Data as of June 2026. Source: Realtor.com.
The CHIPLEY, FL real estate market (32428) currently shows 138 active listings, with 39 pending sales. Homes are averaging 70 days on the market before going under contract.
Inventory has increased compared to last year, with 28 more homes available — giving buyers more choice.
The median listing price has risen 1.6% year-over-year, from $276,150 to $280,599.
Whether you are buying or selling in CHIPLEY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 17,801 · Density: 24.0/mi² · Median household income: $48,984
Typical home value: $142,289 · Homeownership: 78.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32428 | Chipley, FL 32428 | 0.0 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 11.7 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32431 | Cottondale, FL 32431 | 15.1 mi | 10 | $3,092,370 | $282,000 | $309,237 |
| 32466 | Youngstown, FL 32466 | 17.3 mi | 24 | $10,813,896 | $297,450 | $450,579 |
| 32440 | Graceville, FL 32440 | 21.1 mi | 26 | $6,932,588 | $219,450 | $266,638 |
| 32448 | Marianna, FL 32448 | 21.4 mi | 23 | $6,171,268 | $241,000 | $268,316 |
| 32455 | Ponce De Leon, FL 32455 | 23.4 mi | 24 | $14,848,968 | $352,000 | $618,707 |
| 32446 | Marianna, FL 32446 | 25.6 mi | 73 | $24,269,507 | $319,900 | $332,459 |
| 32444 | Lynn Haven, FL 32444 | 26.7 mi | 115 | $59,751,125 | $397,475 | $519,575 |
| 32405 | Panama City, FL 32405 | 29.5 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32464 | Westville, FL 32464 | 29.8 mi | 8 | $4,174,000 | $590,500 | $521,750 |
| 32407 | Panama City Beach, FL 32407 | 31.5 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32443 | Greenwood, FL 32443 | 31.9 mi | 15 | $4,342,035 | $205,250 | $289,469 |
As of June 2026, there are 138 active listings in CHIPLEY, FL (zip code 32428), compared to 110 the prior year.
The median listing price in CHIPLEY, FL 32428 is $280,599 as of June 2026, a 1.6% increase from $276,150 the prior year.
Homes in CHIPLEY, FL 32428 spend an average of 70 days on the market before going under contract, compared to 70 days the prior year.
Based on current inventory and days-on-market data as of June 2026, CHIPLEY, FL 32428 is currently a Balanced Market. Inventory has increased compared to last year, with 28 more homes available — giving buyers more choice.
With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $5,612 compared to a typical 5% commission on the median listing price of $280,599. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.