Data as of July 2026. Source: Realtor.com.
The COLD SPRING, MN real estate market (56320) currently shows 32 active listings, with 12 pending sales. Homes are averaging 45 days on the market before going under contract.
Inventory has tightened compared to last year, with 13 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 45 days on market compared to 41 days last year.
The median listing price has fallen 16.8% year-over-year, from $485,175 to $403,725.
Whether you are buying or selling in COLD SPRING, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 8,447 · Density: 63.9/mi² · Median household income: $95,625
Typical home value: $287,115 · Homeownership: 81.6%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 56320 | Cold Spring, MN 56320 | 0.0 mi | 26 | $13,102,908 | $438,925 | $503,958 |
| 56368 | Richmond, MN 56368 | 6.0 mi | 9 | $3,832,083 | $412,475 | $425,787 |
| 56387 | Waite Park, MN 56387 | 9.8 mi | 19 | $4,940,114 | $261,150 | $260,006 |
| 55353 | Kimball, MN 55353 | 11.0 mi | 10 | $4,097,290 | $339,950 | $409,729 |
| 56310 | Avon, MN 56310 | 11.9 mi | 16 | $6,157,344 | $376,150 | $384,834 |
| 56303 | Saint Cloud, MN 56303 | 12.6 mi | 85 | $26,385,275 | $241,250 | $310,415 |
| 56307 | Albany, MN 56307 | 14.0 mi | 15 | $5,201,700 | $294,900 | $346,780 |
| 55382 | South Haven, MN 55382 | 15.0 mi | 5 | $3,151,105 | $567,400 | $630,221 |
| 55320 | Clearwater, MN 55320 | 16.8 mi | 12 | $6,939,000 | $471,225 | $578,250 |
| 56304 | Saint Cloud, MN 56304 | 18.2 mi | 48 | $16,163,424 | $349,900 | $336,738 |
| 56379 | Sauk Rapids, MN 56379 | 20.2 mi | 35 | $13,772,220 | $332,900 | $393,492 |
| 55302 | Annandale, MN 55302 | 21.0 mi | 32 | $20,475,584 | $394,900 | $639,862 |
| 55319 | Clear Lake, MN 55319 | 23.0 mi | 49 | $21,509,775 | $366,400 | $438,975 |
As of July 2026, there are 32 active listings in COLD SPRING, MN (zip code 56320), compared to 45 the prior year.
The median listing price in COLD SPRING, MN 56320 is $403,725 as of July 2026, a 16.8% decrease from $485,175 the prior year.
Homes in COLD SPRING, MN 56320 spend an average of 45 days on the market before going under contract, compared to 41 days the prior year.
Based on current inventory and days-on-market data as of July 2026, COLD SPRING, MN 56320 is currently a Balanced Market. Inventory has tightened compared to last year, with 13 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 45 days on market compared to 41 days last year.
With SELL123.com's maximum 3% commission, sellers in COLD SPRING, MN 56320 save an estimated $8,075 compared to a typical 5% commission on the median listing price of $403,725. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.