Active Listings
32
⇧ 14.3% vs 28 last year
Data as of September 2026. Source: Realtor.com.
The WATERFORD, NY real estate market (12188) currently shows 32 active listings, with 12 pending sales. Homes are averaging 70 days on the market before going under contract.
Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 70 days on market compared to 59 days last year.
The median listing price has risen 46.6% year-over-year, from $341,175 to $500,000.
Population: 11,615 · Density: 345.1/mi² · Median household income: $83,496
Typical home value: $267,501 · Homeownership: 70.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 12188 | Waterford, NY 12188 | 0.0 mi | 19 | $11,799,627 | $649,900 | $621,033 |
| 12182 | Troy, NY 12182 | 3.4 mi | 29 | $7,442,444 | $232,000 | $256,636 |
| 12183 | Troy, NY 12183 | 5.0 mi | 2 | $257,000 | $128,500 | $128,500 |
| 12189 | Watervliet, NY 12189 | 5.9 mi | 17 | $4,566,863 | $244,900 | $268,639 |
| 12180 | Troy, NY 12180 | 6.8 mi | 91 | $35,776,923 | $362,875 | $393,153 |
| 12148 | Rexford, NY 12148 | 7.7 mi | 7 | $6,935,929 | $939,250 | $990,847 |
| 12151 | Round Lake, NY 12151 | 8.7 mi | 3 | $1,342,500 | $447,500 | $447,500 |
| 12204 | Albany, NY 12204 | 9.3 mi | 10 | $2,726,920 | $214,675 | $272,692 |
| 12205 | Albany, NY 12205 | 9.8 mi | 43 | $12,672,788 | $303,000 | $294,716 |
| 12198 | Wynantskill, NY 12198 | 10.3 mi | 21 | $8,570,730 | $313,624 | $408,130 |
| 12206 | Albany, NY 12206 | 11.0 mi | 20 | $4,488,720 | $225,000 | $224,436 |
| 12210 | Albany, NY 12210 | 11.3 mi | 8 | $3,040,104 | $406,250 | $380,013 |
| 12207 | Albany, NY 12207 | 11.6 mi | 3 | $653,925 | $217,975 | $217,975 |
As of September 2026, there are 32 active listings in WATERFORD, NY (zip code 12188), compared to 28 the prior year.
The median listing price in WATERFORD, NY 12188 is $500,000 as of September 2026, a 46.6% increase from $341,175 the prior year.
Homes in WATERFORD, NY 12188 spend an average of 70 days on the market before going under contract, compared to 59 days the prior year.
Based on current inventory and days-on-market data as of September 2026, WATERFORD, NY 12188 is currently a Buyer's Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 70 days on market compared to 59 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERFORD, NY 12188 save an estimated $10,000 compared to a typical 5% commission on the median listing price of $500,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.