Active Listings
173
⇧ 58.7% vs 109 last year
Data as of July 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48706) currently shows 173 active listings, with 72 pending sales. Homes are averaging 61 days on the market before going under contract.
Inventory has increased compared to last year, with 64 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 61 days on market compared to 36 days last year.
The median listing price has risen 46.4% year-over-year, from $191,225 to $279,900.
Whether you are buying or selling in BAY CITY, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 39,182 · Density: 228.2/mi² · Median household income: $58,211
Typical home value: $128,287 · Homeownership: 75.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48706 | Bay City, MI 48706 | 0.0 mi | 121 | $36,567,289 | $291,500 | $302,209 |
| 48631 | Kawkawlin, MI 48631 | 6.3 mi | 8 | $1,984,384 | $261,175 | $248,048 |
| 48611 | Auburn, MI 48611 | 7.2 mi | 18 | $5,074,740 | $232,400 | $281,930 |
| 48724 | Carrollton, MI 48724 | 10.0 mi | 4 | $377,200 | $95,000 | $94,300 |
| 48623 | Freeland, MI 48623 | 10.5 mi | 43 | $25,918,379 | $519,525 | $602,753 |
| 48607 | Saginaw, MI 48607 | 11.7 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48602 | Saginaw, MI 48602 | 12.4 mi | 155 | $16,125,270 | $89,900 | $104,034 |
| 48601 | Saginaw, MI 48601 | 14.0 mi | 104 | $9,656,400 | $77,900 | $92,850 |
| 48609 | Saginaw, MI 48609 | 16.0 mi | 32 | $11,354,656 | $189,675 | $354,833 |
| 48650 | Pinconning, MI 48650 | 17.7 mi | 20 | $3,987,400 | $189,445 | $199,370 |
| 48722 | Bridgeport, MI 48722 | 18.5 mi | 10 | $3,096,900 | $239,700 | $309,690 |
| 48640 | Midland, MI 48640 | 19.1 mi | 78 | $32,165,484 | $266,125 | $412,378 |
| 48734 | Frankenmuth, MI 48734 | 20.0 mi | 20 | $7,765,780 | $347,450 | $388,289 |
As of July 2026, there are 173 active listings in BAY CITY, MI (zip code 48706), compared to 109 the prior year.
The median listing price in BAY CITY, MI 48706 is $279,900 as of July 2026, a 46.4% increase from $191,225 the prior year.
Homes in BAY CITY, MI 48706 spend an average of 61 days on the market before going under contract, compared to 36 days the prior year.
Based on current inventory and days-on-market data as of July 2026, BAY CITY, MI 48706 is currently a Buyer's Market. Inventory has increased compared to last year, with 64 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 61 days on market compared to 36 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48706 save an estimated $5,598 compared to a typical 5% commission on the median listing price of $279,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.