Data as of July 2026. Source: Realtor.com.
The SAGINAW, MI real estate market (48638) currently shows 50 active listings, with 28 pending sales. Homes are averaging 30 days on the market before going under contract.
Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 30 days on market compared to 22 days last year.
The median listing price has fallen 14.7% year-over-year, from $266,675 to $227,350.
Whether you are buying or selling in SAGINAW, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 12,157 · Density: 717.4/mi² · Median household income: $60,262
Typical home value: $155,556 · Homeownership: 66.5%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48638 | Saginaw, MI 48638 | 0.0 mi | 35 | $10,316,145 | $236,175 | $294,747 |
| 48603 | Saginaw, MI 48603 | 3.3 mi | 69 | $20,473,542 | $274,425 | $296,718 |
| 48607 | Saginaw, MI 48607 | 4.4 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48601 | Saginaw, MI 48601 | 6.3 mi | 104 | $9,656,400 | $77,900 | $92,850 |
| 48623 | Freeland, MI 48623 | 9.2 mi | 43 | $25,918,379 | $519,525 | $602,753 |
| 48626 | Hemlock, MI 48626 | 10.4 mi | 16 | $6,552,928 | $373,750 | $409,558 |
| 48417 | Burt, MI 48417 | 11.6 mi | 4 | $685,332 | $130,000 | $171,333 |
| 48706 | Bay City, MI 48706 | 13.0 mi | 121 | $36,567,289 | $291,500 | $302,209 |
| 48747 | Munger, MI 48747 | 14.8 mi | 2 | $399,800 | $199,900 | $199,900 |
| 48611 | Auburn, MI 48611 | 15.3 mi | 18 | $5,074,740 | $232,400 | $281,930 |
| 48616 | Chesaning, MI 48616 | 16.1 mi | 17 | $3,865,936 | $188,225 | $227,408 |
| 48758 | Richville, MI 48758 | 17.4 mi | 1 | $167,000 | $167,000 | $167,000 |
| 48732 | Essexville, MI 48732 | 17.7 mi | 19 | $3,870,376 | $198,225 | $203,704 |
As of July 2026, there are 50 active listings in SAGINAW, MI (zip code 48638), compared to 56 the prior year.
The median listing price in SAGINAW, MI 48638 is $227,350 as of July 2026, a 14.7% decrease from $266,675 the prior year.
Homes in SAGINAW, MI 48638 spend an average of 30 days on the market before going under contract, compared to 22 days the prior year.
Based on current inventory and days-on-market data as of July 2026, SAGINAW, MI 48638 is currently a Balanced Market. Inventory has tightened compared to last year, with 6 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 30 days on market compared to 22 days last year.
With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48638 save an estimated $4,547 compared to a typical 5% commission on the median listing price of $227,350. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.