Data as of September 2026. Source: Realtor.com.
The COLD SPRING, MN real estate market (56320) currently shows 28 active listings, with 7 pending sales. Homes are averaging 55 days on the market before going under contract.
Inventory has tightened compared to last year, with 15 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 55 days on market compared to 71 days last year.
The median listing price has fallen 27.7% year-over-year, from $496,200 to $359,000.
Population: 8,447 · Density: 63.9/mi² · Median household income: $95,625
Typical home value: $287,115 · Homeownership: 81.6%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 56320 | Cold Spring, MN 56320 | 0.0 mi | 26 | $13,102,908 | $438,925 | $503,958 |
| 56368 | Richmond, MN 56368 | 6.0 mi | 9 | $3,832,083 | $412,475 | $425,787 |
| 56387 | Waite Park, MN 56387 | 9.8 mi | 19 | $4,940,114 | $261,150 | $260,006 |
| 55353 | Kimball, MN 55353 | 11.0 mi | 10 | $4,097,290 | $339,950 | $409,729 |
| 56310 | Avon, MN 56310 | 11.9 mi | 16 | $6,157,344 | $376,150 | $384,834 |
| 56303 | Saint Cloud, MN 56303 | 12.6 mi | 85 | $26,385,275 | $241,250 | $310,415 |
| 56307 | Albany, MN 56307 | 14.0 mi | 15 | $5,201,700 | $294,900 | $346,780 |
| 55382 | South Haven, MN 55382 | 15.0 mi | 5 | $3,151,105 | $567,400 | $630,221 |
| 55320 | Clearwater, MN 55320 | 16.8 mi | 12 | $6,939,000 | $471,225 | $578,250 |
| 56304 | Saint Cloud, MN 56304 | 18.2 mi | 48 | $16,163,424 | $349,900 | $336,738 |
| 56379 | Sauk Rapids, MN 56379 | 20.2 mi | 35 | $13,772,220 | $332,900 | $393,492 |
| 55302 | Annandale, MN 55302 | 21.0 mi | 32 | $20,475,584 | $394,900 | $639,862 |
| 55319 | Clear Lake, MN 55319 | 23.0 mi | 49 | $21,509,775 | $366,400 | $438,975 |
As of September 2026, there are 28 active listings in COLD SPRING, MN (zip code 56320), compared to 43 the prior year.
The median listing price in COLD SPRING, MN 56320 is $359,000 as of September 2026, a 27.7% decrease from $496,200 the prior year.
Homes in COLD SPRING, MN 56320 spend an average of 55 days on the market before going under contract, compared to 71 days the prior year.
Based on current inventory and days-on-market data as of September 2026, COLD SPRING, MN 56320 is currently a Seller's Market. Inventory has tightened compared to last year, with 15 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 55 days on market compared to 71 days last year.
With SELL123.com's maximum 3% commission, sellers in COLD SPRING, MN 56320 save an estimated $7,180 compared to a typical 5% commission on the median listing price of $359,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.