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FOUNTAIN, FL 32438

Real Estate Market Report  ·  Bay County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
7
⇧ 133.3% vs 3 last year
Pending
3
43% pending ratio
Median Price
$379,000
⇩ 26.4% vs $515,000 last year
Average Price
$469,383
⇩ 9.7% vs $520,000 last year
Days on Market
88
⇧ 633.3% vs 12 days last year

Market Context

Population: 4,858  ·  Density: 33.1/mi²  ·  Median household income: $40,526

Typical home value: $99,884  ·  Homeownership: 84.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The FOUNTAIN, FL real estate market (32438) currently shows 7 active listings, with 3 pending sales. Homes are averaging 88 days on the market before going under contract.

Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 88 days on market compared to 12 days last year.

The median listing price has fallen 26.4% year-over-year, from $515,000 to $379,000.

Whether you are buying or selling in FOUNTAIN, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 7 this year vs 3 last year
  • Days on market: 88 now vs 12 last year

Median & Average Pricing

Year over Year
  • Median: $379,000 (-26.4% YoY)
  • Average: $469,383 (-9.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 30.9 miles — 757 listings ($357,208,129 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32438Fountain, FL 324380.0 mi7$3,285,681$379,000$469,383
32466Youngstown, FL 324669.2 mi17$7,466,349$299,900$439,197
32430Clarksville, FL 3243013.1 mi4$1,438,468$298,950$359,617
32448Marianna, FL 3244816.0 mi21$5,888,295$243,750$280,395
32449Wewahitchka, FL 3244920.6 mi0$0$454,000$454,000
32424Blountstown, FL 3242421.7 mi16$3,180,800$166,950$198,800
32444Lynn Haven, FL 3244423.5 mi107$51,350,477$404,500$479,911
32446Marianna, FL 3244625.5 mi67$24,007,574$335,000$358,322
32427Caryville, FL 3242726.4 mi3$1,158,900$379,900$386,300
32440Graceville, FL 3244028.9 mi27$7,567,155$219,000$280,265
32425Bonifay, FL 3242529.8 mi38$12,426,342$262,500$327,009
32426Campbellton, FL 3242630.3 mi3$432,999$124,000$144,333
32407Panama City Beach, FL 3240730.9 mi447$239,005,089$410,000$534,687

Frequently Asked Questions

How many homes are for sale in FOUNTAIN, FL 32438?

As of January 2026, there are 7 active listings in FOUNTAIN, FL (zip code 32438), compared to 3 the prior year.

What is the median home price in FOUNTAIN, FL 32438?

The median listing price in FOUNTAIN, FL 32438 is $379,000 as of January 2026, a 26.4% decrease from $515,000 the prior year.

How long do homes stay on the market in FOUNTAIN, FL?

Homes in FOUNTAIN, FL 32438 spend an average of 88 days on the market before going under contract, compared to 12 days the prior year.

Is it a seller's or buyer's market in FOUNTAIN, FL 32438?

Based on current inventory and days-on-market data as of January 2026, FOUNTAIN, FL 32438 is currently a Buyer's Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 88 days on market compared to 12 days last year.

How much can I save on real estate commission in FOUNTAIN, FL?

With SELL123.com's maximum 3% commission, sellers in FOUNTAIN, FL 32438 save an estimated $7,580 compared to a typical 5% commission on the median listing price of $379,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.