Call or Text (240) SELL-123

SAINT CLOUD, MN 56303

Real Estate Market Report  ·  Stearns County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
79
⇧ 19.7% vs 66 last year
Pending
23
29% pending ratio
Median Price
$249,950
⇩ 7.2% vs $269,350 last year
Average Price
$290,826
⇧ 0.5% vs $289,276 last year
Days on Market
59
⇧ 13.5% vs 52 days last year

Market Context

Population: 25,299  ·  Density: 891.2/mi²  ·  Median household income: $64,278

Typical home value: $177,271  ·  Homeownership: 62.2%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The SAINT CLOUD, MN real estate market (56303) currently shows 79 active listings, with 23 pending sales. Homes are averaging 59 days on the market before going under contract.

Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 59 days on market compared to 52 days last year.

The median listing price has fallen 7.2% year-over-year, from $269,350 to $249,950.

Whether you are buying or selling in SAINT CLOUD, MN, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for SAINT CLOUD, MN 56303 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 79 this year vs 66 last year
  • Days on market: 59 now vs 52 last year

Median & Average Pricing

Year over Year
  • Median: $249,950 (-7.2% YoY)
  • Average: $290,826 (+0.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 22.6 miles — 311 listings ($122,168,535 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
56303Saint Cloud, MN 563030.0 mi79$22,975,254$249,950$290,826
56377Sartell, MN 563774.7 mi56$28,965,048$449,900$517,233
56374Saint Joseph, MN 563746.5 mi32$11,830,784$324,900$369,712
56304Saint Cloud, MN 563048.4 mi51$17,081,430$350,000$334,930
56369Rockville, MN 563699.5 mi1$419,900$419,900$419,900
56320Cold Spring, MN 5632012.6 mi26$12,779,260$429,900$491,510
55320Clearwater, MN 5532013.8 mi11$6,752,900$499,900$613,900
56340Holdingford, MN 5634017.0 mi5$1,523,700$239,000$304,740
56368Richmond, MN 5636818.0 mi10$4,535,430$419,900$453,543
56307Albany, MN 5630718.6 mi10$3,780,710$299,900$378,071
56373Royalton, MN 5637319.4 mi5$2,006,125$405,000$401,225
55308Becker, MN 5530820.8 mi23$8,838,394$379,000$384,278
56376Saint Martin, MN 5637622.6 mi2$679,600$339,800$339,800

Frequently Asked Questions

How many homes are for sale in SAINT CLOUD, MN 56303?

As of January 2026, there are 79 active listings in SAINT CLOUD, MN (zip code 56303), compared to 66 the prior year.

What is the median home price in SAINT CLOUD, MN 56303?

The median listing price in SAINT CLOUD, MN 56303 is $249,950 as of January 2026, a 7.2% decrease from $269,350 the prior year.

How long do homes stay on the market in SAINT CLOUD, MN?

Homes in SAINT CLOUD, MN 56303 spend an average of 59 days on the market before going under contract, compared to 52 days the prior year.

Is it a seller's or buyer's market in SAINT CLOUD, MN 56303?

Based on current inventory and days-on-market data as of January 2026, SAINT CLOUD, MN 56303 is currently a Buyer's Market. Inventory has increased compared to last year, with 13 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 59 days on market compared to 52 days last year.

How much can I save on real estate commission in SAINT CLOUD, MN?

With SELL123.com's maximum 3% commission, sellers in SAINT CLOUD, MN 56303 save an estimated $4,999 compared to a typical 5% commission on the median listing price of $249,950. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.