Call or Text (240) SELL-123

WATERLOO, IA 50703

Real Estate Market Report  ·  Black Hawk County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
53
⇧ 43.2% vs 37 last year
Pending
14
26% pending ratio
Median Price
$89,500
⇩ 16.7% vs $107,500 last year
Average Price
$124,174
⇩ 0.5% vs $124,746 last year
Days on Market
64
⇩ 19% vs 79 days last year

Market Context

Population: 18,587  ·  Density: 77.0/mi²  ·  Median household income: $44,834

Typical home value: $87,299  ·  Homeownership: 56.9%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The WATERLOO, IA real estate market (50703) currently shows 53 active listings, with 14 pending sales. Homes are averaging 64 days on the market before going under contract.

Inventory has increased compared to last year, with 16 more homes available — giving buyers more choice.

Homes are selling faster, averaging 64 days on market compared to 79 days last year.

The median listing price has fallen 16.7% year-over-year, from $107,500 to $89,500.

Whether you are buying or selling in WATERLOO, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

★ Page Sponsor
🏠
Sponsor This Market
Realtors & Brokers — reserve this page for WATERLOO, IA 50703 and connect with motivated buyers & sellers.
Contact SELL123.com →

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 53 this year vs 37 last year
  • Days on market: 64 now vs 79 last year

Median & Average Pricing

Year over Year
  • Median: $89,500 (-16.7% YoY)
  • Average: $124,174 (-0.5% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.0 miles — 374 listings ($82,747,606 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
50703Waterloo, IA 507030.0 mi53$6,581,222$89,500$124,174
50626Dunkerton, IA 506266.1 mi6$1,601,640$254,900$266,940
50702Waterloo, IA 507026.5 mi79$14,608,838$169,900$184,922
50701Waterloo, IA 507019.6 mi138$32,515,974$204,900$235,623
50668Readlyn, IA 5066810.3 mi4$1,102,400$275,600$275,600
50648Jesup, IA 5064811.6 mi21$6,263,376$312,000$298,256
50647Janesville, IA 5064712.2 mi10$3,622,130$354,950$362,213
50651La Porte City, IA 5065116.1 mi15$3,881,430$223,000$258,762
50676Tripoli, IA 5067617.0 mi3$508,500$169,500$169,500
50641Hazleton, IA 5064118.7 mi3$983,400$295,000$327,800
50624Dike, IA 5062420.0 mi2$799,800$399,900$399,900
50644Independence, IA 5064420.2 mi39$9,853,896$249,900$252,664
50681Westgate, IA 5068121.0 mi1$425,000$425,000$425,000

Frequently Asked Questions

How many homes are for sale in WATERLOO, IA 50703?

As of January 2026, there are 53 active listings in WATERLOO, IA (zip code 50703), compared to 37 the prior year.

What is the median home price in WATERLOO, IA 50703?

The median listing price in WATERLOO, IA 50703 is $89,500 as of January 2026, a 16.7% decrease from $107,500 the prior year.

How long do homes stay on the market in WATERLOO, IA?

Homes in WATERLOO, IA 50703 spend an average of 64 days on the market before going under contract, compared to 79 days the prior year.

Is it a seller's or buyer's market in WATERLOO, IA 50703?

Based on current inventory and days-on-market data as of January 2026, WATERLOO, IA 50703 is currently a Balanced Market. Inventory has increased compared to last year, with 16 more homes available — giving buyers more choice. Homes are selling faster, averaging 64 days on market compared to 79 days last year.

How much can I save on real estate commission in WATERLOO, IA?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, IA 50703 save an estimated $1,790 compared to a typical 5% commission on the median listing price of $89,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.