Call or Text (240) SELL-123

SAGINAW, MI 48604

Real Estate Market Report  ·  Saginaw County
Buyer's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The SAGINAW, MI real estate market (48604) currently shows 56 active listings, with 21 pending sales. Homes are averaging 57 days on the market before going under contract.

Inventory has increased compared to last year, with 28 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 57 days on market compared to 48 days last year.

The median listing price has risen 4.3% year-over-year, from $152,100 to $158,600.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for SAGINAW, MI 48604 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Context

Market Context

Population: 11,793  ·  Density: 173.5/mi²  ·  Median household income: $52,285

Typical home value: $84,977  ·  Homeownership: 76.2%

Market Overview

Active Listings
56
⇧ 100% vs 28 last year
Pending
21
38% pending ratio
Median Price
$158,600
⇧ 4.3% vs $152,100 last year
Average Price
$195,611
⇩ 17.7% vs $237,681 last year
Days on Market
57
⇧ 18.8% vs 48 days last year

Price Per Square Foot

Median $/sqft
$121
⇩ 6.9% vs $130/sqft last year
Median Home Size
1,327 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 56 this year vs 28 last year
  • Days on market: 57 now vs 48 last year

Median & Average Pricing

Year over Year
  • Median: $158,600 (+4.3% YoY)
  • Average: $195,611 (-17.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 18.6 miles — 549 listings ($101,418,796 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
48604Saginaw, MI 486040.0 mi23$4,638,548$134,900$201,676
48603Saginaw, MI 486034.3 mi69$20,473,542$274,425$296,718
48602Saginaw, MI 486025.4 mi155$16,125,270$89,900$104,034
48708Bay City, MI 487086.9 mi75$12,232,275$131,200$163,097
48601Saginaw, MI 486017.4 mi104$9,656,400$77,900$92,850
48609Saginaw, MI 4860910.0 mi32$11,354,656$189,675$354,833
48611Auburn, MI 4861111.5 mi18$5,074,740$232,400$281,930
48722Bridgeport, MI 4872212.1 mi10$3,096,900$239,700$309,690
48757Reese, MI 4875714.2 mi10$1,625,960$158,725$162,596
48734Frankenmuth, MI 4873414.6 mi20$7,765,780$347,450$388,289
48417Burt, MI 4841716.4 mi4$685,332$130,000$171,333
48415Birch Run, MI 4841517.5 mi20$7,073,920$272,000$353,696
48733Fairgrove, MI 4873318.6 mi9$1,615,473$169,250$179,497

Frequently Asked Questions

How many homes are for sale in SAGINAW, MI 48604?

As of September 2026, there are 56 active listings in SAGINAW, MI (zip code 48604), compared to 28 the prior year.

What is the median home price in SAGINAW, MI 48604?

The median listing price in SAGINAW, MI 48604 is $158,600 as of September 2026, a 4.3% increase from $152,100 the prior year.

How long do homes stay on the market in SAGINAW, MI?

Homes in SAGINAW, MI 48604 spend an average of 57 days on the market before going under contract, compared to 48 days the prior year.

Is it a seller's or buyer's market in SAGINAW, MI 48604?

Based on current inventory and days-on-market data as of September 2026, SAGINAW, MI 48604 is currently a Buyer's Market. Inventory has increased compared to last year, with 28 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 57 days on market compared to 48 days last year.

How much can I save on real estate commission in SAGINAW, MI?

With SELL123.com's maximum 3% commission, sellers in SAGINAW, MI 48604 save an estimated $3,172 compared to a typical 5% commission on the median listing price of $158,600. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.