Data as of March 2026. Source: Realtor.com.
The CHIPLEY, FL real estate market (32428) currently shows 117 active listings, with 41 pending sales. Homes are averaging 67 days on the market before going under contract.
Inventory has tightened compared to last year, with 2 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 67 days on market compared to 73 days last year.
The median listing price has risen 9.6% year-over-year, from $270,990 to $297,000.
Whether you are buying or selling in CHIPLEY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 17,801 · Density: 24.0/mi² · Median household income: $48,984
Typical home value: $142,289 · Homeownership: 78.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32428 | Chipley, FL 32428 | 0.0 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 11.7 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32431 | Cottondale, FL 32431 | 15.1 mi | 10 | $3,092,370 | $282,000 | $309,237 |
| 32466 | Youngstown, FL 32466 | 17.3 mi | 24 | $10,813,896 | $297,450 | $450,579 |
| 32440 | Graceville, FL 32440 | 21.1 mi | 26 | $6,932,588 | $219,450 | $266,638 |
| 32448 | Marianna, FL 32448 | 21.4 mi | 23 | $6,171,268 | $241,000 | $268,316 |
| 32455 | Ponce De Leon, FL 32455 | 23.4 mi | 24 | $14,848,968 | $352,000 | $618,707 |
| 32446 | Marianna, FL 32446 | 25.6 mi | 73 | $24,269,507 | $319,900 | $332,459 |
| 32444 | Lynn Haven, FL 32444 | 26.7 mi | 115 | $59,751,125 | $397,475 | $519,575 |
| 32405 | Panama City, FL 32405 | 29.5 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32464 | Westville, FL 32464 | 29.8 mi | 8 | $4,174,000 | $590,500 | $521,750 |
| 32407 | Panama City Beach, FL 32407 | 31.5 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32443 | Greenwood, FL 32443 | 31.9 mi | 15 | $4,342,035 | $205,250 | $289,469 |
As of March 2026, there are 117 active listings in CHIPLEY, FL (zip code 32428), compared to 119 the prior year.
The median listing price in CHIPLEY, FL 32428 is $297,000 as of March 2026, a 9.6% increase from $270,990 the prior year.
Homes in CHIPLEY, FL 32428 spend an average of 67 days on the market before going under contract, compared to 73 days the prior year.
Based on current inventory and days-on-market data as of March 2026, CHIPLEY, FL 32428 is currently a Seller's Market. Inventory has tightened compared to last year, with 2 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 67 days on market compared to 73 days last year.
With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $5,940 compared to a typical 5% commission on the median listing price of $297,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.