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WATERLOO, AL 35677

Real Estate Market Report  ·  Lauderdale County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
7
⇧ 40% vs 5 last year
Pending
2
29% pending ratio
Median Price
$729,900
⇧ 12.3% vs $649,900 last year
Average Price
$658,460
⇧ 7.1% vs $614,863 last year
Days on Market
92
⇧ 43.8% vs 64 days last year

Market Context

Population: 1,891  ·  Density: 6.6/mi²  ·  Median household income: $41,923

Typical home value: $0  ·  Homeownership: 90.5%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The WATERLOO, AL real estate market (35677) currently shows 7 active listings, with 2 pending sales. Homes are averaging 92 days on the market before going under contract.

Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 92 days on market compared to 64 days last year.

The median listing price has risen 12.3% year-over-year, from $649,900 to $729,900.

Whether you are buying or selling in WATERLOO, AL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 7 this year vs 5 last year
  • Days on market: 92 now vs 64 last year

Median & Average Pricing

Year over Year
  • Median: $729,900 (+12.3% YoY)
  • Average: $658,460 (+7.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 29.4 miles — 580 listings ($240,239,276 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
35677Waterloo, AL 356770.0 mi7$4,609,220$729,900$658,460
38852Iuka, MS 3885213.2 mi93$29,913,729$249,500$321,653
35633Florence, AL 3563314.0 mi84$28,499,100$319,900$339,275
38326Counce, TN 3832615.5 mi52$26,833,196$353,000$516,023
38372Savannah, TN 3837216.1 mi135$57,695,220$349,450$427,372
38450Collinwood, TN 3845020.4 mi10$2,580,670$179,000$258,067
38376Shiloh, TN 3837621.8 mi1$6,199,000$6,199,000$6,199,000
35630Florence, AL 3563022.5 mi110$33,630,850$229,450$305,735
38463Iron City, TN 3846322.9 mi12$4,408,104$374,450$367,342
35634Florence, AL 3563423.8 mi49$31,894,051$450,000$650,899
38327Crump, TN 3832724.3 mi7$1,865,269$232,500$266,467
38379Stantonville, TN 3837927.0 mi7$6,857,697$399,900$979,671
38361Morris Chapel, TN 3836129.4 mi13$5,253,170$327,450$404,090

Frequently Asked Questions

How many homes are for sale in WATERLOO, AL 35677?

As of January 2026, there are 7 active listings in WATERLOO, AL (zip code 35677), compared to 5 the prior year.

What is the median home price in WATERLOO, AL 35677?

The median listing price in WATERLOO, AL 35677 is $729,900 as of January 2026, a 12.3% increase from $649,900 the prior year.

How long do homes stay on the market in WATERLOO, AL?

Homes in WATERLOO, AL 35677 spend an average of 92 days on the market before going under contract, compared to 64 days the prior year.

Is it a seller's or buyer's market in WATERLOO, AL 35677?

Based on current inventory and days-on-market data as of January 2026, WATERLOO, AL 35677 is currently a Buyer's Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 92 days on market compared to 64 days last year.

How much can I save on real estate commission in WATERLOO, AL?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, AL 35677 save an estimated $14,598 compared to a typical 5% commission on the median listing price of $729,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.