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GILROY, CA 95020

Real Estate Market Report  ·  Santa Clara County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
68
⇧ 11.5% vs 61 last year
Pending
26
38% pending ratio
Median Price
$1,099,484
⇩ 11.7% vs $1,244,691 last year
Average Price
$1,262,099
⇩ 24.2% vs $1,665,620 last year
Days on Market
69
⇧ 9.5% vs 63 days last year

Market Context

Population: 68,365  ·  Density: 173.9/mi²  ·  Median household income: $128,977

Typical home value: $940,842  ·  Homeownership: 64.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The GILROY, CA real estate market (95020) currently shows 68 active listings, with 26 pending sales. Homes are averaging 69 days on the market before going under contract.

Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 69 days on market compared to 63 days last year.

The median listing price has fallen 11.7% year-over-year, from $1,244,691 to $1,099,484.

Whether you are buying or selling in GILROY, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 68 this year vs 61 last year
  • Days on market: 69 now vs 63 last year

Median & Average Pricing

Year over Year
  • Median: $1,099,484 (-11.7% YoY)
  • Average: $1,262,099 (-24.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 23.8 miles — 401 listings ($531,965,177 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
95020Gilroy, CA 950200.0 mi68$85,822,732$1,099,484$1,262,099
95037Morgan Hill, CA 9503710.5 mi102$164,443,482$1,098,888$1,612,191
95076Watsonville, CA 9507611.9 mi77$114,754,871$975,000$1,490,323
95045San Juan Bautista, CA 9504512.7 mi10$12,340,000$1,299,000$1,234,000
95135San Jose, CA 9513514.4 mi37$39,406,369$754,000$1,065,037
93907Salinas, CA 9390718.2 mi29$29,057,681$885,000$1,001,989
95139San Jose, CA 9513918.5 mi3$2,873,688$975,888$957,896
95012Castroville, CA 9501218.9 mi1$725,000$725,000$725,000
95119San Jose, CA 9511919.5 mi7$9,601,774$1,299,900$1,371,682
95073Soquel, CA 9507320.7 mi15$24,672,270$1,225,000$1,644,818
95010Capitola, CA 9501022.1 mi10$10,588,890$699,000$1,058,889
95140Mount Hamilton, CA 9514023.5 mi5$7,249,990$1,125,000$1,449,998
95111San Jose, CA 9511123.8 mi37$30,428,430$692,000$822,390

Frequently Asked Questions

How many homes are for sale in GILROY, CA 95020?

As of January 2026, there are 68 active listings in GILROY, CA (zip code 95020), compared to 61 the prior year.

What is the median home price in GILROY, CA 95020?

The median listing price in GILROY, CA 95020 is $1,099,484 as of January 2026, a 11.7% decrease from $1,244,691 the prior year.

How long do homes stay on the market in GILROY, CA?

Homes in GILROY, CA 95020 spend an average of 69 days on the market before going under contract, compared to 63 days the prior year.

Is it a seller's or buyer's market in GILROY, CA 95020?

Based on current inventory and days-on-market data as of January 2026, GILROY, CA 95020 is currently a Buyer's Market. Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 69 days on market compared to 63 days last year.

How much can I save on real estate commission in GILROY, CA?

With SELL123.com's maximum 3% commission, sellers in GILROY, CA 95020 save an estimated $21,990 compared to a typical 5% commission on the median listing price of $1,099,484. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.