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COTTONDALE, FL 32431

Real Estate Market Report  ·  Jackson County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
8
⇩ 27.3% vs 11 last year
Pending
1
13% pending ratio
Median Price
$398,500
⇧ 21.2% vs $328,675 last year
Average Price
$362,186
⇧ 4% vs $348,249 last year
Days on Market
117
⇧ 4.5% vs 112 days last year

Market Context

Population: 4,515  ·  Density: 16.5/mi²  ·  Median household income: $54,821

Typical home value: $125,487  ·  Homeownership: 79.1%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The COTTONDALE, FL real estate market (32431) currently shows 8 active listings, with 1 pending sales. Homes are averaging 117 days on the market before going under contract.

Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 117 days on market compared to 112 days last year.

The median listing price has risen 21.2% year-over-year, from $328,675 to $398,500.

Whether you are buying or selling in COTTONDALE, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 8 this year vs 11 last year
  • Days on market: 117 now vs 112 last year

Median & Average Pricing

Year over Year
  • Median: $398,500 (+21.2% YoY)
  • Average: $362,186 (+4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 28.2 miles — 513 listings ($156,958,306 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32431Cottondale, FL 324310.0 mi8$2,897,488$398,500$362,186
32446Marianna, FL 3244611.4 mi67$24,007,574$335,000$358,322
32440Graceville, FL 3244011.5 mi27$7,567,155$219,000$280,265
32428Chipley, FL 3242815.1 mi108$37,278,036$299,950$345,167
32443Greenwood, FL 3244318.2 mi15$4,002,915$219,450$266,861
36320Cottonwood, AL 3632019.1 mi10$2,625,680$227,500$262,568
36375Slocomb, AL 3637521.5 mi31$10,018,952$265,900$323,192
32427Caryville, FL 3242723.3 mi3$1,158,900$379,900$386,300
36301Dothan, AL 3630124.7 mi180$47,756,880$259,900$265,316
36343Gordon, AL 3634325.5 mi2$279,000$139,500$139,500
32460Sneads, FL 3246027.3 mi12$2,234,040$174,750$186,170
32466Youngstown, FL 3246627.8 mi17$7,466,349$299,900$439,197
36312Ashford, AL 3631228.2 mi33$9,665,337$278,900$292,889

Frequently Asked Questions

How many homes are for sale in COTTONDALE, FL 32431?

As of January 2026, there are 8 active listings in COTTONDALE, FL (zip code 32431), compared to 11 the prior year.

What is the median home price in COTTONDALE, FL 32431?

The median listing price in COTTONDALE, FL 32431 is $398,500 as of January 2026, a 21.2% increase from $328,675 the prior year.

How long do homes stay on the market in COTTONDALE, FL?

Homes in COTTONDALE, FL 32431 spend an average of 117 days on the market before going under contract, compared to 112 days the prior year.

Is it a seller's or buyer's market in COTTONDALE, FL 32431?

Based on current inventory and days-on-market data as of January 2026, COTTONDALE, FL 32431 is currently a Balanced Market. Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 117 days on market compared to 112 days last year.

How much can I save on real estate commission in COTTONDALE, FL?

With SELL123.com's maximum 3% commission, sellers in COTTONDALE, FL 32431 save an estimated $7,970 compared to a typical 5% commission on the median listing price of $398,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.