Active Listings
51
⇧ 10.9% vs 46 last year
Population: 21,901 · Density: 1,268.8/mi² · Median household income: $63,349
Typical home value: $153,271 · Homeownership: 57.9%
Data as of January 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12304) currently shows 51 active listings, with 22 pending sales. Homes are averaging 58 days on the market before going under contract.
Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.
Homes are selling faster, averaging 58 days on market compared to 65 days last year.
The median listing price has fallen 7.5% year-over-year, from $281,063 to $259,950.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12304 | Schenectady, NY 12304 | 0.0 mi | 51 | $13,633,575 | $259,950 | $267,325 |
| 12303 | Schenectady, NY 12303 | 2.2 mi | 58 | $21,720,014 | $294,450 | $374,483 |
| 12308 | Schenectady, NY 12308 | 3.5 mi | 27 | $7,157,187 | $299,900 | $265,081 |
| 12084 | Guilderland, NY 12084 | 4.8 mi | 3 | $1,575,000 | $525,000 | $525,000 |
| 12205 | Albany, NY 12205 | 5.2 mi | 41 | $12,020,626 | $284,900 | $293,186 |
| 12110 | Latham, NY 12110 | 6.3 mi | 77 | $39,013,975 | $499,400 | $506,675 |
| 12306 | Schenectady, NY 12306 | 7.3 mi | 108 | $42,912,828 | $381,500 | $397,341 |
| 12211 | Albany, NY 12211 | 8.1 mi | 32 | $23,118,400 | $640,000 | $722,450 |
| 12009 | Altamont, NY 12009 | 8.7 mi | 15 | $6,075,495 | $388,950 | $405,033 |
| 12159 | Slingerlands, NY 12159 | 9.0 mi | 9 | $3,932,640 | $375,000 | $436,960 |
| 12208 | Albany, NY 12208 | 9.5 mi | 39 | $11,744,967 | $279,950 | $301,153 |
| 12056 | Duanesburg, NY 12056 | 9.8 mi | 5 | $1,349,725 | $269,945 | $269,945 |
| 12210 | Albany, NY 12210 | 10.3 mi | 9 | $3,624,840 | $400,000 | $402,760 |
As of January 2026, there are 51 active listings in SCHENECTADY, NY (zip code 12304), compared to 46 the prior year.
The median listing price in SCHENECTADY, NY 12304 is $259,950 as of January 2026, a 7.5% decrease from $281,063 the prior year.
Homes in SCHENECTADY, NY 12304 spend an average of 58 days on the market before going under contract, compared to 65 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SCHENECTADY, NY 12304 is currently a Balanced Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are selling faster, averaging 58 days on market compared to 65 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12304 save an estimated $5,199 compared to a typical 5% commission on the median listing price of $259,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.