Active Listings
447
⇩ 3.7% vs 464 last year
Population: 14,710 · Density: 380.8/mi² · Median household income: $75,093
Typical home value: $338,611 · Homeownership: 58.7%
Data as of January 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32407) currently shows 447 active listings, with 58 pending sales. Homes are averaging 127 days on the market before going under contract.
Inventory has tightened compared to last year, with 17 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 127 days on market compared to 113 days last year.
The median listing price has risen 0% year-over-year, from $409,931 to $410,000.
Whether you are buying or selling in PANAMA CITY BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32407 | Panama City Beach, FL 32407 | 0.0 mi | 447 | $239,005,089 | $410,000 | $534,687 |
| 32405 | Panama City, FL 32405 | 7.3 mi | 201 | $87,859,311 | $339,600 | $437,111 |
| 32444 | Lynn Haven, FL 32444 | 8.7 mi | 107 | $51,350,477 | $404,500 | $479,911 |
| 32409 | Panama City, FL 32409 | 10.4 mi | 75 | $42,452,400 | $449,500 | $566,032 |
| 32404 | Panama City, FL 32404 | 16.7 mi | 397 | $139,699,139 | $319,900 | $351,887 |
| 32462 | Vernon, FL 32462 | 24.6 mi | 9 | $4,251,375 | $349,500 | $472,375 |
| 32439 | Freeport, FL 32439 | 28.3 mi | 299 | $168,285,273 | $430,960 | $562,827 |
| 32438 | Fountain, FL 32438 | 30.9 mi | 7 | $3,285,681 | $379,000 | $469,383 |
| 32455 | Ponce De Leon, FL 32455 | 31.8 mi | 20 | $13,538,500 | $359,500 | $676,925 |
| 32550 | Miramar Beach, FL 32550 | 35.3 mi | 668 | $652,495,720 | $642,500 | $976,790 |
| 32435 | Defuniak Springs, FL 32435 | 36.7 mi | 41 | $16,221,814 | $294,990 | $395,654 |
| 32456 | Port Saint Joe, FL 32456 | 37.5 mi | 413 | $402,480,064 | $674,000 | $974,528 |
| 32465 | Wewahitchka, FL 32465 | 38.8 mi | 33 | $9,104,601 | $249,900 | $275,897 |
As of January 2026, there are 447 active listings in PANAMA CITY BEACH, FL (zip code 32407), compared to 464 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32407 is $410,000 as of January 2026, a 0% increase from $409,931 the prior year.
Homes in PANAMA CITY BEACH, FL 32407 spend an average of 127 days on the market before going under contract, compared to 113 days the prior year.
Based on current inventory and days-on-market data as of January 2026, PANAMA CITY BEACH, FL 32407 is currently a Balanced Market. Inventory has tightened compared to last year, with 17 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 127 days on market compared to 113 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32407 save an estimated $8,200 compared to a typical 5% commission on the median listing price of $410,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.