Active Listings
826
⇩ 8% vs 898 last year
Data as of September 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32413) currently shows 826 active listings, with 132 pending sales. Homes are averaging 113 days on the market before going under contract.
Inventory has tightened compared to last year, with 72 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 113 days on market compared to 111 days last year.
The median listing price has fallen 1.3% year-over-year, from $523,500 to $516,871.
Population: 14,820 · Density: 52.9/mi² · Median household income: $75,970
Typical home value: $349,254 · Homeownership: 72.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32413 | Panama City Beach, FL 32413 | 0.0 mi | 780 | $557,146,200 | $516,000 | $714,290 |
| 32407 | Panama City Beach, FL 32407 | 9.4 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32408 | Panama City, FL 32408 | 13.1 mi | 756 | $409,590,216 | $399,925 | $541,786 |
| 32405 | Panama City, FL 32405 | 15.1 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32462 | Vernon, FL 32462 | 17.4 mi | 8 | $4,288,664 | $479,250 | $536,083 |
| 32439 | Freeport, FL 32439 | 19.1 mi | 328 | $177,078,672 | $431,650 | $539,874 |
| 32404 | Panama City, FL 32404 | 23.9 mi | 486 | $165,406,698 | $317,400 | $340,343 |
| 32435 | Defuniak Springs, FL 32435 | 27.4 mi | 57 | $22,121,529 | $287,820 | $388,097 |
| 32428 | Chipley, FL 32428 | 28.4 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 31.3 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32578 | Niceville, FL 32578 | 36.4 mi | 227 | $129,888,719 | $491,225 | $572,197 |
| 32425 | Bonifay, FL 32425 | 39.0 mi | 38 | $11,536,610 | $262,500 | $303,595 |
| 32430 | Clarksville, FL 32430 | 40.2 mi | 3 | $1,318,350 | $439,450 | $439,450 |
As of September 2026, there are 826 active listings in PANAMA CITY BEACH, FL (zip code 32413), compared to 898 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32413 is $516,871 as of September 2026, a 1.3% decrease from $523,500 the prior year.
Homes in PANAMA CITY BEACH, FL 32413 spend an average of 113 days on the market before going under contract, compared to 111 days the prior year.
Based on current inventory and days-on-market data as of September 2026, PANAMA CITY BEACH, FL 32413 is currently a Balanced Market. Inventory has tightened compared to last year, with 72 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 113 days on market compared to 111 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32413 save an estimated $10,337 compared to a typical 5% commission on the median listing price of $516,871. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.