Data as of September 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48708) currently shows 119 active listings, with 41 pending sales. Homes are averaging 52 days on the market before going under contract.
Inventory has increased compared to last year, with 38 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 52 days on market compared to 32 days last year.
The median listing price has fallen 5.5% year-over-year, from $137,450 to $129,950.
Population: 25,857 · Density: 343.7/mi² · Median household income: $47,024
Typical home value: $90,223 · Homeownership: 68.3%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48708 | Bay City, MI 48708 | 0.0 mi | 75 | $12,232,275 | $131,200 | $163,097 |
| 48747 | Munger, MI 48747 | 5.0 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48604 | Saginaw, MI 48604 | 6.9 mi | 23 | $4,638,548 | $134,900 | $201,676 |
| 48607 | Saginaw, MI 48607 | 9.7 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48601 | Saginaw, MI 48601 | 11.0 mi | 104 | $9,656,400 | $77,900 | $92,850 |
| 48602 | Saginaw, MI 48602 | 11.4 mi | 155 | $16,125,270 | $89,900 | $104,034 |
| 48638 | Saginaw, MI 48638 | 12.9 mi | 35 | $10,316,145 | $236,175 | $294,747 |
| 48611 | Auburn, MI 48611 | 13.3 mi | 18 | $5,074,740 | $232,400 | $281,930 |
| 48722 | Bridgeport, MI 48722 | 14.6 mi | 10 | $3,096,900 | $239,700 | $309,690 |
| 48734 | Frankenmuth, MI 48734 | 14.9 mi | 20 | $7,765,780 | $347,450 | $388,289 |
| 48609 | Saginaw, MI 48609 | 16.7 mi | 32 | $11,354,656 | $189,675 | $354,833 |
| 48768 | Vassar, MI 48768 | 18.7 mi | 27 | $6,473,601 | $194,300 | $239,763 |
| 48767 | Unionville, MI 48767 | 20.5 mi | 6 | $1,390,728 | $233,675 | $231,788 |
As of September 2026, there are 119 active listings in BAY CITY, MI (zip code 48708), compared to 81 the prior year.
The median listing price in BAY CITY, MI 48708 is $129,950 as of September 2026, a 5.5% decrease from $137,450 the prior year.
Homes in BAY CITY, MI 48708 spend an average of 52 days on the market before going under contract, compared to 32 days the prior year.
Based on current inventory and days-on-market data as of September 2026, BAY CITY, MI 48708 is currently a Buyer's Market. Inventory has increased compared to last year, with 38 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 52 days on market compared to 32 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48708 save an estimated $2,599 compared to a typical 5% commission on the median listing price of $129,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.