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INDEPENDENCE, IA 50644

Real Estate Market Report  ·  Buchanan County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
39
⇧ 34.5% vs 29 last year
Pending
13
33% pending ratio
Median Price
$249,900
⇧ 22.7% vs $203,675 last year
Average Price
$252,664
⇩ 1.1% vs $255,499 last year
Days on Market
87
⇩ 12.1% vs 99 days last year

Market Context

Population: 8,705  ·  Density: 23.2/mi²  ·  Median household income: $72,893

Typical home value: $178,598  ·  Homeownership: 76.4%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The INDEPENDENCE, IA real estate market (50644) currently shows 39 active listings, with 13 pending sales. Homes are averaging 87 days on the market before going under contract.

Inventory has increased compared to last year, with 10 more homes available — giving buyers more choice.

Homes are selling faster, averaging 87 days on market compared to 99 days last year.

The median listing price has risen 22.7% year-over-year, from $203,675 to $249,900.

Whether you are buying or selling in INDEPENDENCE, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 39 this year vs 29 last year
  • Days on market: 87 now vs 99 last year

Median & Average Pricing

Year over Year
  • Median: $249,900 (+22.7% YoY)
  • Average: $252,664 (-1.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.5 miles — 142 listings ($30,148,336 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
50644Independence, IA 506440.0 mi39$9,853,896$249,900$252,664
52329Rowley, IA 523298.5 mi1$239,950$239,950$239,950
50648Jesup, IA 5064810.2 mi21$6,263,376$312,000$298,256
52210Brandon, IA 5221011.0 mi1$225,000$225,000$225,000
52352Walker, IA 5235214.5 mi2$640,000$320,000$320,000
50629Fairbank, IA 5062914.7 mi5$1,069,700$209,900$213,940
50626Dunkerton, IA 5062615.6 mi6$1,601,640$254,900$266,940
50667Raymond, IA 5066716.7 mi4$1,216,600$304,150$304,150
52313Mount Auburn, IA 5231318.2 mi4$371,952$79,750$92,988
52038Dundee, IA 5203818.9 mi1$249,000$249,000$249,000
50703Waterloo, IA 5070320.2 mi53$6,581,222$89,500$124,174
50655Maynard, IA 5065520.4 mi4$1,411,000$384,500$352,750
50681Westgate, IA 5068121.5 mi1$425,000$425,000$425,000

Frequently Asked Questions

How many homes are for sale in INDEPENDENCE, IA 50644?

As of January 2026, there are 39 active listings in INDEPENDENCE, IA (zip code 50644), compared to 29 the prior year.

What is the median home price in INDEPENDENCE, IA 50644?

The median listing price in INDEPENDENCE, IA 50644 is $249,900 as of January 2026, a 22.7% increase from $203,675 the prior year.

How long do homes stay on the market in INDEPENDENCE, IA?

Homes in INDEPENDENCE, IA 50644 spend an average of 87 days on the market before going under contract, compared to 99 days the prior year.

Is it a seller's or buyer's market in INDEPENDENCE, IA 50644?

Based on current inventory and days-on-market data as of January 2026, INDEPENDENCE, IA 50644 is currently a Balanced Market. Inventory has increased compared to last year, with 10 more homes available — giving buyers more choice. Homes are selling faster, averaging 87 days on market compared to 99 days last year.

How much can I save on real estate commission in INDEPENDENCE, IA?

With SELL123.com's maximum 3% commission, sellers in INDEPENDENCE, IA 50644 save an estimated $4,998 compared to a typical 5% commission on the median listing price of $249,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.