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TRACY, CA 95304

Real Estate Market Report  ·  San Joaquin County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
22
⇩ 4.3% vs 23 last year
Pending
2
9% pending ratio
Median Price
$1,074,500
⇩ 2.9% vs $1,106,444 last year
Average Price
$1,082,507
⇩ 6.2% vs $1,154,628 last year
Days on Market
74
⇧ 8.8% vs 68 days last year

Market Context

Population: 15,235  ·  Density: 38.3/mi²  ·  Median household income: $103,138

Typical home value: $731,126  ·  Homeownership: 62.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The TRACY, CA real estate market (95304) currently shows 22 active listings, with 2 pending sales. Homes are averaging 74 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 74 days on market compared to 68 days last year.

The median listing price has fallen 2.9% year-over-year, from $1,106,444 to $1,074,500.

Whether you are buying or selling in TRACY, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 22 this year vs 23 last year
  • Days on market: 74 now vs 68 last year

Median & Average Pricing

Year over Year
  • Median: $1,074,500 (-2.9% YoY)
  • Average: $1,082,507 (-6.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 22.1 miles — 775 listings ($548,665,393 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
95304Tracy, CA 953040.0 mi22$23,815,154$1,074,500$1,082,507
95377Tracy, CA 953775.8 mi98$85,501,864$774,450$872,468
95337Manteca, CA 953379.6 mi129$98,900,301$699,990$766,669
95391Tracy, CA 9539112.5 mi41$39,130,564$899,950$954,404
95206Stockton, CA 9520615.1 mi79$36,329,019$457,950$459,861
94550Livermore, CA 9455015.5 mi50$65,201,150$1,100,000$1,304,023
95358Modesto, CA 9535816.7 mi31$21,391,829$429,500$690,059
94514Byron, CA 9451416.8 mi3$20,994,000$6,998,000$6,998,000
95203Stockton, CA 9520319.3 mi34$12,274,986$351,000$361,029
95202Stockton, CA 9520220.4 mi4$1,862,600$498,000$465,650
95204Stockton, CA 9520420.9 mi73$33,176,602$399,925$454,474
95350Modesto, CA 9535021.2 mi101$47,185,584$450,000$467,184
95363Patterson, CA 9536322.1 mi110$62,901,740$529,000$571,834

Frequently Asked Questions

How many homes are for sale in TRACY, CA 95304?

As of January 2026, there are 22 active listings in TRACY, CA (zip code 95304), compared to 23 the prior year.

What is the median home price in TRACY, CA 95304?

The median listing price in TRACY, CA 95304 is $1,074,500 as of January 2026, a 2.9% decrease from $1,106,444 the prior year.

How long do homes stay on the market in TRACY, CA?

Homes in TRACY, CA 95304 spend an average of 74 days on the market before going under contract, compared to 68 days the prior year.

Is it a seller's or buyer's market in TRACY, CA 95304?

Based on current inventory and days-on-market data as of January 2026, TRACY, CA 95304 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 74 days on market compared to 68 days last year.

How much can I save on real estate commission in TRACY, CA?

With SELL123.com's maximum 3% commission, sellers in TRACY, CA 95304 save an estimated $21,490 compared to a typical 5% commission on the median listing price of $1,074,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.