Active Listings
491
⇩ 18.3% vs 601 last year
Data as of July 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32407) currently shows 491 active listings, with 91 pending sales. Homes are averaging 98 days on the market before going under contract.
Inventory has tightened compared to last year, with 110 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 98 days on market compared to 105 days last year.
The median listing price has risen 4.5% year-over-year, from $418,000 to $436,750.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 14,710 · Density: 380.8/mi² · Median household income: $75,093
Typical home value: $338,611 · Homeownership: 58.7%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32407 | Panama City Beach, FL 32407 | 0.0 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32405 | Panama City, FL 32405 | 7.3 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32444 | Lynn Haven, FL 32444 | 8.7 mi | 115 | $59,751,125 | $397,475 | $519,575 |
| 32409 | Panama City, FL 32409 | 10.4 mi | 87 | $50,028,741 | $458,750 | $575,043 |
| 32404 | Panama City, FL 32404 | 16.7 mi | 486 | $165,406,698 | $317,400 | $340,343 |
| 32462 | Vernon, FL 32462 | 24.6 mi | 8 | $4,288,664 | $479,250 | $536,083 |
| 32439 | Freeport, FL 32439 | 28.3 mi | 328 | $177,078,672 | $431,650 | $539,874 |
| 32428 | Chipley, FL 32428 | 31.5 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32449 | Wewahitchka, FL 32449 | 35.3 mi | 1 | $390,000 | $390,000 | $390,000 |
| 32427 | Caryville, FL 32427 | 35.5 mi | 3 | $1,158,900 | $379,900 | $386,300 |
| 32430 | Clarksville, FL 32430 | 36.9 mi | 3 | $1,318,350 | $439,450 | $439,450 |
| 32420 | Alford, FL 32420 | 38.6 mi | 12 | $6,262,644 | $339,000 | $521,887 |
| 32421 | Altha, FL 32421 | 42.2 mi | 14 | $4,924,430 | $279,000 | $351,745 |
As of July 2026, there are 491 active listings in PANAMA CITY BEACH, FL (zip code 32407), compared to 601 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32407 is $436,750 as of July 2026, a 4.5% increase from $418,000 the prior year.
Homes in PANAMA CITY BEACH, FL 32407 spend an average of 98 days on the market before going under contract, compared to 105 days the prior year.
Based on current inventory and days-on-market data as of July 2026, PANAMA CITY BEACH, FL 32407 is currently a Seller's Market. Inventory has tightened compared to last year, with 110 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 98 days on market compared to 105 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32407 save an estimated $8,735 compared to a typical 5% commission on the median listing price of $436,750. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.