Population: 25,857 · Density: 343.7/mi² · Median household income: $47,024
Typical home value: $90,223 · Homeownership: 68.3%
Data as of January 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48708) currently shows 72 active listings, with 25 pending sales. Homes are averaging 67 days on the market before going under contract.
Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 67 days on market compared to 52 days last year.
The median listing price has risen 2.7% year-over-year, from $136,225 to $139,900.
Whether you are buying or selling in BAY CITY, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48708 | Bay City, MI 48708 | 0.0 mi | 72 | $13,129,272 | $139,900 | $182,351 |
| 48747 | Munger, MI 48747 | 5.0 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48604 | Saginaw, MI 48604 | 6.9 mi | 26 | $6,435,936 | $164,500 | $247,536 |
| 48607 | Saginaw, MI 48607 | 9.7 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48601 | Saginaw, MI 48601 | 11.0 mi | 106 | $9,926,052 | $78,700 | $93,642 |
| 48602 | Saginaw, MI 48602 | 11.4 mi | 154 | $16,046,492 | $90,000 | $104,198 |
| 48638 | Saginaw, MI 48638 | 12.9 mi | 39 | $11,268,972 | $232,300 | $288,948 |
| 48611 | Auburn, MI 48611 | 13.3 mi | 14 | $3,872,246 | $224,900 | $276,589 |
| 48623 | Freeland, MI 48623 | 14.6 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48701 | Akron, MI 48701 | 15.3 mi | 4 | $622,800 | $159,900 | $155,700 |
| 48634 | Linwood, MI 48634 | 17.1 mi | 7 | $1,382,080 | $219,900 | $197,440 |
| 48415 | Birch Run, MI 48415 | 19.8 mi | 18 | $6,833,142 | $265,000 | $379,619 |
| 48417 | Burt, MI 48417 | 21.0 mi | 4 | $719,000 | $167,500 | $179,750 |
As of January 2026, there are 72 active listings in BAY CITY, MI (zip code 48708), compared to 79 the prior year.
The median listing price in BAY CITY, MI 48708 is $139,900 as of January 2026, a 2.7% increase from $136,225 the prior year.
Homes in BAY CITY, MI 48708 spend an average of 67 days on the market before going under contract, compared to 52 days the prior year.
Based on current inventory and days-on-market data as of January 2026, BAY CITY, MI 48708 is currently a Balanced Market. Inventory has tightened compared to last year, with 7 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 67 days on market compared to 52 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48708 save an estimated $2,798 compared to a typical 5% commission on the median listing price of $139,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.