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CHATTANOOGA, TN 37421

Real Estate Market Report  ·  Hamilton County
Buyer's Market
March 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 37421

Brainerd Hills · Concord Heights · Edgemont Forest · Ela Wada Terrace · Engleton Heights · Marimont · Old Crab Tree · Shallowford Hills

Market Analysis

Data as of March 2026. Source: Realtor.com.

The CHATTANOOGA, TN real estate market (37421) currently shows 320 active listings, with 85 pending sales. Homes are averaging 56 days on the market before going under contract.

Inventory has increased compared to last year, with 85 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 56 days on market compared to 50 days last year.

The median listing price has fallen 6.7% year-over-year, from $424,190 to $395,678.

Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 52,507  ·  Density: 639.5/mi²  ·  Median household income: $76,562

Typical home value: $264,811  ·  Homeownership: 59.0%

Market Overview

Active Listings
320
⇧ 36.2% vs 235 last year
Pending
85
27% pending ratio
Median Price
$395,678
⇩ 6.7% vs $424,190 last year
Average Price
$470,855
⇩ 4.3% vs $491,899 last year
Days on Market
56
⇧ 12% vs 50 days last year

Price Per Square Foot

Median $/sqft
$201
vs $201/sqft last year
Median Home Size
2,001 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 320 this year vs 235 last year
  • Days on market: 56 now vs 50 last year

Median & Average Pricing

Year over Year
  • Median: $395,678 (-6.7% YoY)
  • Average: $470,855 (-4.3% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.4 miles — 936 listings ($447,137,388 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
37421Chattanooga, TN 374210.0 mi308$143,260,656$401,150$465,132
37411Chattanooga, TN 374114.4 mi83$22,210,551$266,950$267,597
37416Chattanooga, TN 374164.8 mi76$36,276,320$417,475$477,320
37404Chattanooga, TN 374046.8 mi98$40,632,956$341,175$414,622
37351Lupton City, TN 373517.9 mi2$1,069,800$534,900$534,900
37403Chattanooga, TN 374038.1 mi37$21,308,115$386,850$575,895
30742Fort Oglethorpe, GA 307428.3 mi31$12,716,293$321,500$410,203
37408Chattanooga, TN 374089.0 mi77$38,395,049$475,000$498,637
37402Chattanooga, TN 374029.3 mi19$9,900,349$414,900$521,071
37415Chattanooga, TN 374159.8 mi98$44,205,056$396,950$451,072
37409Chattanooga, TN 3740911.0 mi28$14,160,524$458,500$505,733
37350Lookout Mountain, TN 3735011.5 mi5$6,846,375$1,148,750$1,369,275
37341Harrison, TN 3734113.4 mi74$56,155,344$549,925$758,856

Frequently Asked Questions

How many homes are for sale in CHATTANOOGA, TN 37421?

As of March 2026, there are 320 active listings in CHATTANOOGA, TN (zip code 37421), compared to 235 the prior year.

What is the median home price in CHATTANOOGA, TN 37421?

The median listing price in CHATTANOOGA, TN 37421 is $395,678 as of March 2026, a 6.7% decrease from $424,190 the prior year.

How long do homes stay on the market in CHATTANOOGA, TN?

Homes in CHATTANOOGA, TN 37421 spend an average of 56 days on the market before going under contract, compared to 50 days the prior year.

Is it a seller's or buyer's market in CHATTANOOGA, TN 37421?

Based on current inventory and days-on-market data as of March 2026, CHATTANOOGA, TN 37421 is currently a Buyer's Market. Inventory has increased compared to last year, with 85 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 56 days on market compared to 50 days last year.

How much can I save on real estate commission in CHATTANOOGA, TN?

With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37421 save an estimated $7,914 compared to a typical 5% commission on the median listing price of $395,678. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.