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SAINT JOSEPH, MO 64504

Real Estate Market Report  ·  Buchanan County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
42
⇧ 133.3% vs 18 last year
Pending
17
40% pending ratio
Median Price
$119,950
⇩ 6.8% vs $128,650 last year
Average Price
$134,473
⇩ 26.4% vs $182,804 last year
Days on Market
47
⇩ 40.5% vs 79 days last year

Market Context

Population: 10,348  ·  Density: 85.1/mi²  ·  Median household income: $53,778

Typical home value: $106,325  ·  Homeownership: 70.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT JOSEPH, MO real estate market (64504) currently shows 42 active listings, with 17 pending sales. Homes are averaging 47 days on the market before going under contract.

Inventory has increased compared to last year, with 24 more homes available — giving buyers more choice.

Homes are selling faster, averaging 47 days on market compared to 79 days last year.

The median listing price has fallen 6.8% year-over-year, from $128,650 to $119,950.

Whether you are buying or selling in SAINT JOSEPH, MO, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 42 this year vs 18 last year
  • Days on market: 47 now vs 79 last year

Median & Average Pricing

Year over Year
  • Median: $119,950 (-6.8% YoY)
  • Average: $134,473 (-26.4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.9 miles — 183 listings ($50,536,827 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
64504Saint Joseph, MO 645040.0 mi42$5,647,866$119,950$134,473
64503Saint Joseph, MO 645035.7 mi35$5,887,770$155,900$168,222
66090Wathena, KS 660907.4 mi2$3,000,000$1,500,000$1,500,000
64448Faucett, MO 644487.6 mi4$1,266,532$375,000$316,633
64506Saint Joseph, MO 645069.3 mi56$18,271,624$305,000$326,279
64401Agency, MO 6440111.1 mi3$1,197,000$399,000$399,000
64439Dearborn, MO 6443914.2 mi9$3,678,687$449,900$408,743
66087Troy, KS 6608714.6 mi1$372,450$372,450$372,450
64421Amazonia, MO 6442115.4 mi1$249,900$249,900$249,900
64454Gower, MO 6445417.8 mi5$1,308,335$267,500$261,667
64485Savannah, MO 6448519.1 mi19$5,431,663$265,500$285,877
64444Edgerton, MO 6444420.2 mi5$4,125,000$825,000$825,000
66041Lancaster, KS 6604121.9 mi1$100,000$100,000$100,000

Frequently Asked Questions

How many homes are for sale in SAINT JOSEPH, MO 64504?

As of January 2026, there are 42 active listings in SAINT JOSEPH, MO (zip code 64504), compared to 18 the prior year.

What is the median home price in SAINT JOSEPH, MO 64504?

The median listing price in SAINT JOSEPH, MO 64504 is $119,950 as of January 2026, a 6.8% decrease from $128,650 the prior year.

How long do homes stay on the market in SAINT JOSEPH, MO?

Homes in SAINT JOSEPH, MO 64504 spend an average of 47 days on the market before going under contract, compared to 79 days the prior year.

Is it a seller's or buyer's market in SAINT JOSEPH, MO 64504?

Based on current inventory and days-on-market data as of January 2026, SAINT JOSEPH, MO 64504 is currently a Balanced Market. Inventory has increased compared to last year, with 24 more homes available — giving buyers more choice. Homes are selling faster, averaging 47 days on market compared to 79 days last year.

How much can I save on real estate commission in SAINT JOSEPH, MO?

With SELL123.com's maximum 3% commission, sellers in SAINT JOSEPH, MO 64504 save an estimated $2,399 compared to a typical 5% commission on the median listing price of $119,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.