Population: 20,818 · Density: 822.2/mi² · Median household income: $58,418
Typical home value: $140,750 · Homeownership: 61.5%
Data as of January 2026. Source: Realtor.com.
The WATERLOO, IA real estate market (50702) currently shows 79 active listings, with 25 pending sales. Homes are averaging 65 days on the market before going under contract.
Inventory has increased compared to last year, with 33 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 65 days on market compared to 49 days last year.
The median listing price has risen 17.7% year-over-year, from $144,300 to $169,900.
Whether you are buying or selling in WATERLOO, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 50702 | Waterloo, IA 50702 | 0.0 mi | 79 | $14,608,838 | $169,900 | $184,922 |
| 50701 | Waterloo, IA 50701 | 3.2 mi | 138 | $32,515,974 | $204,900 | $235,623 |
| 50634 | Gilbertville, IA 50634 | 5.7 mi | 3 | $689,799 | $209,900 | $229,933 |
| 50643 | Hudson, IA 50643 | 10.5 mi | 11 | $4,420,900 | $455,000 | $401,900 |
| 50651 | La Porte City, IA 50651 | 11.0 mi | 15 | $3,881,430 | $223,000 | $258,762 |
| 50626 | Dunkerton, IA 50626 | 11.2 mi | 6 | $1,601,640 | $254,900 | $266,940 |
| 50647 | Janesville, IA 50647 | 15.7 mi | 10 | $3,622,130 | $354,950 | $362,213 |
| 50629 | Fairbank, IA 50629 | 17.4 mi | 5 | $1,069,700 | $209,900 | $213,940 |
| 52313 | Mount Auburn, IA 52313 | 17.6 mi | 4 | $371,952 | $79,750 | $92,988 |
| 52210 | Brandon, IA 52210 | 17.7 mi | 1 | $225,000 | $225,000 | $225,000 |
| 50657 | Morrison, IA 50657 | 20.0 mi | 1 | $299,900 | $299,900 | $299,900 |
| 52224 | Dysart, IA 52224 | 20.3 mi | 10 | $2,562,110 | $164,900 | $256,211 |
| 50644 | Independence, IA 50644 | 21.2 mi | 39 | $9,853,896 | $249,900 | $252,664 |
As of January 2026, there are 79 active listings in WATERLOO, IA (zip code 50702), compared to 46 the prior year.
The median listing price in WATERLOO, IA 50702 is $169,900 as of January 2026, a 17.7% increase from $144,300 the prior year.
Homes in WATERLOO, IA 50702 spend an average of 65 days on the market before going under contract, compared to 49 days the prior year.
Based on current inventory and days-on-market data as of January 2026, WATERLOO, IA 50702 is currently a Buyer's Market. Inventory has increased compared to last year, with 33 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 65 days on market compared to 49 days last year.
With SELL123.com's maximum 3% commission, sellers in WATERLOO, IA 50702 save an estimated $3,398 compared to a typical 5% commission on the median listing price of $169,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.