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CHARLOTTE, NC 28227

Real Estate Market Report  ·  Mecklenburg County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
204
⇧ 17.9% vs 173 last year
Pending
79
39% pending ratio
Median Price
$500,000
⇧ 14.3% vs $437,475 last year
Average Price
$553,699
⇧ 7.9% vs $512,924 last year
Days on Market
72
⇩ 1.4% vs 73 days last year

Market Context

Population: 59,904  ·  Density: 576.0/mi²  ·  Median household income: $72,119

Typical home value: $275,204  ·  Homeownership: 68.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHARLOTTE, NC real estate market (28227) currently shows 204 active listings, with 79 pending sales. Homes are averaging 72 days on the market before going under contract.

Inventory has increased compared to last year, with 31 more homes available — giving buyers more choice.

Homes are selling faster, averaging 72 days on market compared to 73 days last year.

The median listing price has risen 14.3% year-over-year, from $437,475 to $500,000.

Whether you are buying or selling in CHARLOTTE, NC, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 204 this year vs 173 last year
  • Days on market: 72 now vs 73 last year

Median & Average Pricing

Year over Year
  • Median: $500,000 (+14.3% YoY)
  • Average: $553,699 (+7.9% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.3 miles — 1,755 listings ($1,092,090,958 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
28227Charlotte, NC 282270.0 mi204$112,954,596$500,000$553,699
28212Charlotte, NC 282125.3 mi100$33,233,500$299,000$332,335
28079Indian Trail, NC 280795.9 mi225$119,709,450$460,000$532,042
28205Charlotte, NC 282058.0 mi232$163,013,872$524,500$702,646
28270Charlotte, NC 282708.2 mi111$119,502,933$750,000$1,076,603
28107Midland, NC 281078.5 mi43$24,412,132$417,360$567,724
28207Charlotte, NC 282079.9 mi52$76,691,212$905,500$1,474,831
28206Charlotte, NC 2820610.7 mi83$36,055,698$422,495$434,406
28110Monroe, NC 2811011.0 mi252$123,207,336$432,288$488,918
28202Charlotte, NC 2820211.3 mi117$63,376,092$380,000$541,676
28234Charlotte, NC 2823411.6 mi4$1,259,800$319,950$314,950
28210Charlotte, NC 2821012.2 mi125$77,403,875$457,500$619,231
28277Charlotte, NC 2827713.3 mi207$141,270,462$625,000$682,466

Frequently Asked Questions

How many homes are for sale in CHARLOTTE, NC 28227?

As of January 2026, there are 204 active listings in CHARLOTTE, NC (zip code 28227), compared to 173 the prior year.

What is the median home price in CHARLOTTE, NC 28227?

The median listing price in CHARLOTTE, NC 28227 is $500,000 as of January 2026, a 14.3% increase from $437,475 the prior year.

How long do homes stay on the market in CHARLOTTE, NC?

Homes in CHARLOTTE, NC 28227 spend an average of 72 days on the market before going under contract, compared to 73 days the prior year.

Is it a seller's or buyer's market in CHARLOTTE, NC 28227?

Based on current inventory and days-on-market data as of January 2026, CHARLOTTE, NC 28227 is currently a Balanced Market. Inventory has increased compared to last year, with 31 more homes available — giving buyers more choice. Homes are selling faster, averaging 72 days on market compared to 73 days last year.

How much can I save on real estate commission in CHARLOTTE, NC?

With SELL123.com's maximum 3% commission, sellers in CHARLOTTE, NC 28227 save an estimated $10,000 compared to a typical 5% commission on the median listing price of $500,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.