Call or Text (240) SELL-123

CHIPLEY, FL 32428

Real Estate Market Report
Seller's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The CHIPLEY, FL real estate market (32428) currently shows 117 active listings, with 41 pending sales. Homes are averaging 67 days on the market before going under contract.

Inventory has tightened compared to last year, with 2 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 67 days on market compared to 73 days last year.

The median listing price has risen 9.6% year-over-year, from $270,990 to $297,000.

Whether you are buying or selling in CHIPLEY, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for CHIPLEY, FL 32428 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Context

Market Context

Population: 17,801  ·  Density: 24.0/mi²  ·  Median household income: $48,984

Typical home value: $142,289  ·  Homeownership: 78.8%

Market Overview

Active Listings
117
⇩ 1.7% vs 119 last year
Pending
41
35% pending ratio
Median Price
$297,000
⇧ 9.6% vs $270,990 last year
Average Price
$389,294
⇧ 21% vs $321,812 last year
Days on Market
67
⇩ 8.2% vs 73 days last year

Price Per Square Foot

Median $/sqft
$176
⇧ 7.3% vs $164/sqft last year
Median Home Size
1,595 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 117 this year vs 119 last year
  • Days on market: 67 now vs 73 last year

Median & Average Pricing

Year over Year
  • Median: $297,000 (+9.6% YoY)
  • Average: $389,294 (+21% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 31.9 miles — 1,084 listings ($513,356,085 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32428Chipley, FL 324280.0 mi106$44,001,660$303,900$415,110
32438Fountain, FL 3243811.7 mi7$2,432,500$350,000$347,500
32431Cottondale, FL 3243115.1 mi10$3,092,370$282,000$309,237
32466Youngstown, FL 3246617.3 mi24$10,813,896$297,450$450,579
32440Graceville, FL 3244021.1 mi26$6,932,588$219,450$266,638
32448Marianna, FL 3244821.4 mi23$6,171,268$241,000$268,316
32455Ponce De Leon, FL 3245523.4 mi24$14,848,968$352,000$618,707
32446Marianna, FL 3244625.6 mi73$24,269,507$319,900$332,459
32444Lynn Haven, FL 3244426.7 mi115$59,751,125$397,475$519,575
32405Panama City, FL 3240529.5 mi200$89,602,200$341,250$448,011
32464Westville, FL 3246429.8 mi8$4,174,000$590,500$521,750
32407Panama City Beach, FL 3240731.5 mi453$242,923,968$412,875$536,256
32443Greenwood, FL 3244331.9 mi15$4,342,035$205,250$289,469

Frequently Asked Questions

How many homes are for sale in CHIPLEY, FL 32428?

As of March 2026, there are 117 active listings in CHIPLEY, FL (zip code 32428), compared to 119 the prior year.

What is the median home price in CHIPLEY, FL 32428?

The median listing price in CHIPLEY, FL 32428 is $297,000 as of March 2026, a 9.6% increase from $270,990 the prior year.

How long do homes stay on the market in CHIPLEY, FL?

Homes in CHIPLEY, FL 32428 spend an average of 67 days on the market before going under contract, compared to 73 days the prior year.

Is it a seller's or buyer's market in CHIPLEY, FL 32428?

Based on current inventory and days-on-market data as of March 2026, CHIPLEY, FL 32428 is currently a Seller's Market. Inventory has tightened compared to last year, with 2 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 67 days on market compared to 73 days last year.

How much can I save on real estate commission in CHIPLEY, FL?

With SELL123.com's maximum 3% commission, sellers in CHIPLEY, FL 32428 save an estimated $5,940 compared to a typical 5% commission on the median listing price of $297,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.