
30736Ringgold, GA 3073611.2 mi196$79,335,704$349,900$404,774
37340Guild, TN 3734013.8 mi12$17,316,000$1,400,000$1,443,000

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37407?

As of January 2026, there are 20 active listings in CHATTANOOGA, TN (zip code 37407), compared to 26 the prior year.

What is the median home price in CHATTANOOGA, TN 37407?

The median listing price in CHATTANOOGA, TN 37407 is $245,000 as of January 2026, a 2.1% increase from $239,900 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37407 spend an average of 113 days on the market before going under contract, compared to 41 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37407?

Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37407 is currently a Balanced Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 113 days on market compared to 41 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37407 save an estimated $4,900 compared to a typical 5% commission on the median listing price of $245,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.