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South of Market

SAN FRANCISCO, CA 94109

Real Estate Market Report
Seller's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
61
⇩ 35.1% vs 94 last year
Pending
22
36% pending ratio
Median Price
$799,000
⇩ 21.2% vs $1,013,750 last year
Average Price
$1,749,130
⇧ 0.7% vs $1,736,998 last year
Days on Market
80
⇩ 9.1% vs 88 days last year

Market Context

Population: 56,333  ·  Density: 20,163.9/mi²  ·  Median household income: $108,691

Typical home value: $1,357,800  ·  Homeownership: 16.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAN FRANCISCO, CA real estate market (94109) currently shows 61 active listings, with 22 pending sales. Homes are averaging 80 days on the market before going under contract.

Inventory has tightened compared to last year, with 33 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 80 days on market compared to 88 days last year.

The median listing price has fallen 21.2% year-over-year, from $1,013,750 to $799,000.

Whether you are buying or selling in SAN FRANCISCO, CA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 61 this year vs 94 last year
  • Days on market: 80 now vs 88 last year

Median & Average Pricing

Year over Year
  • Median: $799,000 (-21.2% YoY)
  • Average: $1,749,130 (+0.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 5.2 miles — 269 listings ($576,421,466 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
94109San Francisco, CA 941090.0 mi61$106,696,930$799,000$1,749,130
94133San Francisco, CA 941330.8 mi14$49,674,338$2,495,000$3,548,167
94123San Francisco, CA 941231.0 mi19$61,794,783$1,750,000$3,252,357
94104San Francisco, CA 941041.1 mi3$4,212,000$1,795,000$1,404,000
94105San Francisco, CA 941051.3 mi49$140,370,545$2,262,500$2,864,705
94117San Francisco, CA 941172.0 mi16$19,845,600$1,096,500$1,240,350
94118San Francisco, CA 941182.4 mi10$18,481,430$1,495,000$1,848,143
94114San Francisco, CA 941142.6 mi19$35,131,285$1,495,000$1,849,015
94130San Francisco, CA 941303.4 mi14$21,529,452$1,353,750$1,537,818
94122San Francisco, CA 941224.1 mi22$38,288,800$1,544,500$1,740,400
94127San Francisco, CA 941274.5 mi10$30,996,750$2,350,000$3,099,675
94116San Francisco, CA 941164.9 mi17$35,498,108$1,398,000$2,088,124
94134San Francisco, CA 941345.2 mi15$13,901,445$864,450$926,763

Frequently Asked Questions

How many homes are for sale in SAN FRANCISCO, CA 94109?

As of January 2026, there are 61 active listings in SAN FRANCISCO, CA (zip code 94109), compared to 94 the prior year.

What is the median home price in SAN FRANCISCO, CA 94109?

The median listing price in SAN FRANCISCO, CA 94109 is $799,000 as of January 2026, a 21.2% decrease from $1,013,750 the prior year.

How long do homes stay on the market in SAN FRANCISCO, CA?

Homes in SAN FRANCISCO, CA 94109 spend an average of 80 days on the market before going under contract, compared to 88 days the prior year.

Is it a seller's or buyer's market in SAN FRANCISCO, CA 94109?

Based on current inventory and days-on-market data as of January 2026, SAN FRANCISCO, CA 94109 is currently a Seller's Market. Inventory has tightened compared to last year, with 33 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 80 days on market compared to 88 days last year.

How much can I save on real estate commission in SAN FRANCISCO, CA?

With SELL123.com's maximum 3% commission, sellers in SAN FRANCISCO, CA 94109 save an estimated $15,980 compared to a typical 5% commission on the median listing price of $799,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.