Data as of June 2026. Source: Realtor.com.
The WATERFORD, NY real estate market (12188) currently shows 23 active listings, with 10 pending sales. Homes are averaging 86 days on the market before going under contract.
Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 86 days on market compared to 61 days last year.
The median listing price has fallen 1.9% year-over-year, from $536,200 to $526,250.
Whether you are buying or selling in WATERFORD, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 11,615 · Density: 345.1/mi² · Median household income: $83,496
Typical home value: $267,501 · Homeownership: 70.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12188 | Waterford, NY 12188 | 0.0 mi | 19 | $11,799,627 | $649,900 | $621,033 |
| 12182 | Troy, NY 12182 | 3.4 mi | 29 | $7,442,444 | $232,000 | $256,636 |
| 12183 | Troy, NY 12183 | 5.0 mi | 2 | $257,000 | $128,500 | $128,500 |
| 12189 | Watervliet, NY 12189 | 5.9 mi | 17 | $4,566,863 | $244,900 | $268,639 |
| 12180 | Troy, NY 12180 | 6.8 mi | 91 | $35,776,923 | $362,875 | $393,153 |
| 12148 | Rexford, NY 12148 | 7.7 mi | 7 | $6,935,929 | $939,250 | $990,847 |
| 12151 | Round Lake, NY 12151 | 8.7 mi | 3 | $1,342,500 | $447,500 | $447,500 |
| 12204 | Albany, NY 12204 | 9.3 mi | 10 | $2,726,920 | $214,675 | $272,692 |
| 12205 | Albany, NY 12205 | 9.8 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12198 | Wynantskill, NY 12198 | 10.3 mi | 21 | $8,570,730 | $313,624 | $408,130 |
| 12206 | Albany, NY 12206 | 11.0 mi | 20 | $4,488,720 | $225,000 | $224,436 |
| 12210 | Albany, NY 12210 | 11.3 mi | 8 | $3,040,104 | $406,250 | $380,013 |
| 12207 | Albany, NY 12207 | 11.6 mi | 3 | $653,925 | $217,975 | $217,975 |
As of June 2026, there are 23 active listings in WATERFORD, NY (zip code 12188), compared to 24 the prior year.
The median listing price in WATERFORD, NY 12188 is $526,250 as of June 2026, a 1.9% decrease from $536,200 the prior year.
Homes in WATERFORD, NY 12188 spend an average of 86 days on the market before going under contract, compared to 61 days the prior year.
Based on current inventory and days-on-market data as of June 2026, WATERFORD, NY 12188 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 86 days on market compared to 61 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERFORD, NY 12188 save an estimated $10,525 compared to a typical 5% commission on the median listing price of $526,250. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.