Population: 40,026 · Density: 237.8/mi² · Median household income: $95,869
Typical home value: $430,895 · Homeownership: 85.7%
Data as of January 2026. Source: Realtor.com.
The FERNANDINA BEACH, FL real estate market (32034) currently shows 551 active listings, with 109 pending sales. Homes are averaging 82 days on the market before going under contract.
Inventory has tightened compared to last year, with 31 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 82 days on market compared to 80 days last year.
The median listing price has risen 1.4% year-over-year, from $724,975 to $735,000.
Whether you are buying or selling in FERNANDINA BEACH, FL, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 32034 | Fernandina Beach, FL 32034 | 0.0 mi | 551 | $590,161,774 | $735,000 | $1,071,074 |
| 32226 | Jacksonville, FL 32226 | 11.1 mi | 141 | $86,053,992 | $432,450 | $610,312 |
| 32218 | Jacksonville, FL 32218 | 14.1 mi | 360 | $118,978,920 | $315,000 | $330,497 |
| 32277 | Jacksonville, FL 32277 | 18.4 mi | 96 | $32,265,120 | $296,950 | $336,095 |
| 32233 | Atlantic Beach, FL 32233 | 18.8 mi | 107 | $120,425,397 | $499,450 | $1,125,471 |
| 32206 | Jacksonville, FL 32206 | 20.8 mi | 141 | $31,483,326 | $187,500 | $223,286 |
| 32011 | Callahan, FL 32011 | 20.9 mi | 47 | $24,849,276 | $449,900 | $528,708 |
| 32266 | Neptune Beach, FL 32266 | 21.8 mi | 18 | $24,778,026 | $909,950 | $1,376,557 |
| 32202 | Jacksonville, FL 32202 | 22.6 mi | 15 | $5,437,620 | $293,700 | $362,508 |
| 32219 | Jacksonville, FL 32219 | 23.8 mi | 218 | $75,842,418 | $310,000 | $347,901 |
| 32254 | Jacksonville, FL 32254 | 24.3 mi | 147 | $26,957,007 | $150,000 | $183,381 |
| 32216 | Jacksonville, FL 32216 | 24.4 mi | 171 | $43,554,555 | $248,000 | $254,705 |
| 32207 | Jacksonville, FL 32207 | 24.7 mi | 162 | $82,624,212 | $319,900 | $510,026 |
As of January 2026, there are 551 active listings in FERNANDINA BEACH, FL (zip code 32034), compared to 582 the prior year.
The median listing price in FERNANDINA BEACH, FL 32034 is $735,000 as of January 2026, a 1.4% increase from $724,975 the prior year.
Homes in FERNANDINA BEACH, FL 32034 spend an average of 82 days on the market before going under contract, compared to 80 days the prior year.
Based on current inventory and days-on-market data as of January 2026, FERNANDINA BEACH, FL 32034 is currently a Balanced Market. Inventory has tightened compared to last year, with 31 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 82 days on market compared to 80 days last year.
With SELL123.com's maximum 3% commission, sellers in FERNANDINA BEACH, FL 32034 save an estimated $14,700 compared to a typical 5% commission on the median listing price of $735,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.