Active Listings
3,532
⇩ 2.3% vs 3,615 last year
Data as of July 2026. Source: Realtor.com.
The Bay County, FL real estate market currently shows 3,532 active listings, with 662 pending sales. Homes are averaging 90 days on the market before going under contract.
Inventory has tightened compared to last year, with 83 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 90 days on market compared to 95 days last year.
The median listing price has fallen 6.8% year-over-year, from $429,000 to $400,000.
Whether you are buying or selling in Bay County, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 181,139 · Density: 408.1/mi² · Median household income: $66,891
Typical home value: $242,672 · Homeownership: 68.9%
Panama City: 32401, 32403, 32406, 32408, 32409, 32411, 32412, 32417
Panama City Beach: 32407, 32413
Fountain: 32438
Timbers Crossing: 32444
Mexico Beach: 32410
Callaway: 32404
Youngstown: 32466
Based on listing price changes before sale/pending as a proxy for sale-to-list dynamics. Source: Realtor.com.