Data as of June 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32413) currently shows 863 active listings, with 136 pending sales. Homes are averaging 92 days on the market before going under contract.
Inventory has tightened compared to last year, with 63 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 92 days on market compared to 93 days last year.
The median listing price has fallen 3.8% year-over-year, from $531,950 to $511,725.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 14,820 · Density: 52.9/mi² · Median household income: $75,970
Typical home value: $349,254 · Homeownership: 72.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32413 | Panama City Beach, FL 32413 | 0.0 mi | 780 | $557,146,200 | $516,000 | $714,290 |
| 32407 | Panama City Beach, FL 32407 | 9.4 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32408 | Panama City, FL 32408 | 13.1 mi | 756 | $409,590,216 | $399,925 | $541,786 |
| 32405 | Panama City, FL 32405 | 15.1 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32462 | Vernon, FL 32462 | 17.4 mi | 8 | $4,288,664 | $479,250 | $536,083 |
| 32439 | Freeport, FL 32439 | 19.1 mi | 328 | $177,078,672 | $431,650 | $539,874 |
| 32404 | Panama City, FL 32404 | 23.9 mi | 486 | $165,406,698 | $317,400 | $340,343 |
| 32435 | Defuniak Springs, FL 32435 | 27.4 mi | 57 | $22,121,529 | $287,820 | $388,097 |
| 32428 | Chipley, FL 32428 | 28.4 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 31.3 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32578 | Niceville, FL 32578 | 36.4 mi | 227 | $129,888,719 | $491,225 | $572,197 |
| 32425 | Bonifay, FL 32425 | 39.0 mi | 38 | $11,536,610 | $262,500 | $303,595 |
| 32430 | Clarksville, FL 32430 | 40.2 mi | 3 | $1,318,350 | $439,450 | $439,450 |
As of June 2026, there are 863 active listings in PANAMA CITY BEACH, FL (zip code 32413), compared to 926 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32413 is $511,725 as of June 2026, a 3.8% decrease from $531,950 the prior year.
Homes in PANAMA CITY BEACH, FL 32413 spend an average of 92 days on the market before going under contract, compared to 93 days the prior year.
Based on current inventory and days-on-market data as of June 2026, PANAMA CITY BEACH, FL 32413 is currently a Seller's Market. Inventory has tightened compared to last year, with 63 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 92 days on market compared to 93 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32413 save an estimated $10,235 compared to a typical 5% commission on the median listing price of $511,725. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.