Population: 12,157 · Density: 717.4/mi² · Median household income: $60,262
Typical home value: $155,556 · Homeownership: 66.5%
Data as of January 2026. Source: Realtor.com.
The SAGINAW, MI real estate market (48638) currently shows 39 active listings, with 14 pending sales. Homes are averaging 93 days on the market before going under contract.
Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 93 days on market compared to 38 days last year.
The median listing price has fallen 9.4% year-over-year, from $256,400 to $232,300.
Whether you are buying or selling in SAGINAW, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48638 | Saginaw, MI 48638 | 0.0 mi | 39 | $11,268,972 | $232,300 | $288,948 |
| 48603 | Saginaw, MI 48603 | 3.3 mi | 63 | $19,148,787 | $289,900 | $303,949 |
| 48607 | Saginaw, MI 48607 | 4.4 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48601 | Saginaw, MI 48601 | 6.3 mi | 106 | $9,926,052 | $78,700 | $93,642 |
| 48623 | Freeland, MI 48623 | 9.2 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48626 | Hemlock, MI 48626 | 10.4 mi | 16 | $6,330,128 | $267,500 | $395,633 |
| 48417 | Burt, MI 48417 | 11.6 mi | 4 | $719,000 | $167,500 | $179,750 |
| 48706 | Bay City, MI 48706 | 13.0 mi | 110 | $31,869,640 | $239,900 | $289,724 |
| 48747 | Munger, MI 48747 | 14.8 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48611 | Auburn, MI 48611 | 15.3 mi | 14 | $3,872,246 | $224,900 | $276,589 |
| 48616 | Chesaning, MI 48616 | 16.1 mi | 17 | $4,955,653 | $219,900 | $291,509 |
| 48757 | Reese, MI 48757 | 17.4 mi | 11 | $1,986,600 | $167,500 | $180,600 |
| 48614 | Brant, MI 48614 | 18.2 mi | 2 | $350,000 | $175,000 | $175,000 |
As of January 2026, there are 39 active listings in SAGINAW, MI (zip code 48638), compared to 26 the prior year.
The median listing price in SAGINAW, MI 48638 is $232,300 as of January 2026, a 9.4% decrease from $256,400 the prior year.
Homes in SAGINAW, MI 48638 spend an average of 93 days on the market before going under contract, compared to 38 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SAGINAW, MI 48638 is currently a Buyer's Market. Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 93 days on market compared to 38 days last year.
With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48638 save an estimated $4,646 compared to a typical 5% commission on the median listing price of $232,300. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.