Active Listings
36
⇩ 12.2% vs 41 last year
Data as of September 2026. Source: Realtor.com.
The SAGINAW, MI real estate market (48609) currently shows 36 active listings, with 15 pending sales. Homes are averaging 45 days on the market before going under contract.
Inventory has tightened compared to last year, with 5 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 45 days on market compared to 29 days last year.
The median listing price has risen 10.3% year-over-year, from $255,900 to $282,200.
Population: 12,339 · Density: 106.2/mi² · Median household income: $76,669
Typical home value: $158,570 · Homeownership: 88.5%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48609 | Saginaw, MI 48609 | 0.0 mi | 32 | $11,354,656 | $189,675 | $354,833 |
| 48603 | Saginaw, MI 48603 | 5.9 mi | 69 | $20,473,542 | $274,425 | $296,718 |
| 48626 | Hemlock, MI 48626 | 7.4 mi | 16 | $6,552,928 | $373,750 | $409,558 |
| 48607 | Saginaw, MI 48607 | 8.3 mi | 3 | $179,700 | $59,900 | $59,900 |
| 48623 | Freeland, MI 48623 | 9.4 mi | 43 | $25,918,379 | $519,525 | $602,753 |
| 48604 | Saginaw, MI 48604 | 10.0 mi | 23 | $4,638,548 | $134,900 | $201,676 |
| 48637 | Merrill, MI 48637 | 12.6 mi | 3 | $464,700 | $154,900 | $154,900 |
| 48616 | Chesaning, MI 48616 | 13.5 mi | 17 | $3,865,936 | $188,225 | $227,408 |
| 48706 | Bay City, MI 48706 | 16.0 mi | 121 | $36,567,289 | $291,500 | $302,209 |
| 48415 | Birch Run, MI 48415 | 16.5 mi | 20 | $7,073,920 | $272,000 | $353,696 |
| 48457 | Montrose, MI 48457 | 16.8 mi | 12 | $2,554,248 | $159,700 | $212,854 |
| 48649 | Oakley, MI 48649 | 17.2 mi | 2 | $993,666 | $492,000 | $496,833 |
| 48640 | Midland, MI 48640 | 18.4 mi | 78 | $32,165,484 | $266,125 | $412,378 |
As of September 2026, there are 36 active listings in SAGINAW, MI (zip code 48609), compared to 41 the prior year.
The median listing price in SAGINAW, MI 48609 is $282,200 as of September 2026, a 10.3% increase from $255,900 the prior year.
Homes in SAGINAW, MI 48609 spend an average of 45 days on the market before going under contract, compared to 29 days the prior year.
Based on current inventory and days-on-market data as of September 2026, SAGINAW, MI 48609 is currently a Balanced Market. Inventory has tightened compared to last year, with 5 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 45 days on market compared to 29 days last year.
With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48609 save an estimated $5,644 compared to a typical 5% commission on the median listing price of $282,200. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.