Active Listings
171
⇧ 44.9% vs 118 last year
Data as of September 2026. Source: Realtor.com.
The BAY CITY, MI real estate market (48706) currently shows 171 active listings, with 67 pending sales. Homes are averaging 52 days on the market before going under contract.
Inventory has increased compared to last year, with 53 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 52 days on market compared to 37 days last year.
The median listing price has risen 22.5% year-over-year, from $200,250 to $245,325.
Population: 39,182 · Density: 228.2/mi² · Median household income: $58,211
Typical home value: $128,287 · Homeownership: 75.8%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48706 | Bay City, MI 48706 | 0.0 mi | 121 | $36,567,289 | $291,500 | $302,209 |
| 48631 | Kawkawlin, MI 48631 | 6.3 mi | 8 | $1,984,384 | $261,175 | $248,048 |
| 48611 | Auburn, MI 48611 | 7.2 mi | 18 | $5,074,740 | $232,400 | $281,930 |
| 48724 | Carrollton, MI 48724 | 10.0 mi | 4 | $377,200 | $95,000 | $94,300 |
| 48623 | Freeland, MI 48623 | 10.5 mi | 43 | $25,918,379 | $519,525 | $602,753 |
| 48607 | Saginaw, MI 48607 | 11.7 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48602 | Saginaw, MI 48602 | 12.4 mi | 155 | $16,125,270 | $89,900 | $104,034 |
| 48601 | Saginaw, MI 48601 | 14.0 mi | 104 | $9,656,400 | $77,900 | $92,850 |
| 48609 | Saginaw, MI 48609 | 16.0 mi | 32 | $11,354,656 | $189,675 | $354,833 |
| 48650 | Pinconning, MI 48650 | 17.7 mi | 20 | $3,987,400 | $189,445 | $199,370 |
| 48722 | Bridgeport, MI 48722 | 18.5 mi | 10 | $3,096,900 | $239,700 | $309,690 |
| 48640 | Midland, MI 48640 | 19.1 mi | 78 | $32,165,484 | $266,125 | $412,378 |
| 48734 | Frankenmuth, MI 48734 | 20.0 mi | 20 | $7,765,780 | $347,450 | $388,289 |
As of September 2026, there are 171 active listings in BAY CITY, MI (zip code 48706), compared to 118 the prior year.
The median listing price in BAY CITY, MI 48706 is $245,325 as of September 2026, a 22.5% increase from $200,250 the prior year.
Homes in BAY CITY, MI 48706 spend an average of 52 days on the market before going under contract, compared to 37 days the prior year.
Based on current inventory and days-on-market data as of September 2026, BAY CITY, MI 48706 is currently a Buyer's Market. Inventory has increased compared to last year, with 53 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 52 days on market compared to 37 days last year.
With SELL123.com's maximum 3% commission, sellers in BAY CITY, MI 48706 save an estimated $4,907 compared to a typical 5% commission on the median listing price of $245,325. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.