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SAINT JOSEPH, MO 64503

Real Estate Market Report  ·  Buchanan County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
35
⇧ 16.7% vs 30 last year
Pending
10
29% pending ratio
Median Price
$155,900
⇧ 7.5% vs $145,000 last year
Average Price
$168,222
⇩ 8.1% vs $182,976 last year
Days on Market
32
⇩ 30.4% vs 46 days last year

Market Context

Population: 12,033  ·  Density: 320.9/mi²  ·  Median household income: $52,197

Typical home value: $127,579  ·  Homeownership: 66.8%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT JOSEPH, MO real estate market (64503) currently shows 35 active listings, with 10 pending sales. Homes are averaging 32 days on the market before going under contract.

Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.

Homes are selling faster, averaging 32 days on market compared to 46 days last year.

The median listing price has risen 7.5% year-over-year, from $145,000 to $155,900.

Whether you are buying or selling in SAINT JOSEPH, MO, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 35 this year vs 30 last year
  • Days on market: 32 now vs 46 last year

Median & Average Pricing

Year over Year
  • Median: $155,900 (+7.5% YoY)
  • Average: $168,222 (-8.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.9 miles — 213 listings ($59,415,088 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
64503Saint Joseph, MO 645030.0 mi35$5,887,770$155,900$168,222
66024Elwood, KS 660241.9 mi3$415,350$138,450$138,450
64507Saint Joseph, MO 645074.8 mi57$14,736,096$166,400$258,528
64505Saint Joseph, MO 645056.6 mi47$14,581,844$269,900$310,252
64448Faucett, MO 6444810.3 mi4$1,266,532$375,000$316,633
64401Agency, MO 6440110.6 mi3$1,197,000$399,000$399,000
64440De Kalb, MO 6444012.5 mi2$2,790,000$1,395,000$1,395,000
66087Troy, KS 6608716.0 mi1$372,450$372,450$372,450
64484Rushville, MO 6448416.3 mi6$1,872,960$266,900$312,160
64454Gower, MO 6445416.6 mi5$1,308,335$267,500$261,667
64473Oregon, MO 6447320.1 mi3$942,960$314,320$314,320
64098Weston, MO 6409820.4 mi8$6,610,664$577,000$826,333
66002Atchison, KS 6600220.9 mi39$7,433,127$150,500$190,593

Frequently Asked Questions

How many homes are for sale in SAINT JOSEPH, MO 64503?

As of January 2026, there are 35 active listings in SAINT JOSEPH, MO (zip code 64503), compared to 30 the prior year.

What is the median home price in SAINT JOSEPH, MO 64503?

The median listing price in SAINT JOSEPH, MO 64503 is $155,900 as of January 2026, a 7.5% increase from $145,000 the prior year.

How long do homes stay on the market in SAINT JOSEPH, MO?

Homes in SAINT JOSEPH, MO 64503 spend an average of 32 days on the market before going under contract, compared to 46 days the prior year.

Is it a seller's or buyer's market in SAINT JOSEPH, MO 64503?

Based on current inventory and days-on-market data as of January 2026, SAINT JOSEPH, MO 64503 is currently a Balanced Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are selling faster, averaging 32 days on market compared to 46 days last year.

How much can I save on real estate commission in SAINT JOSEPH, MO?

With SELL123.com's maximum 3% commission, sellers in SAINT JOSEPH, MO 64503 save an estimated $3,118 compared to a typical 5% commission on the median listing price of $155,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.