Data as of June 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48706) currently shows 160 active listings, with 66 pending sales. Homes are averaging 60 days on the market before going under contract.
Inventory has increased compared to last year, with 40 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 60 days on market compared to 31 days last year.
The median listing price has risen 31.8% year-over-year, from $198,675 to $261,900.
Whether you are buying or selling in BAY CITY, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 39,182 · Density: 228.2/mi² · Median household income: $58,211
Typical home value: $128,287 · Homeownership: 75.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48706 | Bay City, MI 48706 | 0.0 mi | 121 | $36,567,289 | $291,500 | $302,209 |
| 48631 | Kawkawlin, MI 48631 | 6.3 mi | 8 | $1,984,384 | $261,175 | $248,048 |
| 48611 | Auburn, MI 48611 | 7.2 mi | 18 | $5,074,740 | $232,400 | $281,930 |
| 48724 | Carrollton, MI 48724 | 10.0 mi | 4 | $377,200 | $95,000 | $94,300 |
| 48623 | Freeland, MI 48623 | 10.5 mi | 43 | $25,918,379 | $519,525 | $602,753 |
| 48607 | Saginaw, MI 48607 | 11.7 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48602 | Saginaw, MI 48602 | 12.4 mi | 155 | $16,125,270 | $89,900 | $104,034 |
| 48601 | Saginaw, MI 48601 | 14.0 mi | 104 | $9,656,400 | $77,900 | $92,850 |
| 48609 | Saginaw, MI 48609 | 16.0 mi | 32 | $11,354,656 | $189,675 | $354,833 |
| 48650 | Pinconning, MI 48650 | 17.7 mi | 20 | $3,987,400 | $189,445 | $199,370 |
| 48722 | Bridgeport, MI 48722 | 18.5 mi | 10 | $3,096,900 | $239,700 | $309,690 |
| 48640 | Midland, MI 48640 | 19.1 mi | 78 | $32,165,484 | $266,125 | $412,378 |
| 48734 | Frankenmuth, MI 48734 | 20.0 mi | 20 | $7,765,780 | $347,450 | $388,289 |
As of June 2026, there are 160 active listings in BAY CITY, MI (zip code 48706), compared to 120 the prior year.
The median listing price in BAY CITY, MI 48706 is $261,900 as of June 2026, a 31.8% increase from $198,675 the prior year.
Homes in BAY CITY, MI 48706 spend an average of 60 days on the market before going under contract, compared to 31 days the prior year.
Based on current inventory and days-on-market data as of June 2026, BAY CITY, MI 48706 is currently a Buyer's Market. Inventory has increased compared to last year, with 40 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 60 days on market compared to 31 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48706 save an estimated $5,238 compared to a typical 5% commission on the median listing price of $261,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.