Active Listings
26
⇧ 8.3% vs 24 last year
Population: 8,447 · Density: 63.9/mi² · Median household income: $95,625
Typical home value: $287,115 · Homeownership: 81.6%
Data as of January 2026. Source: Realtor.com.
The COLD SPRING, MN real estate market (56320) currently shows 26 active listings, with 9 pending sales. Homes are averaging 140 days on the market before going under contract.
Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 140 days on market compared to 88 days last year.
The median listing price has fallen 14% year-over-year, from $499,900 to $429,900.
Whether you are buying or selling in COLD SPRING, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 56320 | Cold Spring, MN 56320 | 0.0 mi | 26 | $12,779,260 | $429,900 | $491,510 |
| 56368 | Richmond, MN 56368 | 6.0 mi | 10 | $4,535,430 | $419,900 | $453,543 |
| 56387 | Waite Park, MN 56387 | 9.8 mi | 20 | $5,468,000 | $289,000 | $273,400 |
| 55353 | Kimball, MN 55353 | 11.0 mi | 9 | $3,487,050 | $319,500 | $387,450 |
| 56310 | Avon, MN 56310 | 11.9 mi | 14 | $5,921,188 | $435,200 | $422,942 |
| 56303 | Saint Cloud, MN 56303 | 12.6 mi | 79 | $22,975,254 | $249,950 | $290,826 |
| 56307 | Albany, MN 56307 | 14.0 mi | 10 | $3,780,710 | $299,900 | $378,071 |
| 55382 | South Haven, MN 55382 | 15.0 mi | 6 | $1,774,680 | $224,900 | $295,780 |
| 55320 | Clearwater, MN 55320 | 16.8 mi | 11 | $6,752,900 | $499,900 | $613,900 |
| 56304 | Saint Cloud, MN 56304 | 18.2 mi | 51 | $17,081,430 | $350,000 | $334,930 |
| 56379 | Sauk Rapids, MN 56379 | 20.2 mi | 29 | $10,572,037 | $328,450 | $364,553 |
| 55302 | Annandale, MN 55302 | 21.0 mi | 35 | $21,296,205 | $379,400 | $608,463 |
| 55319 | Clear Lake, MN 55319 | 23.0 mi | 39 | $17,191,746 | $363,900 | $440,814 |
As of January 2026, there are 26 active listings in COLD SPRING, MN (zip code 56320), compared to 24 the prior year.
The median listing price in COLD SPRING, MN 56320 is $429,900 as of January 2026, a 14% decrease from $499,900 the prior year.
Homes in COLD SPRING, MN 56320 spend an average of 140 days on the market before going under contract, compared to 88 days the prior year.
Based on current inventory and days-on-market data as of January 2026, COLD SPRING, MN 56320 is currently a Buyer's Market. Inventory has increased compared to last year, with 2 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 140 days on market compared to 88 days last year.
With SELL123.com's maximum 3% commission, sellers in COLD SPRING, MN 56320 save an estimated $8,598 compared to a typical 5% commission on the median listing price of $429,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.