Data as of July 2026. Source: Realtor.com.
The CLEARWATER, MN real estate market (55320) currently shows 25 active listings, with 7 pending sales. Homes are averaging 54 days on the market before going under contract.
Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers.
Homes are taking longer to sell, averaging 54 days on market compared to 47 days last year.
The median listing price has fallen 28.6% year-over-year, from $461,975 to $329,900.
Whether you are buying or selling in CLEARWATER, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
Population: 5,572 · Density: 44.1/mi² · Median household income: $98,491
Typical home value: $295,742 · Homeownership: 86.5%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 55320 | Clearwater, MN 55320 | 0.0 mi | 12 | $6,939,000 | $471,225 | $578,250 |
| 55382 | South Haven, MN 55382 | 8.6 mi | 5 | $3,151,105 | $567,400 | $630,221 |
| 56301 | Saint Cloud, MN 56301 | 10.0 mi | 89 | $38,026,140 | $329,950 | $427,260 |
| 55358 | Maple Lake, MN 55358 | 11.1 mi | 15 | $7,936,215 | $394,900 | $529,081 |
| 55308 | Becker, MN 55308 | 12.2 mi | 30 | $11,877,810 | $381,138 | $395,927 |
| 56369 | Rockville, MN 56369 | 13.2 mi | 1 | $419,900 | $419,900 | $419,900 |
| 56303 | Saint Cloud, MN 56303 | 13.8 mi | 85 | $26,385,275 | $241,250 | $310,415 |
| 56320 | Cold Spring, MN 56320 | 16.8 mi | 26 | $13,102,908 | $438,925 | $503,958 |
| 56377 | Sartell, MN 56377 | 18.3 mi | 59 | $30,180,801 | $449,900 | $511,539 |
| 56374 | Saint Joseph, MN 56374 | 18.9 mi | 32 | $12,217,600 | $313,750 | $381,800 |
| 55321 | Cokato, MN 55321 | 22.2 mi | 9 | $2,912,967 | $364,113 | $323,663 |
| 56375 | Saint Stephen, MN 56375 | 23.0 mi | 2 | $1,044,800 | $522,400 | $522,400 |
| 55349 | Howard Lake, MN 55349 | 23.1 mi | 7 | $3,265,780 | $390,650 | $466,540 |
As of July 2026, there are 25 active listings in CLEARWATER, MN (zip code 55320), compared to 29 the prior year.
The median listing price in CLEARWATER, MN 55320 is $329,900 as of July 2026, a 28.6% decrease from $461,975 the prior year.
Homes in CLEARWATER, MN 55320 spend an average of 54 days on the market before going under contract, compared to 47 days the prior year.
Based on current inventory and days-on-market data as of July 2026, CLEARWATER, MN 55320 is currently a Balanced Market. Inventory has tightened compared to last year, with 4 fewer active listings — creating more competition among buyers. Homes are taking longer to sell, averaging 54 days on market compared to 47 days last year.
With SELL123.com's maximum 3% commission, sellers in CLEARWATER, MN 55320 save an estimated $6,598 compared to a typical 5% commission on the median listing price of $329,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.