Active Listings
108
⇧ 1.9% vs 106 last year
Population: 17,801 · Density: 24.0/mi² · Median household income: $48,984
Typical home value: $142,289 · Homeownership: 78.8%
Data as of January 2026. Source: Realtor.com.
The CHIPLEY, FL real estate market (32428) currently shows 108 active listings, with 18 pending sales. Homes are averaging 90 days on the market before going under contract.
Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 90 days on market compared to 63 days last year.
The median listing price has risen 17.2% year-over-year, from $255,900 to $299,950.
Whether you are buying or selling in CHIPLEY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32428 | Chipley, FL 32428 | 0.0 mi | 108 | $37,278,036 | $299,950 | $345,167 |
| 32438 | Fountain, FL 32438 | 11.7 mi | 7 | $3,285,681 | $379,000 | $469,383 |
| 32431 | Cottondale, FL 32431 | 15.1 mi | 8 | $2,897,488 | $398,500 | $362,186 |
| 32466 | Youngstown, FL 32466 | 17.3 mi | 17 | $7,466,349 | $299,900 | $439,197 |
| 32440 | Graceville, FL 32440 | 21.1 mi | 27 | $7,567,155 | $219,000 | $280,265 |
| 32448 | Marianna, FL 32448 | 21.4 mi | 21 | $5,888,295 | $243,750 | $280,395 |
| 32455 | Ponce De Leon, FL 32455 | 23.4 mi | 20 | $13,538,500 | $359,500 | $676,925 |
| 32446 | Marianna, FL 32446 | 25.6 mi | 67 | $24,007,574 | $335,000 | $358,322 |
| 32444 | Lynn Haven, FL 32444 | 26.7 mi | 107 | $51,350,477 | $404,500 | $479,911 |
| 32405 | Panama City, FL 32405 | 29.5 mi | 201 | $87,859,311 | $339,600 | $437,111 |
| 32464 | Westville, FL 32464 | 29.8 mi | 8 | $4,074,744 | $579,000 | $509,343 |
| 32407 | Panama City Beach, FL 32407 | 31.5 mi | 447 | $239,005,089 | $410,000 | $534,687 |
| 32443 | Greenwood, FL 32443 | 31.9 mi | 15 | $4,002,915 | $219,450 | $266,861 |
As of January 2026, there are 108 active listings in CHIPLEY, FL (zip code 32428), compared to 106 the prior year.
The median listing price in CHIPLEY, FL 32428 is $299,950 as of January 2026, a 17.2% increase from $255,900 the prior year.
Homes in CHIPLEY, FL 32428 spend an average of 90 days on the market before going under contract, compared to 63 days the prior year.
Based on current inventory and days-on-market data as of January 2026, CHIPLEY, FL 32428 is currently a Buyer's Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 90 days on market compared to 63 days last year.
With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $5,999 compared to a typical 5% commission on the median listing price of $299,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.