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CLEARWATER, MN 55320

Real Estate Market Report  ·  Stearns County
Seller's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The CLEARWATER, MN real estate market (55320) currently shows 14 active listings, with 5 pending sales. Homes are averaging 20 days on the market before going under contract.

Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers.

Homes are selling faster, averaging 20 days on market compared to 34 days last year.

The median listing price has risen 5.6% year-over-year, from $359,900 to $380,000.

Whether you are buying or selling in CLEARWATER, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 5,572  ·  Density: 44.1/mi²  ·  Median household income: $98,491

Typical home value: $295,742  ·  Homeownership: 86.5%

Market Overview

Active Listings
14
⇩ 17.6% vs 17 last year
Pending
5
36% pending ratio
Median Price
$380,000
⇧ 5.6% vs $359,900 last year
Average Price
$502,165
⇧ 10.6% vs $453,840 last year
Days on Market
20
⇩ 41.2% vs 34 days last year

Price Per Square Foot

Median $/sqft
$200
⇩ 5.7% vs $212/sqft last year
Median Home Size
2,051 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 14 this year vs 17 last year
  • Days on market: 20 now vs 34 last year

Median & Average Pricing

Year over Year
  • Median: $380,000 (+5.6% YoY)
  • Average: $502,165 (+10.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 23.1 miles — 372 listings ($157,460,301 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
55320Clearwater, MN 553200.0 mi12$6,939,000$471,225$578,250
55382South Haven, MN 553828.6 mi5$3,151,105$567,400$630,221
56301Saint Cloud, MN 5630110.0 mi89$38,026,140$329,950$427,260
55358Maple Lake, MN 5535811.1 mi15$7,936,215$394,900$529,081
55308Becker, MN 5530812.2 mi30$11,877,810$381,138$395,927
56369Rockville, MN 5636913.2 mi1$419,900$419,900$419,900
56303Saint Cloud, MN 5630313.8 mi85$26,385,275$241,250$310,415
56320Cold Spring, MN 5632016.8 mi26$13,102,908$438,925$503,958
56377Sartell, MN 5637718.3 mi59$30,180,801$449,900$511,539
56374Saint Joseph, MN 5637418.9 mi32$12,217,600$313,750$381,800
55321Cokato, MN 5532122.2 mi9$2,912,967$364,113$323,663
56375Saint Stephen, MN 5637523.0 mi2$1,044,800$522,400$522,400
55349Howard Lake, MN 5534923.1 mi7$3,265,780$390,650$466,540

Frequently Asked Questions

How many homes are for sale in CLEARWATER, MN 55320?

As of March 2026, there are 14 active listings in CLEARWATER, MN (zip code 55320), compared to 17 the prior year.

What is the median home price in CLEARWATER, MN 55320?

The median listing price in CLEARWATER, MN 55320 is $380,000 as of March 2026, a 5.6% increase from $359,900 the prior year.

How long do homes stay on the market in CLEARWATER, MN?

Homes in CLEARWATER, MN 55320 spend an average of 20 days on the market before going under contract, compared to 34 days the prior year.

Is it a seller's or buyer's market in CLEARWATER, MN 55320?

Based on current inventory and days-on-market data as of March 2026, CLEARWATER, MN 55320 is currently a Seller's Market. Inventory has tightened compared to last year, with 3 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 20 days on market compared to 34 days last year.

How much can I save on real estate commission in CLEARWATER, MN?

With SELL123.com's maximum 3% commission, sellers in CLEARWATER, MN 55320 save an estimated $7,600 compared to a typical 5% commission on the median listing price of $380,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.