Active Listings
852
⇩ 7.6% vs 922 last year
Data as of July 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32413) currently shows 852 active listings, with 122 pending sales. Homes are averaging 97 days on the market before going under contract.
Inventory has tightened compared to last year, with 70 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 97 days on market compared to 102 days last year.
The median listing price has risen 0.1% year-over-year, from $524,475 to $524,950.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 14,820 · Density: 52.9/mi² · Median household income: $75,970
Typical home value: $349,254 · Homeownership: 72.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32413 | Panama City Beach, FL 32413 | 0.0 mi | 780 | $557,146,200 | $516,000 | $714,290 |
| 32407 | Panama City Beach, FL 32407 | 9.4 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32408 | Panama City, FL 32408 | 13.1 mi | 756 | $409,590,216 | $399,925 | $541,786 |
| 32405 | Panama City, FL 32405 | 15.1 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32462 | Vernon, FL 32462 | 17.4 mi | 8 | $4,288,664 | $479,250 | $536,083 |
| 32439 | Freeport, FL 32439 | 19.1 mi | 328 | $177,078,672 | $431,650 | $539,874 |
| 32404 | Panama City, FL 32404 | 23.9 mi | 486 | $165,406,698 | $317,400 | $340,343 |
| 32435 | Defuniak Springs, FL 32435 | 27.4 mi | 57 | $22,121,529 | $287,820 | $388,097 |
| 32428 | Chipley, FL 32428 | 28.4 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32438 | Fountain, FL 32438 | 31.3 mi | 7 | $2,432,500 | $350,000 | $347,500 |
| 32578 | Niceville, FL 32578 | 36.4 mi | 227 | $129,888,719 | $491,225 | $572,197 |
| 32425 | Bonifay, FL 32425 | 39.0 mi | 38 | $11,536,610 | $262,500 | $303,595 |
| 32430 | Clarksville, FL 32430 | 40.2 mi | 3 | $1,318,350 | $439,450 | $439,450 |
As of July 2026, there are 852 active listings in PANAMA CITY BEACH, FL (zip code 32413), compared to 922 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32413 is $524,950 as of July 2026, a 0.1% increase from $524,475 the prior year.
Homes in PANAMA CITY BEACH, FL 32413 spend an average of 97 days on the market before going under contract, compared to 102 days the prior year.
Based on current inventory and days-on-market data as of July 2026, PANAMA CITY BEACH, FL 32413 is currently a Seller's Market. Inventory has tightened compared to last year, with 70 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 97 days on market compared to 102 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32413 save an estimated $10,499 compared to a typical 5% commission on the median listing price of $524,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.