Active Listings
29
⇩ 9.4% vs 32 last year
Population: 12,339 · Density: 106.2/mi² · Median household income: $76,669
Typical home value: $158,570 · Homeownership: 88.5%
Data as of January 2026. Source: Realtor.com.
The SAGINAW, MI real estate market (48609) currently shows 29 active listings, with 9 pending sales. Homes are averaging 78 days on the market before going under contract.
Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 78 days on market compared to 59 days last year.
The median listing price has risen 16.3% year-over-year, from $205,925 to $239,400.
Whether you are buying or selling in SAGINAW, MI, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 48609 | Saginaw, MI 48609 | 0.0 mi | 29 | $11,251,130 | $239,400 | $387,970 |
| 48603 | Saginaw, MI 48603 | 5.9 mi | 63 | $19,148,787 | $289,900 | $303,949 |
| 48626 | Hemlock, MI 48626 | 7.4 mi | 16 | $6,330,128 | $267,500 | $395,633 |
| 48607 | Saginaw, MI 48607 | 8.3 mi | 3 | $148,350 | $49,450 | $49,450 |
| 48623 | Freeland, MI 48623 | 9.4 mi | 38 | $18,522,948 | $444,950 | $487,446 |
| 48604 | Saginaw, MI 48604 | 10.0 mi | 26 | $6,435,936 | $164,500 | $247,536 |
| 48637 | Merrill, MI 48637 | 12.6 mi | 3 | $464,700 | $154,900 | $154,900 |
| 48616 | Chesaning, MI 48616 | 13.5 mi | 17 | $4,955,653 | $219,900 | $291,509 |
| 48706 | Bay City, MI 48706 | 16.0 mi | 110 | $31,869,640 | $239,900 | $289,724 |
| 48415 | Birch Run, MI 48415 | 16.5 mi | 18 | $6,833,142 | $265,000 | $379,619 |
| 48457 | Montrose, MI 48457 | 16.8 mi | 15 | $3,313,170 | $164,900 | $220,878 |
| 48649 | Oakley, MI 48649 | 17.2 mi | 5 | $1,688,400 | $364,500 | $337,680 |
| 48640 | Midland, MI 48640 | 18.4 mi | 88 | $33,953,832 | $265,000 | $385,839 |
As of January 2026, there are 29 active listings in SAGINAW, MI (zip code 48609), compared to 32 the prior year.
The median listing price in SAGINAW, MI 48609 is $239,400 as of January 2026, a 16.3% increase from $205,925 the prior year.
Homes in SAGINAW, MI 48609 spend an average of 78 days on the market before going under contract, compared to 59 days the prior year.
Based on current inventory and days-on-market data as of January 2026, SAGINAW, MI 48609 is currently a Balanced Market. Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 78 days on market compared to 59 days last year.
With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48609 save an estimated $4,788 compared to a typical 5% commission on the median listing price of $239,400. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.