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LOVELAND, CO 80538

Real Estate Market Report  ·  Larimer County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
200
⇧ 11.7% vs 179 last year
Pending
74
37% pending ratio
Median Price
$499,000
⇩ 6.3% vs $532,738 last year
Average Price
$671,061
⇩ 2.2% vs $685,941 last year
Days on Market
69
⇧ 23.2% vs 56 days last year

Market Context

Population: 48,929  ·  Density: 184.9/mi²  ·  Median household income: $85,141

Typical home value: $448,794  ·  Homeownership: 70.3%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The LOVELAND, CO real estate market (80538) currently shows 200 active listings, with 74 pending sales. Homes are averaging 69 days on the market before going under contract.

Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 69 days on market compared to 56 days last year.

The median listing price has fallen 6.3% year-over-year, from $532,738 to $499,000.

Whether you are buying or selling in LOVELAND, CO, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 200 this year vs 179 last year
  • Days on market: 69 now vs 56 last year

Median & Average Pricing

Year over Year
  • Median: $499,000 (-6.3% YoY)
  • Average: $671,061 (-2.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 24.1 miles — 1,346 listings ($1,028,689,319 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
80538Loveland, CO 805380.0 mi200$134,212,200$499,000$671,061
80537Loveland, CO 805377.1 mi168$129,897,768$569,000$773,201
80521Fort Collins, CO 805218.0 mi57$33,074,877$512,500$580,261
80515Drake, CO 8051511.1 mi12$6,990,768$515,000$582,564
80513Berthoud, CO 8051313.1 mi110$128,969,940$700,000$1,172,454
80550Windsor, CO 8055014.0 mi289$208,504,830$597,000$721,470
80534Johnstown, CO 8053416.1 mi195$110,218,095$495,000$565,221
80535Laporte, CO 8053517.7 mi7$5,399,478$592,450$771,354
80542Mead, CO 8054219.3 mi26$17,719,000$542,475$681,500
80540Lyons, CO 8054021.0 mi47$55,345,085$1,000,000$1,177,555
80501Longmont, CO 8050122.2 mi89$44,872,910$488,500$504,190
80512Bellvue, CO 8051223.3 mi19$34,502,005$925,000$1,815,895
80517Estes Park, CO 8051724.1 mi127$118,982,363$715,000$936,869

Frequently Asked Questions

How many homes are for sale in LOVELAND, CO 80538?

As of January 2026, there are 200 active listings in LOVELAND, CO (zip code 80538), compared to 179 the prior year.

What is the median home price in LOVELAND, CO 80538?

The median listing price in LOVELAND, CO 80538 is $499,000 as of January 2026, a 6.3% decrease from $532,738 the prior year.

How long do homes stay on the market in LOVELAND, CO?

Homes in LOVELAND, CO 80538 spend an average of 69 days on the market before going under contract, compared to 56 days the prior year.

Is it a seller's or buyer's market in LOVELAND, CO 80538?

Based on current inventory and days-on-market data as of January 2026, LOVELAND, CO 80538 is currently a Buyer's Market. Inventory has increased compared to last year, with 21 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 69 days on market compared to 56 days last year.

How much can I save on real estate commission in LOVELAND, CO?

With SELL123.com's maximum 3% commission, sellers in LOVELAND, CO 80538 save an estimated $9,980 compared to a typical 5% commission on the median listing price of $499,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.