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WATERFORD, NY 12188

Real Estate Market Report
Balanced Market
June 2026  ·  Source: Realtor.com

Market Analysis

Data as of June 2026. Source: Realtor.com.

The WATERFORD, NY real estate market (12188) currently shows 23 active listings, with 10 pending sales. Homes are averaging 86 days on the market before going under contract.

Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers.

Homes are taking longer to sell, averaging 86 days on market compared to 61 days last year.

The median listing price has fallen 1.9% year-over-year, from $536,200 to $526,250.

Whether you are buying or selling in WATERFORD, NY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 11,615  ·  Density: 345.1/mi²  ·  Median household income: $83,496

Typical home value: $267,501  ·  Homeownership: 70.0%

Market Overview

Active Listings
23
⇩ 4.2% vs 24 last year
Pending
10
43% pending ratio
Median Price
$526,250
⇩ 1.9% vs $536,200 last year
Average Price
$621,766
⇧ 17.4% vs $529,451 last year
Days on Market
86
⇧ 41% vs 61 days last year

Price Per Square Foot

Median $/sqft
$270
⇧ 13% vs $239/sqft last year
Median Home Size
2,034 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 23 this year vs 24 last year
  • Days on market: 86 now vs 61 last year

Median & Average Pricing

Year over Year
  • Median: $526,250 (-1.9% YoY)
  • Average: $621,766 (+17.4% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 11.6 miles — 273 listings ($100,274,473 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
12188Waterford, NY 121880.0 mi19$11,799,627$649,900$621,033
12182Troy, NY 121823.4 mi29$7,442,444$232,000$256,636
12183Troy, NY 121835.0 mi2$257,000$128,500$128,500
12189Watervliet, NY 121895.9 mi17$4,566,863$244,900$268,639
12180Troy, NY 121806.8 mi91$35,776,923$362,875$393,153
12148Rexford, NY 121487.7 mi7$6,935,929$939,250$990,847
12151Round Lake, NY 121518.7 mi3$1,342,500$447,500$447,500
12204Albany, NY 122049.3 mi10$2,726,920$214,675$272,692
12205Albany, NY 122059.8 mi43$12,672,788$303,000$294,716
12198Wynantskill, NY 1219810.3 mi21$8,570,730$313,624$408,130
12206Albany, NY 1220611.0 mi20$4,488,720$225,000$224,436
12210Albany, NY 1221011.3 mi8$3,040,104$406,250$380,013
12207Albany, NY 1220711.6 mi3$653,925$217,975$217,975

Frequently Asked Questions

How many homes are for sale in WATERFORD, NY 12188?

As of June 2026, there are 23 active listings in WATERFORD, NY (zip code 12188), compared to 24 the prior year.

What is the median home price in WATERFORD, NY 12188?

The median listing price in WATERFORD, NY 12188 is $526,250 as of June 2026, a 1.9% decrease from $536,200 the prior year.

How long do homes stay on the market in WATERFORD, NY?

Homes in WATERFORD, NY 12188 spend an average of 86 days on the market before going under contract, compared to 61 days the prior year.

Is it a seller's or buyer's market in WATERFORD, NY 12188?

Based on current inventory and days-on-market data as of June 2026, WATERFORD, NY 12188 is currently a Balanced Market. Inventory has tightened compared to last year, with 1 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 86 days on market compared to 61 days last year.

How much can I save on real estate commission in WATERFORD, NY?

With SELL123.com's maximum 3% commission, sellers in WATERFORD, NY 12188 save an estimated $10,525 compared to a typical 5% commission on the median listing price of $526,250. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.