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WATERLOO, IA 50703

Real Estate Market Report  ·  Black Hawk County
Buyer's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The WATERLOO, IA real estate market (50703) currently shows 64 active listings, with 22 pending sales. Homes are averaging 101 days on the market before going under contract.

Inventory has increased compared to last year, with 29 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 101 days on market compared to 49 days last year.

The median listing price has fallen 23.3% year-over-year, from $107,250 to $82,238.

Whether you are buying or selling in WATERLOO, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 18,587  ·  Density: 77.0/mi²  ·  Median household income: $44,834

Typical home value: $87,299  ·  Homeownership: 56.9%

Market Overview

Active Listings
64
⇧ 82.9% vs 35 last year
Pending
22
34% pending ratio
Median Price
$82,238
⇩ 23.3% vs $107,250 last year
Average Price
$114,286
⇩ 6.6% vs $122,400 last year
Days on Market
101
⇧ 106.1% vs 49 days last year

Price Per Square Foot

Median $/sqft
$80
⇩ 17.5% vs $97/sqft last year
Median Home Size
1,151 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 64 this year vs 35 last year
  • Days on market: 101 now vs 49 last year

Median & Average Pricing

Year over Year
  • Median: $82,238 (-23.3% YoY)
  • Average: $114,286 (-6.6% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.0 miles — 381 listings ($84,407,379 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
50703Waterloo, IA 507030.0 mi69$7,866,000$84,500$114,000
50626Dunkerton, IA 506266.1 mi6$1,618,698$289,567$269,783
50702Waterloo, IA 507026.5 mi84$15,807,204$168,650$188,181
50701Waterloo, IA 507019.6 mi131$32,388,047$209,700$247,237
50668Readlyn, IA 5066810.3 mi4$1,097,000$274,250$274,250
50648Jesup, IA 5064811.6 mi20$6,379,920$317,475$318,996
50647Janesville, IA 5064712.2 mi11$4,111,800$369,900$373,800
50651La Porte City, IA 5065116.1 mi14$3,873,128$249,900$276,652
50676Tripoli, IA 5067617.0 mi4$596,000$149,000$149,000
50641Hazleton, IA 5064118.7 mi3$1,402,350$467,450$467,450
50624Dike, IA 5062420.0 mi2$799,800$399,900$399,900
50644Independence, IA 5064420.2 mi32$8,042,432$246,050$251,326
50681Westgate, IA 5068121.0 mi1$425,000$425,000$425,000

Frequently Asked Questions

How many homes are for sale in WATERLOO, IA 50703?

As of March 2026, there are 64 active listings in WATERLOO, IA (zip code 50703), compared to 35 the prior year.

What is the median home price in WATERLOO, IA 50703?

The median listing price in WATERLOO, IA 50703 is $82,238 as of March 2026, a 23.3% decrease from $107,250 the prior year.

How long do homes stay on the market in WATERLOO, IA?

Homes in WATERLOO, IA 50703 spend an average of 101 days on the market before going under contract, compared to 49 days the prior year.

Is it a seller's or buyer's market in WATERLOO, IA 50703?

Based on current inventory and days-on-market data as of March 2026, WATERLOO, IA 50703 is currently a Buyer's Market. Inventory has increased compared to last year, with 29 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 101 days on market compared to 49 days last year.

How much can I save on real estate commission in WATERLOO, IA?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, IA 50703 save an estimated $1,645 compared to a typical 5% commission on the median listing price of $82,238. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.