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Belmont Cherry Elizabeth First Ward Second Ward South End (Dilworth) Uptown

CHARLOTTE, NC 28204

Real Estate Market Report
Balanced Market
September 2026  ·  Source: Realtor.com

Neighborhoods in ZIP 28204

Belmont · Cherry · Elizabeth · First Ward · Second Ward · South End (Dilworth) · Uptown

Market Analysis

Data as of September 2026. Source: Realtor.com.

The CHARLOTTE, NC real estate market (28204) currently shows 49 active listings, with 6 pending sales. Homes are averaging 65 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

The median listing price has fallen 33.6% year-over-year, from $783,125 to $520,000.

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Market Context

Market Context

Population: 9,525  ·  Density: 2,085.5/mi²  ·  Median household income: $77,279

Typical home value: $504,596  ·  Homeownership: 25.8%

Market Overview

Active Listings
49
⇧ 6.5% vs 46 last year
Pending
6
12% pending ratio
Median Price
$520,000
⇩ 33.6% vs $783,125 last year
Average Price
$702,627
⇩ 10.7% vs $787,189 last year
Days on Market
65
— vs 65 days last year

Price Per Square Foot

Median $/sqft
$348
⇩ 10.3% vs $388/sqft last year
Median Home Size
1,661 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 49 this year vs 46 last year
  • Days on market: 65 now vs 65 last year

Median & Average Pricing

Year over Year
  • Median: $520,000 (-33.6% YoY)
  • Average: $702,627 (-10.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 10.1 miles — 1,953 listings ($1,153,272,617 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
28204Charlotte, NC 282040.0 mi40$26,950,280$693,725$673,757
28202Charlotte, NC 282021.4 mi138$73,982,214$362,000$536,103
28234Charlotte, NC 282342.0 mi5$1,624,975$324,995$324,995
28206Charlotte, NC 282062.9 mi88$40,236,064$416,248$457,228
28211Charlotte, NC 282113.7 mi153$230,386,176$1,061,050$1,505,792
28212Charlotte, NC 282124.9 mi118$39,559,264$319,490$335,248
28210Charlotte, NC 282106.1 mi158$97,281,074$465,000$615,703
28226Charlotte, NC 282267.4 mi142$134,818,634$523,096$949,427
28215Charlotte, NC 282157.8 mi335$134,840,180$385,000$402,508
28269Charlotte, NC 282698.6 mi350$144,728,150$375,000$413,509
28273Charlotte, NC 282739.0 mi103$39,406,976$376,975$382,592
28105Matthews, NC 281059.3 mi111$71,409,186$476,950$643,326
28227Charlotte, NC 2822710.1 mi212$118,049,444$457,125$556,837

Frequently Asked Questions

How many homes are for sale in CHARLOTTE, NC 28204?

As of September 2026, there are 49 active listings in CHARLOTTE, NC (zip code 28204), compared to 46 the prior year.

What is the median home price in CHARLOTTE, NC 28204?

The median listing price in CHARLOTTE, NC 28204 is $520,000 as of September 2026, a 33.6% decrease from $783,125 the prior year.

How long do homes stay on the market in CHARLOTTE, NC?

Homes in CHARLOTTE, NC 28204 spend an average of 65 days on the market before going under contract, compared to 65 days the prior year.

Is it a seller's or buyer's market in CHARLOTTE, NC 28204?

Based on current inventory and days-on-market data as of September 2026, CHARLOTTE, NC 28204 is currently a Balanced Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

How much can I save on real estate commission in CHARLOTTE, NC?

With SELL123.com's maximum 3% commission, sellers in CHARLOTTE, NC 28204 save an estimated $10,400 compared to a typical 5% commission on the median listing price of $520,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.