Data as of April 2026. Source: Realtor.com.
The CHIPLEY, FL real estate market (32428) currently shows 123 active listings, with 43 pending sales. Homes are averaging 55 days on the market before going under contract.
Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.
Homes are selling faster, averaging 55 days on market compared to 64 days last year.
The median listing price has risen 16.2% year-over-year, from $240,925 to $279,999.
Whether you are buying or selling in CHIPLEY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 17,801 · Density: 24.0/mi² · Median household income: $48,984
Typical home value: $142,289 · Homeownership: 78.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32428 | Chipley, FL 32428 | 0.0 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 11.7 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32431 | Cottondale, FL 32431 | 15.1 mi | 10 | $3,092,370 | $282,000 | $309,237 |
| 32466 | Youngstown, FL 32466 | 17.3 mi | 24 | $10,813,896 | $297,450 | $450,579 |
| 32440 | Graceville, FL 32440 | 21.1 mi | 26 | $6,932,588 | $219,450 | $266,638 |
| 32448 | Marianna, FL 32448 | 21.4 mi | 23 | $6,171,268 | $241,000 | $268,316 |
| 32455 | Ponce De Leon, FL 32455 | 23.4 mi | 24 | $14,848,968 | $352,000 | $618,707 |
| 32446 | Marianna, FL 32446 | 25.6 mi | 73 | $24,269,507 | $319,900 | $332,459 |
| 32444 | Lynn Haven, FL 32444 | 26.7 mi | 115 | $59,751,125 | $397,475 | $519,575 |
| 32405 | Panama City, FL 32405 | 29.5 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32464 | Westville, FL 32464 | 29.8 mi | 8 | $4,174,000 | $590,500 | $521,750 |
| 32407 | Panama City Beach, FL 32407 | 31.5 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32443 | Greenwood, FL 32443 | 31.9 mi | 15 | $4,342,035 | $205,250 | $289,469 |
As of April 2026, there are 123 active listings in CHIPLEY, FL (zip code 32428), compared to 118 the prior year.
The median listing price in CHIPLEY, FL 32428 is $279,999 as of April 2026, a 16.2% increase from $240,925 the prior year.
Homes in CHIPLEY, FL 32428 spend an average of 55 days on the market before going under contract, compared to 64 days the prior year.
Based on current inventory and days-on-market data as of April 2026, CHIPLEY, FL 32428 is currently a Balanced Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are selling faster, averaging 55 days on market compared to 64 days last year.
With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $5,600 compared to a typical 5% commission on the median listing price of $279,999. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.