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FERNANDINA BEACH, FL 32034

Real Estate Market Report
Seller's Market
September 2026  ·  Source: Realtor.com

Market Analysis

Data as of September 2026. Source: Realtor.com.

The FERNANDINA BEACH, FL real estate market (32034) currently shows 586 active listings, with 145 pending sales. Homes are averaging 81 days on the market before going under contract.

Inventory has tightened compared to last year, with 119 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 81 days on market compared to 82 days last year.

The median listing price has fallen 5.2% year-over-year, from $734,500 to $696,500.

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Market Context

Market Context

Population: 40,026  ·  Density: 237.8/mi²  ·  Median household income: $95,869

Typical home value: $430,895  ·  Homeownership: 85.7%

Market Overview

Active Listings
586
⇩ 16.9% vs 705 last year
Pending
145
25% pending ratio
Median Price
$696,500
⇩ 5.2% vs $734,500 last year
Average Price
$1,013,034
⇧ 4.5% vs $969,250 last year
Days on Market
81
⇩ 1.2% vs 82 days last year

Price Per Square Foot

Median $/sqft
$369
⇩ 1.9% vs $376/sqft last year
Median Home Size
2,016 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 586 this year vs 705 last year
  • Days on market: 81 now vs 82 last year

Median & Average Pricing

Year over Year
  • Median: $696,500 (-5.2% YoY)
  • Average: $1,013,034 (+4.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 24.7 miles — 2,328 listings ($1,401,936,264 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
32034Fernandina Beach, FL 320340.0 mi625$681,791,250$729,250$1,090,866
32226Jacksonville, FL 3222611.1 mi153$87,822,765$432,450$574,005
32218Jacksonville, FL 3221814.1 mi406$130,459,168$307,425$321,328
32277Jacksonville, FL 3227718.4 mi98$33,330,682$299,750$340,109
32233Atlantic Beach, FL 3223318.8 mi113$135,356,598$560,925$1,197,846
32206Jacksonville, FL 3220620.8 mi126$28,280,574$187,450$224,449
32011Callahan, FL 3201120.9 mi53$27,749,210$430,000$523,570
32266Neptune Beach, FL 3226621.8 mi22$26,257,308$914,975$1,193,514
32202Jacksonville, FL 3220222.6 mi16$5,850,912$296,200$365,682
32219Jacksonville, FL 3221923.8 mi232$81,596,256$320,948$351,708
32254Jacksonville, FL 3225424.3 mi141$25,468,407$149,250$180,627
32216Jacksonville, FL 3221624.4 mi174$45,509,178$258,175$261,547
32207Jacksonville, FL 3220724.7 mi169$92,463,956$318,675$547,124

Frequently Asked Questions

How many homes are for sale in FERNANDINA BEACH, FL 32034?

As of September 2026, there are 586 active listings in FERNANDINA BEACH, FL (zip code 32034), compared to 705 the prior year.

What is the median home price in FERNANDINA BEACH, FL 32034?

The median listing price in FERNANDINA BEACH, FL 32034 is $696,500 as of September 2026, a 5.2% decrease from $734,500 the prior year.

How long do homes stay on the market in FERNANDINA BEACH, FL?

Homes in FERNANDINA BEACH, FL 32034 spend an average of 81 days on the market before going under contract, compared to 82 days the prior year.

Is it a seller's or buyer's market in FERNANDINA BEACH, FL 32034?

Based on current inventory and days-on-market data as of September 2026, FERNANDINA BEACH, FL 32034 is currently a Seller's Market. Inventory has tightened compared to last year, with 119 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 81 days on market compared to 82 days last year.

How much can I save on real estate commission in FERNANDINA BEACH, FL?

With SELL123.com's maximum 3% commission, sellers in FERNANDINA BEACH, FL 32034 save an estimated $13,930 compared to a typical 5% commission on the median listing price of $696,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.