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FERNANDINA BEACH, FL 32034

Real Estate Market Report  ·  Nassau County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
551
⇩ 5.3% vs 582 last year
Pending
109
20% pending ratio
Median Price
$735,000
⇧ 1.4% vs $724,975 last year
Average Price
$1,071,074
⇧ 3.1% vs $1,038,852 last year
Days on Market
82
⇧ 2.5% vs 80 days last year

Market Context

Population: 40,026  ·  Density: 237.8/mi²  ·  Median household income: $95,869

Typical home value: $430,895  ·  Homeownership: 85.7%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The FERNANDINA BEACH, FL real estate market (32034) currently shows 551 active listings, with 109 pending sales. Homes are averaging 82 days on the market before going under contract.

Inventory has tightened compared to last year, with 31 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 82 days on market compared to 80 days last year.

The median listing price has risen 1.4% year-over-year, from $724,975 to $735,000.

Whether you are buying or selling in FERNANDINA BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 551 this year vs 582 last year
  • Days on market: 82 now vs 80 last year

Median & Average Pricing

Year over Year
  • Median: $735,000 (+1.4% YoY)
  • Average: $1,071,074 (+3.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 24.7 miles — 2,174 listings ($1,263,411,643 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32034Fernandina Beach, FL 320340.0 mi551$590,161,774$735,000$1,071,074
32226Jacksonville, FL 3222611.1 mi141$86,053,992$432,450$610,312
32218Jacksonville, FL 3221814.1 mi360$118,978,920$315,000$330,497
32277Jacksonville, FL 3227718.4 mi96$32,265,120$296,950$336,095
32233Atlantic Beach, FL 3223318.8 mi107$120,425,397$499,450$1,125,471
32206Jacksonville, FL 3220620.8 mi141$31,483,326$187,500$223,286
32011Callahan, FL 3201120.9 mi47$24,849,276$449,900$528,708
32266Neptune Beach, FL 3226621.8 mi18$24,778,026$909,950$1,376,557
32202Jacksonville, FL 3220222.6 mi15$5,437,620$293,700$362,508
32219Jacksonville, FL 3221923.8 mi218$75,842,418$310,000$347,901
32254Jacksonville, FL 3225424.3 mi147$26,957,007$150,000$183,381
32216Jacksonville, FL 3221624.4 mi171$43,554,555$248,000$254,705
32207Jacksonville, FL 3220724.7 mi162$82,624,212$319,900$510,026

Frequently Asked Questions

How many homes are for sale in FERNANDINA BEACH, FL 32034?

As of January 2026, there are 551 active listings in FERNANDINA BEACH, FL (zip code 32034), compared to 582 the prior year.

What is the median home price in FERNANDINA BEACH, FL 32034?

The median listing price in FERNANDINA BEACH, FL 32034 is $735,000 as of January 2026, a 1.4% increase from $724,975 the prior year.

How long do homes stay on the market in FERNANDINA BEACH, FL?

Homes in FERNANDINA BEACH, FL 32034 spend an average of 82 days on the market before going under contract, compared to 80 days the prior year.

Is it a seller's or buyer's market in FERNANDINA BEACH, FL 32034?

Based on current inventory and days-on-market data as of January 2026, FERNANDINA BEACH, FL 32034 is currently a Balanced Market. Inventory has tightened compared to last year, with 31 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 82 days on market compared to 80 days last year.

How much can I save on real estate commission in FERNANDINA BEACH, FL?

With SELL123.com's maximum 3% commission, sellers in FERNANDINA BEACH, FL 32034 save an estimated $14,700 compared to a typical 5% commission on the median listing price of $735,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.