Population: 52,507 · Density: 639.5/mi² · Median household income: $76,562
Typical home value: $264,811 · Homeownership: 59.0%
Data as of January 2026. Source: Realtor.com.
The CHATTANOOGA, TN real estate market (37421) currently shows 284 active listings, with 62 pending sales. Homes are averaging 74 days on the market before going under contract.
Inventory has increased compared to last year, with 97 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 74 days on market compared to 50 days last year.
The median listing price has fallen 4% year-over-year, from $427,000 to $410,000.
Whether you are buying or selling in CHATTANOOGA, TN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 37421 | Chattanooga, TN 37421 | 0.0 mi | 284 | $130,344,356 | $410,000 | $458,959 |
| 37412 | Chattanooga, TN 37412 | 4.7 mi | 112 | $36,108,464 | $325,000 | $322,397 |
| 37315 | Collegedale, TN 37315 | 5.9 mi | 1 | $400,000 | $400,000 | $400,000 |
| 37404 | Chattanooga, TN 37404 | 6.8 mi | 88 | $39,898,144 | $349,900 | $453,388 |
| 37351 | Lupton City, TN 37351 | 7.9 mi | 2 | $784,800 | $392,400 | $392,400 |
| 37403 | Chattanooga, TN 37403 | 8.1 mi | 30 | $18,747,450 | $389,400 | $624,915 |
| 30742 | Fort Oglethorpe, GA 30742 | 8.3 mi | 31 | $12,586,217 | $322,000 | $406,007 |
| 37408 | Chattanooga, TN 37408 | 9.0 mi | 62 | $30,604,998 | $475,000 | $493,629 |
| 37402 | Chattanooga, TN 37402 | 9.3 mi | 17 | $10,405,241 | $422,450 | $612,073 |
| 37415 | Chattanooga, TN 37415 | 9.8 mi | 86 | $36,362,864 | $375,000 | $422,824 |
| 37409 | Chattanooga, TN 37409 | 11.0 mi | 25 | $12,175,350 | $450,000 | $487,014 |
| 37350 | Lookout Mountain, TN 37350 | 11.5 mi | 4 | $5,166,668 | $1,200,000 | $1,291,667 |
| 37341 | Harrison, TN 37341 | 13.4 mi | 73 | $57,701,171 | $515,000 | $790,427 |
As of January 2026, there are 284 active listings in CHATTANOOGA, TN (zip code 37421), compared to 187 the prior year.
The median listing price in CHATTANOOGA, TN 37421 is $410,000 as of January 2026, a 4% decrease from $427,000 the prior year.
Homes in CHATTANOOGA, TN 37421 spend an average of 74 days on the market before going under contract, compared to 50 days the prior year.
Based on current inventory and days-on-market data as of January 2026, CHATTANOOGA, TN 37421 is currently a Buyer's Market. Inventory has increased compared to last year, with 97 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 74 days on market compared to 50 days last year.
With SELL123.com's maximum 3% commission, sellers in CHATTANOOGA, TN 37421 save an estimated $8,200 compared to a typical 5% commission on the median listing price of $410,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.