Active Listings
137
⇧ 24.5% vs 110 last year
Data as of September 2026. Source: Realtor.com.
The CHIPLEY, FL real estate market (32428) currently shows 137 active listings, with 35 pending sales. Homes are averaging 83 days on the market before going under contract.
Inventory has increased compared to last year, with 27 more homes available — giving buyers more choice.
Homes are selling faster, averaging 83 days on market compared to 93 days last year.
The median listing price has fallen 1.5% year-over-year, from $285,995 to $281,706.
Population: 17,801 · Density: 24.0/mi² · Median household income: $48,984
Typical home value: $142,289 · Homeownership: 78.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32428 | Chipley, FL 32428 | 0.0 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 11.7 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32431 | Cottondale, FL 32431 | 15.1 mi | 10 | $3,092,370 | $282,000 | $309,237 |
| 32466 | Youngstown, FL 32466 | 17.3 mi | 24 | $10,813,896 | $297,450 | $450,579 |
| 32440 | Graceville, FL 32440 | 21.1 mi | 26 | $6,932,588 | $219,450 | $266,638 |
| 32448 | Marianna, FL 32448 | 21.4 mi | 23 | $6,171,268 | $241,000 | $268,316 |
| 32455 | Ponce De Leon, FL 32455 | 23.4 mi | 24 | $14,848,968 | $352,000 | $618,707 |
| 32446 | Marianna, FL 32446 | 25.6 mi | 73 | $24,269,507 | $319,900 | $332,459 |
| 32444 | Lynn Haven, FL 32444 | 26.7 mi | 115 | $59,751,125 | $397,475 | $519,575 |
| 32405 | Panama City, FL 32405 | 29.5 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32464 | Westville, FL 32464 | 29.8 mi | 8 | $4,174,000 | $590,500 | $521,750 |
| 32407 | Panama City Beach, FL 32407 | 31.5 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32443 | Greenwood, FL 32443 | 31.9 mi | 15 | $4,342,035 | $205,250 | $289,469 |
As of September 2026, there are 137 active listings in CHIPLEY, FL (zip code 32428), compared to 110 the prior year.
The median listing price in CHIPLEY, FL 32428 is $281,706 as of September 2026, a 1.5% decrease from $285,995 the prior year.
Homes in CHIPLEY, FL 32428 spend an average of 83 days on the market before going under contract, compared to 93 days the prior year.
Based on current inventory and days-on-market data as of September 2026, CHIPLEY, FL 32428 is currently a Balanced Market. Inventory has increased compared to last year, with 27 more homes available — giving buyers more choice. Homes are selling faster, averaging 83 days on market compared to 93 days last year.
With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $5,634 compared to a typical 5% commission on the median listing price of $281,706. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.