Active Listings
11
⇩ 31.3% vs 16 last year
Population: 5,572 · Density: 44.1/mi² · Median household income: $98,491
Typical home value: $295,742 · Homeownership: 86.5%
Data as of January 2026. Source: Realtor.com.
The CLEARWATER, MN real estate market (55320) currently shows 11 active listings, with 7 pending sales. Homes are averaging 86 days on the market before going under contract.
Inventory has tightened compared to last year, with 5 fewer active listings — creating more competition among buyers.
Homes are selling faster, averaging 86 days on market compared to 115 days last year.
The median listing price has risen 35.1% year-over-year, from $369,900 to $499,900.
Whether you are buying or selling in CLEARWATER, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 55320 | Clearwater, MN 55320 | 0.0 mi | 11 | $6,752,900 | $499,900 | $613,900 |
| 55382 | South Haven, MN 55382 | 8.6 mi | 6 | $1,774,680 | $224,900 | $295,780 |
| 56301 | Saint Cloud, MN 56301 | 10.0 mi | 84 | $33,184,704 | $334,900 | $395,056 |
| 55358 | Maple Lake, MN 55358 | 11.1 mi | 12 | $5,330,940 | $364,900 | $444,245 |
| 55308 | Becker, MN 55308 | 12.2 mi | 23 | $8,838,394 | $379,000 | $384,278 |
| 56369 | Rockville, MN 56369 | 13.2 mi | 1 | $419,900 | $419,900 | $419,900 |
| 56303 | Saint Cloud, MN 56303 | 13.8 mi | 79 | $22,975,254 | $249,950 | $290,826 |
| 56320 | Cold Spring, MN 56320 | 16.8 mi | 26 | $12,779,260 | $429,900 | $491,510 |
| 56377 | Sartell, MN 56377 | 18.3 mi | 56 | $28,965,048 | $449,900 | $517,233 |
| 56374 | Saint Joseph, MN 56374 | 18.9 mi | 32 | $11,830,784 | $324,900 | $369,712 |
| 55321 | Cokato, MN 55321 | 22.2 mi | 9 | $2,937,501 | $364,450 | $326,389 |
| 56375 | Saint Stephen, MN 56375 | 23.0 mi | 2 | $1,399,800 | $699,900 | $699,900 |
| 55349 | Howard Lake, MN 55349 | 23.1 mi | 9 | $4,133,880 | $359,900 | $459,320 |
As of January 2026, there are 11 active listings in CLEARWATER, MN (zip code 55320), compared to 16 the prior year.
The median listing price in CLEARWATER, MN 55320 is $499,900 as of January 2026, a 35.1% increase from $369,900 the prior year.
Homes in CLEARWATER, MN 55320 spend an average of 86 days on the market before going under contract, compared to 115 days the prior year.
Based on current inventory and days-on-market data as of January 2026, CLEARWATER, MN 55320 is currently a Seller's Market. Inventory has tightened compared to last year, with 5 fewer active listings — creating more competition among buyers. Homes are selling faster, averaging 86 days on market compared to 115 days last year.
With SELL123.com's maximum 3% commission, sellers in CLEARWATER, MN 55320 save an estimated $9,998 compared to a typical 5% commission on the median listing price of $499,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.