Data as of April 2026. Source: Realtor.com.
The Bay County, FL real estate market currently shows 3,472 active listings, with 631 pending sales. Homes are averaging 74 days on the market before going under contract.
Inventory has increased compared to last year, with 29 more homes available — giving buyers more choice.
The median listing price has fallen 5.2% year-over-year, from $430,000 to $407,475.
Whether you are buying or selling in Bay County, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 181,139 · Density: 408.1/mi² · Median household income: $66,891
Typical home value: $242,672 · Homeownership: 68.9%
Panama City: 32401, 32402, 32403, 32406, 32408, 32409, 32411, 32412, 32417
Fountain: 32438
Timbers Crossing: 32444
Mexico Beach: 32410
Callaway: 32404
Harrison Place: 32405
Breakfast Point: 32407
Panama City Beach: 32413
Youngstown: 32466
Based on listing price changes before sale/pending as a proxy for sale-to-list dynamics. Source: Realtor.com.