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SAINT JOSEPH, MO 64506

Real Estate Market Report  ·  Buchanan County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
56
⇧ 16.7% vs 48 last year
Pending
21
38% pending ratio
Median Price
$305,000
⇩ 0.8% vs $307,425 last year
Average Price
$326,279
⇧ 6% vs $307,793 last year
Days on Market
74
⇧ 32.1% vs 56 days last year

Market Context

Population: 22,241  ·  Density: 856.5/mi²  ·  Median household income: $60,657

Typical home value: $203,660  ·  Homeownership: 58.9%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT JOSEPH, MO real estate market (64506) currently shows 56 active listings, with 21 pending sales. Homes are averaging 74 days on the market before going under contract.

Inventory has increased compared to last year, with 8 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 74 days on market compared to 56 days last year.

The median listing price has fallen 0.8% year-over-year, from $307,425 to $305,000.

Whether you are buying or selling in SAINT JOSEPH, MO, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 56 this year vs 48 last year
  • Days on market: 74 now vs 56 last year

Median & Average Pricing

Year over Year
  • Median: $305,000 (-0.8% YoY)
  • Average: $326,279 (+6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 22.1 miles — 182 listings ($46,082,155 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
64506Saint Joseph, MO 645060.0 mi56$18,271,624$305,000$326,279
64503Saint Joseph, MO 645033.6 mi35$5,887,770$155,900$168,222
66024Elwood, KS 660244.4 mi3$415,350$138,450$138,450
64443Easton, MO 644438.5 mi1$210,000$210,000$210,000
64504Saint Joseph, MO 645049.3 mi42$5,647,866$119,950$134,473
64485Savannah, MO 6448511.3 mi19$5,431,663$265,500$285,877
64459Helena, MO 6445912.7 mi2$463,900$231,950$231,950
64440De Kalb, MO 6444015.9 mi2$2,790,000$1,395,000$1,395,000
64454Gower, MO 6445416.8 mi5$1,308,335$267,500$261,667
64483Rosendale, MO 6448317.6 mi3$834,000$278,000$278,000
64439Dearborn, MO 6443918.6 mi9$3,678,687$449,900$408,743
64473Oregon, MO 6447319.7 mi3$942,960$314,320$314,320
64427Bolckow, MO 6442722.1 mi2$200,000$100,000$100,000

Frequently Asked Questions

How many homes are for sale in SAINT JOSEPH, MO 64506?

As of January 2026, there are 56 active listings in SAINT JOSEPH, MO (zip code 64506), compared to 48 the prior year.

What is the median home price in SAINT JOSEPH, MO 64506?

The median listing price in SAINT JOSEPH, MO 64506 is $305,000 as of January 2026, a 0.8% decrease from $307,425 the prior year.

How long do homes stay on the market in SAINT JOSEPH, MO?

Homes in SAINT JOSEPH, MO 64506 spend an average of 74 days on the market before going under contract, compared to 56 days the prior year.

Is it a seller's or buyer's market in SAINT JOSEPH, MO 64506?

Based on current inventory and days-on-market data as of January 2026, SAINT JOSEPH, MO 64506 is currently a Buyer's Market. Inventory has increased compared to last year, with 8 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 74 days on market compared to 56 days last year.

How much can I save on real estate commission in SAINT JOSEPH, MO?

With SELL123.com's maximum 3% commission, sellers in SAINT JOSEPH, MO 64506 save an estimated $6,100 compared to a typical 5% commission on the median listing price of $305,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.