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SANTA CRUZ, CA 95062

Real Estate Market Report  ·  Santa Cruz County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
40
⇩ 14.9% vs 47 last year
Pending
11
28% pending ratio
Median Price
$1,529,000
⇧ 13.8% vs $1,343,250 last year
Average Price
$2,083,384
⇩ 7.4% vs $2,249,382 last year
Days on Market
85
⇧ 19.7% vs 71 days last year

Market Context

Population: 36,369  ·  Density: 2,779.1/mi²  ·  Median household income: $101,291

Typical home value: $956,766  ·  Homeownership: 54.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SANTA CRUZ, CA real estate market (95062) currently shows 40 active listings, with 11 pending sales. Homes are averaging 85 days on the market before going under contract.

Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 85 days on market compared to 71 days last year.

The median listing price has risen 13.8% year-over-year, from $1,343,250 to $1,529,000.

Whether you are buying or selling in SANTA CRUZ, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 40 this year vs 47 last year
  • Days on market: 85 now vs 71 last year

Median & Average Pricing

Year over Year
  • Median: $1,529,000 (+13.8% YoY)
  • Average: $2,083,384 (-7.4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.4 miles — 366 listings ($679,229,253 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
95062Santa Cruz, CA 950620.0 mi40$83,335,360$1,529,000$2,083,384
95065Santa Cruz, CA 950654.1 mi9$24,647,625$1,497,000$2,738,625
95041Mount Hermon, CA 950416.6 mi1$2,785,000$2,785,000$2,785,000
95003Aptos, CA 950036.7 mi69$125,628,024$1,250,000$1,820,696
95018Felton, CA 950188.3 mi11$10,484,375$1,002,500$953,125
95019Freedom, CA 9501911.6 mi1$777,125$777,125$777,125
95033Los Gatos, CA 9503312.7 mi39$121,059,276$1,476,944$3,104,084
95039Moss Landing, CA 9503916.0 mi3$13,449,000$2,149,000$4,483,000
95006Boulder Creek, CA 9500616.3 mi44$41,650,840$799,000$946,610
95120San Jose, CA 9512016.9 mi14$34,640,690$2,198,500$2,474,335
95012Castroville, CA 9501219.0 mi1$725,000$725,000$725,000
95124San Jose, CA 9512420.0 mi32$55,603,456$1,888,000$1,737,608
95037Morgan Hill, CA 9503720.4 mi102$164,443,482$1,098,888$1,612,191

Frequently Asked Questions

How many homes are for sale in SANTA CRUZ, CA 95062?

As of January 2026, there are 40 active listings in SANTA CRUZ, CA (zip code 95062), compared to 47 the prior year.

What is the median home price in SANTA CRUZ, CA 95062?

The median listing price in SANTA CRUZ, CA 95062 is $1,529,000 as of January 2026, a 13.8% increase from $1,343,250 the prior year.

How long do homes stay on the market in SANTA CRUZ, CA?

Homes in SANTA CRUZ, CA 95062 spend an average of 85 days on the market before going under contract, compared to 71 days the prior year.

Is it a seller's or buyer's market in SANTA CRUZ, CA 95062?

Based on current inventory and days-on-market data as of January 2026, SANTA CRUZ, CA 95062 is currently a Balanced Market. Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 85 days on market compared to 71 days last year.

How much can I save on real estate commission in SANTA CRUZ, CA?

With SELL123.com's maximum 3% commission, sellers in SANTA CRUZ, CA 95062 save an estimated $30,580 compared to a typical 5% commission on the median listing price of $1,529,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.