Data as of March 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12304) currently shows 56 active listings, with 33 pending sales. Homes are averaging 47 days on the market before going under contract.
Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 47 days on market compared to 45 days last year.
The median listing price has fallen 0.4% year-over-year, from $274,550 to $273,475.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 21,901 · Density: 1,268.8/mi² · Median household income: $63,349
Typical home value: $153,271 · Homeownership: 57.9%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12304 | Schenectady, NY 12304 | 0.0 mi | 57 | $15,616,176 | $267,450 | $273,968 |
| 12303 | Schenectady, NY 12303 | 2.2 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12308 | Schenectady, NY 12308 | 3.5 mi | 27 | $7,620,858 | $299,900 | $282,254 |
| 12084 | Guilderland, NY 12084 | 4.8 mi | 2 | $1,250,000 | $625,000 | $625,000 |
| 12205 | Albany, NY 12205 | 5.2 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12110 | Latham, NY 12110 | 6.3 mi | 75 | $40,719,600 | $499,400 | $542,928 |
| 12306 | Schenectady, NY 12306 | 7.3 mi | 110 | $41,219,860 | $386,500 | $374,726 |
| 12211 | Albany, NY 12211 | 8.1 mi | 36 | $23,989,608 | $594,950 | $666,378 |
| 12009 | Altamont, NY 12009 | 8.7 mi | 13 | $5,062,850 | $368,000 | $389,450 |
| 12159 | Slingerlands, NY 12159 | 9.0 mi | 11 | $4,799,025 | $357,100 | $436,275 |
| 12208 | Albany, NY 12208 | 9.5 mi | 36 | $11,868,984 | $287,400 | $329,694 |
| 12056 | Duanesburg, NY 12056 | 9.8 mi | 5 | $978,335 | $179,900 | $195,667 |
| 12210 | Albany, NY 12210 | 10.3 mi | 8 | $3,040,104 | $406,250 | $380,013 |
As of March 2026, there are 56 active listings in SCHENECTADY, NY (zip code 12304), compared to 49 the prior year.
The median listing price in SCHENECTADY, NY 12304 is $273,475 as of March 2026, a 0.4% decrease from $274,550 the prior year.
Homes in SCHENECTADY, NY 12304 spend an average of 47 days on the market before going under contract, compared to 45 days the prior year.
Based on current inventory and days-on-market data as of March 2026, SCHENECTADY, NY 12304 is currently a Buyer's Market. Inventory has increased compared to last year, with 7 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 47 days on market compared to 45 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12304 save an estimated $5,470 compared to a typical 5% commission on the median listing price of $273,475. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.