Data as of September 2026. Source: Realtor.com.
The SAGINAW, MI real estate market (48638) currently shows 53 active listings, with 24 pending sales. Homes are averaging 32 days on the market before going under contract.
Inventory has tightened compared to last year, with 8 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 32 days on market compared to 44 days last year.
The median listing price has risen 0.2% year-over-year, from $228,200 to $228,675.
Population: 12,157 · Density: 717.4/mi² · Median household income: $60,262
Typical home value: $155,556 · Homeownership: 66.5%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48638 | Saginaw, MI 48638 | 0.0 mi | 35 | $10,316,145 | $236,175 | $294,747 |
| 48603 | Saginaw, MI 48603 | 3.3 mi | 69 | $20,473,542 | $274,425 | $296,718 |
| 48607 | Saginaw, MI 48607 | 4.4 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48601 | Saginaw, MI 48601 | 6.3 mi | 104 | $9,656,400 | $77,900 | $92,850 |
| 48623 | Freeland, MI 48623 | 9.2 mi | 43 | $25,918,379 | $519,525 | $602,753 |
| 48626 | Hemlock, MI 48626 | 10.4 mi | 16 | $6,552,928 | $373,750 | $409,558 |
| 48417 | Burt, MI 48417 | 11.6 mi | 4 | $685,332 | $130,000 | $171,333 |
| 48706 | Bay City, MI 48706 | 13.0 mi | 121 | $36,567,289 | $291,500 | $302,209 |
| 48747 | Munger, MI 48747 | 14.8 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48611 | Auburn, MI 48611 | 15.3 mi | 18 | $5,074,740 | $232,400 | $281,930 |
| 48616 | Chesaning, MI 48616 | 16.1 mi | 17 | $3,865,936 | $188,225 | $227,408 |
| 48758 | Richville, MI 48758 | 17.4 mi | 1 | $167,000 | $167,000 | $167,000 |
| 48732 | Essexville, MI 48732 | 17.7 mi | 19 | $3,870,376 | $198,225 | $203,704 |
As of September 2026, there are 53 active listings in SAGINAW, MI (zip code 48638), compared to 61 the prior year.
The median listing price in SAGINAW, MI 48638 is $228,675 as of September 2026, a 0.2% increase from $228,200 the prior year.
Homes in SAGINAW, MI 48638 spend an average of 32 days on the market before going under contract, compared to 44 days the prior year.
Based on current inventory and days-on-market data as of September 2026, SAGINAW, MI 48638 is currently a Seller's Market. Inventory has tightened compared to last year, with 8 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 32 days on market compared to 44 days last year.
With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48638 save an estimated $4,574 compared to a typical 5% commission on the median listing price of $228,675. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.