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AGENCY, MO 64401

Real Estate Market Report  ·  Buchanan County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
3
⇧ 200% vs 1 last year
Pending
2
67% pending ratio
Median Price
$399,000
⇧ 33% vs $299,900 last year
Average Price
$399,000
⇧ 33% vs $299,900 last year
Days on Market
208
⇧ 160% vs 80 days last year

Market Context

Population: 1,299  ·  Density: 13.5/mi²  ·  Median household income: $98,563

Typical home value: $212,123  ·  Homeownership: 97.9%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The AGENCY, MO real estate market (64401) currently shows 3 active listings, with 2 pending sales. Homes are averaging 208 days on the market before going under contract.

Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 208 days on market compared to 80 days last year.

The median listing price has risen 33% year-over-year, from $299,900 to $399,000.

Whether you are buying or selling in AGENCY, MO, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 3 this year vs 1 last year
  • Days on market: 208 now vs 80 last year

Median & Average Pricing

Year over Year
  • Median: $399,000 (+33% YoY)
  • Average: $399,000 (+33% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 20.6 miles — 196 listings ($86,709,540 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
64401Agency, MO 644010.0 mi3$1,197,000$399,000$399,000
64454Gower, MO 644546.7 mi5$1,308,335$267,500$261,667
64439Dearborn, MO 644397.9 mi9$3,678,687$449,900$408,743
64503Saint Joseph, MO 6450310.5 mi35$5,887,770$155,900$168,222
64444Edgerton, MO 6444411.2 mi5$4,125,000$825,000$825,000
64440De Kalb, MO 6444011.5 mi2$2,790,000$1,395,000$1,395,000
66024Elwood, KS 6602412.3 mi3$415,350$138,450$138,450
64490Stewartsville, MO 6449013.1 mi1$375,000$375,000$375,000
64477Plattsburg, MO 6447714.5 mi9$2,634,003$265,000$292,667
64505Saint Joseph, MO 6450515.8 mi47$14,581,844$269,900$310,252
64484Rushville, MO 6448417.1 mi6$1,872,960$266,900$312,160
64079Platte City, MO 6407919.2 mi66$46,168,716$624,900$699,526
64163Kansas City, MO 6416320.6 mi5$1,674,875$327,450$334,975

Frequently Asked Questions

How many homes are for sale in AGENCY, MO 64401?

As of January 2026, there are 3 active listings in AGENCY, MO (zip code 64401), compared to 1 the prior year.

What is the median home price in AGENCY, MO 64401?

The median listing price in AGENCY, MO 64401 is $399,000 as of January 2026, a 33% increase from $299,900 the prior year.

How long do homes stay on the market in AGENCY, MO?

Homes in AGENCY, MO 64401 spend an average of 208 days on the market before going under contract, compared to 80 days the prior year.

Is it a seller's or buyer's market in AGENCY, MO 64401?

Based on current inventory and days-on-market data as of January 2026, AGENCY, MO 64401 is currently a Buyer's Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 208 days on market compared to 80 days last year.

How much can I save on real estate commission in AGENCY, MO?

With SELL123.com's maximum 3% commission, sellers in AGENCY, MO 64401 save an estimated $7,980 compared to a typical 5% commission on the median listing price of $399,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.