Active Listings
725
⇧ 1.8% vs 712 last year
Population: 14,820 · Density: 52.9/mi² · Median household income: $75,970
Typical home value: $349,254 · Homeownership: 72.8%
Data as of January 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32413) currently shows 725 active listings, with 95 pending sales. Homes are averaging 114 days on the market before going under contract.
Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice.
The median listing price has fallen 4.7% year-over-year, from $535,375 to $510,000.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32413 | Panama City Beach, FL 32413 | 0.0 mi | 725 | $502,646,125 | $510,000 | $693,305 |
| 32407 | Panama City Beach, FL 32407 | 9.4 mi | 447 | $239,005,089 | $410,000 | $534,687 |
| 32408 | Panama City, FL 32408 | 13.1 mi | 704 | $376,101,440 | $399,000 | $534,235 |
| 32405 | Panama City, FL 32405 | 15.1 mi | 201 | $87,859,311 | $339,600 | $437,111 |
| 32462 | Vernon, FL 32462 | 17.4 mi | 9 | $4,251,375 | $349,500 | $472,375 |
| 32439 | Freeport, FL 32439 | 19.1 mi | 299 | $168,285,273 | $430,960 | $562,827 |
| 32404 | Panama City, FL 32404 | 23.9 mi | 397 | $139,699,139 | $319,900 | $351,887 |
| 32435 | Defuniak Springs, FL 32435 | 27.4 mi | 41 | $16,221,814 | $294,990 | $395,654 |
| 32428 | Chipley, FL 32428 | 28.4 mi | 108 | $37,278,036 | $299,950 | $345,167 |
| 32438 | Fountain, FL 32438 | 31.3 mi | 7 | $3,285,681 | $379,000 | $469,383 |
| 32578 | Niceville, FL 32578 | 36.4 mi | 221 | $124,613,944 | $486,950 | $563,864 |
| 32420 | Alford, FL 32420 | 37.6 mi | 13 | $7,315,620 | $344,700 | $562,740 |
| 32580 | Valparaiso, FL 32580 | 39.4 mi | 26 | $10,471,942 | $369,900 | $402,767 |
As of January 2026, there are 725 active listings in PANAMA CITY BEACH, FL (zip code 32413), compared to 712 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32413 is $510,000 as of January 2026, a 4.7% decrease from $535,375 the prior year.
Homes in PANAMA CITY BEACH, FL 32413 spend an average of 114 days on the market before going under contract, compared to 114 days the prior year.
Based on current inventory and days-on-market data as of January 2026, PANAMA CITY BEACH, FL 32413 is currently a Balanced Market. Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32413 save an estimated $10,200 compared to a typical 5% commission on the median listing price of $510,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.