Active Listings
3,398
⇩ 5.3% vs 3,589 last year
Data as of September 2026. Source: Realtor.com.
The Bay County, FL real estate market currently shows 3,398 active listings, with 586 pending sales. Homes are averaging 102 days on the market before going under contract.
Inventory has tightened compared to last year, with 191 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 102 days on market compared to 108 days last year.
The median listing price has fallen 4% year-over-year, from $416,500 to $399,900.
Population: 181,139 · Density: 408.1/mi² · Median household income: $66,891
Typical home value: $242,672 · Homeownership: 68.9%
Panama City: 32401, 32403, 32406, 32408, 32409, 32411, 32412, 32417
Panama City Beach: 32407, 32413
Fountain: 32438
Timbers Crossing: 32444
Mexico Beach: 32410
Callaway: 32404
Youngstown: 32466
Based on listing price changes before sale/pending as a proxy for sale-to-list dynamics. Source: Realtor.com.