Data as of September 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12304) currently shows 73 active listings, with 41 pending sales. Homes are averaging 31 days on the market before going under contract.
Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice.
Homes are selling faster, averaging 31 days on market compared to 53 days last year.
The median listing price has risen 6.1% year-over-year, from $263,700 to $279,675.
Population: 21,901 · Density: 1,268.8/mi² · Median household income: $63,349
Typical home value: $153,271 · Homeownership: 57.9%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12304 | Schenectady, NY 12304 | 0.0 mi | 57 | $15,616,176 | $267,450 | $273,968 |
| 12303 | Schenectady, NY 12303 | 2.2 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12308 | Schenectady, NY 12308 | 3.5 mi | 27 | $7,620,858 | $299,900 | $282,254 |
| 12084 | Guilderland, NY 12084 | 4.8 mi | 2 | $1,250,000 | $625,000 | $625,000 |
| 12205 | Albany, NY 12205 | 5.2 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12110 | Latham, NY 12110 | 6.3 mi | 75 | $40,719,600 | $499,400 | $542,928 |
| 12306 | Schenectady, NY 12306 | 7.3 mi | 110 | $41,219,860 | $386,500 | $374,726 |
| 12211 | Albany, NY 12211 | 8.1 mi | 36 | $23,989,608 | $594,950 | $666,378 |
| 12009 | Altamont, NY 12009 | 8.7 mi | 13 | $5,062,850 | $368,000 | $389,450 |
| 12159 | Slingerlands, NY 12159 | 9.0 mi | 11 | $4,799,025 | $357,100 | $436,275 |
| 12208 | Albany, NY 12208 | 9.5 mi | 36 | $11,868,984 | $287,400 | $329,694 |
| 12056 | Duanesburg, NY 12056 | 9.8 mi | 5 | $978,335 | $179,900 | $195,667 |
| 12210 | Albany, NY 12210 | 10.3 mi | 8 | $3,040,104 | $406,250 | $380,013 |
As of September 2026, there are 73 active listings in SCHENECTADY, NY (zip code 12304), compared to 61 the prior year.
The median listing price in SCHENECTADY, NY 12304 is $279,675 as of September 2026, a 6.1% increase from $263,700 the prior year.
Homes in SCHENECTADY, NY 12304 spend an average of 31 days on the market before going under contract, compared to 53 days the prior year.
Based on current inventory and days-on-market data as of September 2026, SCHENECTADY, NY 12304 is currently a Balanced Market. Inventory has increased compared to last year, with 12 more homes available — giving buyers more choice. Homes are selling faster, averaging 31 days on market compared to 53 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12304 save an estimated $5,594 compared to a typical 5% commission on the median listing price of $279,675. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.