Data as of April 2026. Source: Realtor.com.
The SCHENECTADY, NY real estate market (12304) currently shows 53 active listings, with 31 pending sales. Homes are averaging 58 days on the market before going under contract.
Inventory has tightened compared to last year, with 13 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 58 days on market compared to 32 days last year.
The median listing price has fallen 3.2% year-over-year, from $279,925 to $270,925.
Whether you are buying or selling in SCHENECTADY, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 21,901 · Density: 1,268.8/mi² · Median household income: $63,349
Typical home value: $153,271 · Homeownership: 57.9%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12304 | Schenectady, NY 12304 | 0.0 mi | 57 | $15,616,176 | $267,450 | $273,968 |
| 12303 | Schenectady, NY 12303 | 2.2 mi | 59 | $24,098,727 | $299,725 | $408,453 |
| 12308 | Schenectady, NY 12308 | 3.5 mi | 27 | $7,620,858 | $299,900 | $282,254 |
| 12084 | Guilderland, NY 12084 | 4.8 mi | 2 | $1,250,000 | $625,000 | $625,000 |
| 12205 | Albany, NY 12205 | 5.2 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12110 | Latham, NY 12110 | 6.3 mi | 75 | $40,719,600 | $499,400 | $542,928 |
| 12306 | Schenectady, NY 12306 | 7.3 mi | 110 | $41,219,860 | $386,500 | $374,726 |
| 12211 | Albany, NY 12211 | 8.1 mi | 36 | $23,989,608 | $594,950 | $666,378 |
| 12009 | Altamont, NY 12009 | 8.7 mi | 13 | $5,062,850 | $368,000 | $389,450 |
| 12159 | Slingerlands, NY 12159 | 9.0 mi | 11 | $4,799,025 | $357,100 | $436,275 |
| 12208 | Albany, NY 12208 | 9.5 mi | 36 | $11,868,984 | $287,400 | $329,694 |
| 12056 | Duanesburg, NY 12056 | 9.8 mi | 5 | $978,335 | $179,900 | $195,667 |
| 12210 | Albany, NY 12210 | 10.3 mi | 8 | $3,040,104 | $406,250 | $380,013 |
As of April 2026, there are 53 active listings in SCHENECTADY, NY (zip code 12304), compared to 66 the prior year.
The median listing price in SCHENECTADY, NY 12304 is $270,925 as of April 2026, a 3.2% decrease from $279,925 the prior year.
Homes in SCHENECTADY, NY 12304 spend an average of 58 days on the market before going under contract, compared to 32 days the prior year.
Based on current inventory and days-on-market data as of April 2026, SCHENECTADY, NY 12304 is currently a Balanced Market. Inventory has tightened compared to last year, with 13 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 58 days on market compared to 32 days last year.
With SELL123.com's maximum 3% commission, sellers in SCHENECTADY, NY 12304 save an estimated $5,419 compared to a typical 5% commission on the median listing price of $270,925. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.