Population: 18,587 · Density: 77.0/mi² · Median household income: $44,834
Typical home value: $87,299 · Homeownership: 56.9%
Data as of January 2026. Source: Realtor.com.
The WATERLOO, IA real estate market (50703) currently shows 53 active listings, with 14 pending sales. Homes are averaging 64 days on the market before going under contract.
Inventory has increased compared to last year, with 16 more homes available — giving buyers more choice.
Homes are selling faster, averaging 64 days on market compared to 79 days last year.
The median listing price has fallen 16.7% year-over-year, from $107,500 to $89,500.
Whether you are buying or selling in WATERLOO, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 50703 | Waterloo, IA 50703 | 0.0 mi | 53 | $6,581,222 | $89,500 | $124,174 |
| 50626 | Dunkerton, IA 50626 | 6.1 mi | 6 | $1,601,640 | $254,900 | $266,940 |
| 50702 | Waterloo, IA 50702 | 6.5 mi | 79 | $14,608,838 | $169,900 | $184,922 |
| 50701 | Waterloo, IA 50701 | 9.6 mi | 138 | $32,515,974 | $204,900 | $235,623 |
| 50668 | Readlyn, IA 50668 | 10.3 mi | 4 | $1,102,400 | $275,600 | $275,600 |
| 50648 | Jesup, IA 50648 | 11.6 mi | 21 | $6,263,376 | $312,000 | $298,256 |
| 50647 | Janesville, IA 50647 | 12.2 mi | 10 | $3,622,130 | $354,950 | $362,213 |
| 50651 | La Porte City, IA 50651 | 16.1 mi | 15 | $3,881,430 | $223,000 | $258,762 |
| 50676 | Tripoli, IA 50676 | 17.0 mi | 3 | $508,500 | $169,500 | $169,500 |
| 50641 | Hazleton, IA 50641 | 18.7 mi | 3 | $983,400 | $295,000 | $327,800 |
| 50624 | Dike, IA 50624 | 20.0 mi | 2 | $799,800 | $399,900 | $399,900 |
| 50644 | Independence, IA 50644 | 20.2 mi | 39 | $9,853,896 | $249,900 | $252,664 |
| 50681 | Westgate, IA 50681 | 21.0 mi | 1 | $425,000 | $425,000 | $425,000 |
As of January 2026, there are 53 active listings in WATERLOO, IA (zip code 50703), compared to 37 the prior year.
The median listing price in WATERLOO, IA 50703 is $89,500 as of January 2026, a 16.7% decrease from $107,500 the prior year.
Homes in WATERLOO, IA 50703 spend an average of 64 days on the market before going under contract, compared to 79 days the prior year.
Based on current inventory and days-on-market data as of January 2026, WATERLOO, IA 50703 is currently a Balanced Market. Inventory has increased compared to last year, with 16 more homes available — giving buyers more choice. Homes are selling faster, averaging 64 days on market compared to 79 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERLOO, IA 50703 save an estimated $1,790 compared to a typical 5% commission on the median listing price of $89,500. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.