Active Listings
488
⇩ 15.9% vs 580 last year
Data as of September 2026. Source: Realtor.com.
The PANAMA CITY BEACH, FL real estate market (32407) currently shows 488 active listings, with 75 pending sales. Homes are averaging 108 days on the market before going under contract.
Inventory has tightened compared to last year, with 92 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 108 days on market compared to 124 days last year.
The median listing price has risen 8.5% year-over-year, from $398,175 to $431,904.
Population: 14,710 · Density: 380.8/mi² · Median household income: $75,093
Typical home value: $338,611 · Homeownership: 58.7%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32407 | Panama City Beach, FL 32407 | 0.0 mi | 453 | $242,923,968 | $412,875 | $536,256 |
| 32405 | Panama City, FL 32405 | 7.3 mi | 200 | $89,602,200 | $341,250 | $448,011 |
| 32444 | Lynn Haven, FL 32444 | 8.7 mi | 115 | $59,751,125 | $397,475 | $519,575 |
| 32409 | Panama City, FL 32409 | 10.4 mi | 87 | $50,028,741 | $458,750 | $575,043 |
| 32404 | Panama City, FL 32404 | 16.7 mi | 486 | $165,406,698 | $317,400 | $340,343 |
| 32462 | Vernon, FL 32462 | 24.6 mi | 8 | $4,288,664 | $479,250 | $536,083 |
| 32439 | Freeport, FL 32439 | 28.3 mi | 328 | $177,078,672 | $431,650 | $539,874 |
| 32428 | Chipley, FL 32428 | 31.5 mi | 106 | $44,001,660 | $303,900 | $415,110 |
| 32449 | Wewahitchka, FL 32449 | 35.3 mi | 1 | $390,000 | $390,000 | $390,000 |
| 32427 | Caryville, FL 32427 | 35.5 mi | 3 | $1,158,900 | $379,900 | $386,300 |
| 32430 | Clarksville, FL 32430 | 36.9 mi | 3 | $1,318,350 | $439,450 | $439,450 |
| 32420 | Alford, FL 32420 | 38.6 mi | 12 | $6,262,644 | $339,000 | $521,887 |
| 32421 | Altha, FL 32421 | 42.2 mi | 14 | $4,924,430 | $279,000 | $351,745 |
As of September 2026, there are 488 active listings in PANAMA CITY BEACH, FL (zip code 32407), compared to 580 the prior year.
The median listing price in PANAMA CITY BEACH, FL 32407 is $431,904 as of September 2026, a 8.5% increase from $398,175 the prior year.
Homes in PANAMA CITY BEACH, FL 32407 spend an average of 108 days on the market before going under contract, compared to 124 days the prior year.
Based on current inventory and days-on-market data as of September 2026, PANAMA CITY BEACH, FL 32407 is currently a Seller's Market. Inventory has tightened compared to last year, with 92 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 108 days on market compared to 124 days last year.
With SELL123.com's maximum 3% commission, sellers in PANAMA CITY BEACH, FL 32407 save an estimated $8,638 compared to a typical 5% commission on the median listing price of $431,904. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.