Data as of March 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32413) currently shows 840 active listings, with 122 pending sales. Homes are averaging 84 days on the market before going under contract.
Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 84 days on market compared to 74 days last year.
The median listing price has fallen 8.1% year-over-year, from $549,000 to $504,786.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 14,820 · Density: 52.9/mi² · Median household income: $75,970
Typical home value: $349,254 · Homeownership: 72.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32413 | Panama City Beach, FL 32413 | 0.0 mi | 780 | $557,146,200 | $516,000 | $714,290 |
| 32407 | Panama City Beach, FL 32407 | 9.4 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32408 | Panama City, FL 32408 | 13.1 mi | 756 | $409,590,216 | $399,925 | $541,786 |
| 32405 | Panama City, FL 32405 | 15.1 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32462 | Vernon, FL 32462 | 17.4 mi | 8 | $4,288,664 | $479,250 | $536,083 |
| 32439 | Freeport, FL 32439 | 19.1 mi | 328 | $177,078,672 | $431,650 | $539,874 |
| 32404 | Panama City, FL 32404 | 23.9 mi | 486 | $165,406,698 | $317,400 | $340,343 |
| 32435 | Defuniak Springs, FL 32435 | 27.4 mi | 57 | $22,121,529 | $287,820 | $388,097 |
| 32428 | Chipley, FL 32428 | 28.4 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 31.3 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32578 | Niceville, FL 32578 | 36.4 mi | 227 | $129,888,719 | $491,225 | $572,197 |
| 32425 | Bonifay, FL 32425 | 39.0 mi | 38 | $11,536,610 | $262,500 | $303,595 |
| 32430 | Clarksville, FL 32430 | 40.2 mi | 3 | $1,318,350 | $439,450 | $439,450 |
As of March 2026, there are 840 active listings in PANAMA CITY BEACH, FL (zip code 32413), compared to 852 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32413 is $504,786 as of March 2026, a 8.1% decrease from $549,000 the prior year.
Homes in PANAMA CITY BEACH, FL 32413 spend an average of 84 days on the market before going under contract, compared to 74 days the prior year.
Based on current inventory and days-on-market data as of March 2026, PANAMA CITY BEACH, FL 32413 is currently a Balanced Market. Inventory has tightened compared to last year, with 12 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 84 days on market compared to 74 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32413 save an estimated $10,096 compared to a typical 5% commission on the median listing price of $504,786. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.