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CHARTER OAK, IA 51439

Real Estate Market Report  ·  Crawford County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
6
⇧ 200% vs 2 last year
Pending
2
33% pending ratio
Median Price
$82,000
⇧ 18.8% vs $69,000 last year
Average Price
$92,300
⇧ 33.8% vs $69,000 last year
Days on Market
77
⇩ 61.7% vs 201 days last year

Market Context

Population: 771  ·  Density: 3.5/mi²  ·  Median household income: $60,667

Typical home value: $82,880  ·  Homeownership: 67.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CHARTER OAK, IA real estate market (51439) currently shows 6 active listings, with 2 pending sales. Homes are averaging 77 days on the market before going under contract.

Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice.

Homes are selling faster, averaging 77 days on market compared to 201 days last year.

The median listing price has risen 18.8% year-over-year, from $69,000 to $82,000.

Whether you are buying or selling in CHARTER OAK, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 6 this year vs 2 last year
  • Days on market: 77 now vs 201 last year

Median & Average Pricing

Year over Year
  • Median: $82,000 (+18.8% YoY)
  • Average: $92,300 (+33.8% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 26.9 miles — 90 listings ($17,644,639 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
51439Charter Oak, IA 514390.0 mi6$553,800$82,000$92,300
51461Schleswig, IA 514618.3 mi5$883,165$145,900$176,633
51528Dow City, IA 5152811.6 mi1$700,000$700,000$700,000
51442Denison, IA 5144212.1 mi38$8,788,108$234,250$231,266
51441Deloit, IA 5144113.9 mi2$315,000$157,500$157,500
51006Battle Creek, IA 5100615.8 mi3$347,340$130,000$115,780
51445Ida Grove, IA 5144517.9 mi12$1,077,108$89,999$89,759
51465Vail, IA 5146519.7 mi2$324,500$162,250$162,250
51431Arthur, IA 5143121.6 mi1$170,000$170,000$170,000
51454Manilla, IA 5145423.9 mi6$1,188,198$174,900$198,033
51467Westside, IA 5146724.3 mi1$199,900$199,900$199,900
51040Onawa, IA 5104025.3 mi12$2,957,520$240,000$246,460
51578Westphalia, IA 5157826.9 mi1$140,000$140,000$140,000

Frequently Asked Questions

How many homes are for sale in CHARTER OAK, IA 51439?

As of January 2026, there are 6 active listings in CHARTER OAK, IA (zip code 51439), compared to 2 the prior year.

What is the median home price in CHARTER OAK, IA 51439?

The median listing price in CHARTER OAK, IA 51439 is $82,000 as of January 2026, a 18.8% increase from $69,000 the prior year.

How long do homes stay on the market in CHARTER OAK, IA?

Homes in CHARTER OAK, IA 51439 spend an average of 77 days on the market before going under contract, compared to 201 days the prior year.

Is it a seller's or buyer's market in CHARTER OAK, IA 51439?

Based on current inventory and days-on-market data as of January 2026, CHARTER OAK, IA 51439 is currently a Balanced Market. Inventory has increased compared to last year, with 4 more homes available — giving buyers more choice. Homes are selling faster, averaging 77 days on market compared to 201 days last year.

How much can I save on real estate commission in CHARTER OAK, IA?

With SELL123.com's maximum 3% commission, sellers in CHARTER OAK, IA 51439 save an estimated $1,640 compared to a typical 5% commission on the median listing price of $82,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.