Data as of January 2026. Source: Realtor.com.
The Bay County, Florida real estate market currently shows 2,840 active listings, with 443 pending sales. Homes are averaging 109.1 days on the market before going under contract.
Inventory has increased compared to last year, with 98 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 109.1 days on market compared to 107.2 days last year.
The median listing price has fallen 3.6% year-over-year, from $422,162 to $407,083.
Whether you are buying or selling in Bay County, Florida, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Panama City: 32401, 32403, 32406, 32408, 32409, 32411, 32412, 32417
Fountain: 32438
Timbers Crossing: 32444
Mexico Beach: 32410
Callaway: 32404
Breakfast Point: 32407
Panama City Beach: 32413
Youngstown: 32466
ZIP coverage: 17 · Population: 181,139 · Median household income: $66,891
Typical home value: $242,672 · Homeownership rate: 68.9%