Active Listings
110
⇧ 13.4% vs 97 last year
Population: 39,182 · Density: 228.2/mi² · Median household income: $58,211
Typical home value: $128,287 · Homeownership: 75.8%
Data as of January 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48706) currently shows 110 active listings, with 39 pending sales. Homes are averaging 75 days on the market before going under contract.
Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 75 days on market compared to 44 days last year.
The median listing price has risen 22.3% year-over-year, from $196,175 to $239,900.
Whether you are buying or selling in BAY CITY, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48706 | Bay City, MI 48706 | 0.0 mi | 110 | $31,869,640 | $239,900 | $289,724 |
| 48631 | Kawkawlin, MI 48631 | 6.3 mi | 7 | $1,656,697 | $259,900 | $236,671 |
| 48611 | Auburn, MI 48611 | 7.2 mi | 14 | $3,872,246 | $224,900 | $276,589 |
| 48724 | Carrollton, MI 48724 | 10.0 mi | 3 | $282,000 | $95,000 | $94,000 |
| 48623 | Freeland, MI 48623 | 10.5 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48607 | Saginaw, MI 48607 | 11.7 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48602 | Saginaw, MI 48602 | 12.4 mi | 154 | $16,046,492 | $90,000 | $104,198 |
| 48601 | Saginaw, MI 48601 | 14.0 mi | 106 | $9,926,052 | $78,700 | $93,642 |
| 48609 | Saginaw, MI 48609 | 16.0 mi | 29 | $11,251,130 | $239,400 | $387,970 |
| 48650 | Pinconning, MI 48650 | 17.7 mi | 21 | $4,151,343 | $179,445 | $197,683 |
| 48722 | Bridgeport, MI 48722 | 18.5 mi | 8 | $2,384,264 | $220,000 | $298,033 |
| 48640 | Midland, MI 48640 | 19.1 mi | 88 | $33,953,832 | $265,000 | $385,839 |
| 48701 | Akron, MI 48701 | 20.5 mi | 4 | $622,800 | $159,900 | $155,700 |
As of January 2026, there are 110 active listings in BAY CITY, MI (zip code 48706), compared to 97 the prior year.
The median listing price in BAY CITY, MI 48706 is $239,900 as of January 2026, a 22.3% increase from $196,175 the prior year.
Homes in BAY CITY, MI 48706 spend an average of 75 days on the market before going under contract, compared to 44 days the prior year.
Based on current inventory and days-on-market data as of January 2026, BAY CITY, MI 48706 is currently a Buyer's Market. Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 75 days on market compared to 44 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48706 save an estimated $4,798 compared to a typical 5% commission on the median listing price of $239,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.