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WATERLOO, IA 50702

Real Estate Market Report  ·  Black Hawk County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
79
⇧ 71.7% vs 46 last year
Pending
25
32% pending ratio
Median Price
$169,900
⇧ 17.7% vs $144,300 last year
Average Price
$184,922
⇧ 25.1% vs $147,764 last year
Days on Market
65
⇧ 32.7% vs 49 days last year

Market Context

Population: 20,818  ·  Density: 822.2/mi²  ·  Median household income: $58,418

Typical home value: $140,750  ·  Homeownership: 61.5%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The WATERLOO, IA real estate market (50702) currently shows 79 active listings, with 25 pending sales. Homes are averaging 65 days on the market before going under contract.

Inventory has increased compared to last year, with 33 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 65 days on market compared to 49 days last year.

The median listing price has risen 17.7% year-over-year, from $144,300 to $169,900.

Whether you are buying or selling in WATERLOO, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 79 this year vs 46 last year
  • Days on market: 65 now vs 49 last year

Median & Average Pricing

Year over Year
  • Median: $169,900 (+17.7% YoY)
  • Average: $184,922 (+25.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 21.2 miles — 322 listings ($75,723,269 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
50702Waterloo, IA 507020.0 mi79$14,608,838$169,900$184,922
50701Waterloo, IA 507013.2 mi138$32,515,974$204,900$235,623
50634Gilbertville, IA 506345.7 mi3$689,799$209,900$229,933
50643Hudson, IA 5064310.5 mi11$4,420,900$455,000$401,900
50651La Porte City, IA 5065111.0 mi15$3,881,430$223,000$258,762
50626Dunkerton, IA 5062611.2 mi6$1,601,640$254,900$266,940
50647Janesville, IA 5064715.7 mi10$3,622,130$354,950$362,213
50629Fairbank, IA 5062917.4 mi5$1,069,700$209,900$213,940
52313Mount Auburn, IA 5231317.6 mi4$371,952$79,750$92,988
52210Brandon, IA 5221017.7 mi1$225,000$225,000$225,000
50657Morrison, IA 5065720.0 mi1$299,900$299,900$299,900
52224Dysart, IA 5222420.3 mi10$2,562,110$164,900$256,211
50644Independence, IA 5064421.2 mi39$9,853,896$249,900$252,664

Frequently Asked Questions

How many homes are for sale in WATERLOO, IA 50702?

As of January 2026, there are 79 active listings in WATERLOO, IA (zip code 50702), compared to 46 the prior year.

What is the median home price in WATERLOO, IA 50702?

The median listing price in WATERLOO, IA 50702 is $169,900 as of January 2026, a 17.7% increase from $144,300 the prior year.

How long do homes stay on the market in WATERLOO, IA?

Homes in WATERLOO, IA 50702 spend an average of 65 days on the market before going under contract, compared to 49 days the prior year.

Is it a seller's or buyer's market in WATERLOO, IA 50702?

Based on current inventory and days-on-market data as of January 2026, WATERLOO, IA 50702 is currently a Buyer's Market. Inventory has increased compared to last year, with 33 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 65 days on market compared to 49 days last year.

How much can I save on real estate commission in WATERLOO, IA?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, IA 50702 save an estimated $3,398 compared to a typical 5% commission on the median listing price of $169,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.