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WATERLOO, IA 50702

Real Estate Market Report  ·  Black Hawk County
Buyer's Market
March 2026  ·  Source: Realtor.com

Market Analysis

Data as of March 2026. Source: Realtor.com.

The WATERLOO, IA real estate market (50702) currently shows 75 active listings, with 35 pending sales. Homes are averaging 67 days on the market before going under contract.

Inventory has increased compared to last year, with 22 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 67 days on market compared to 45 days last year.

The median listing price has risen 33.7% year-over-year, from $138,700 to $185,475.

Whether you are buying or selling in WATERLOO, IA, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Context

Market Context

Population: 20,818  ·  Density: 822.2/mi²  ·  Median household income: $58,418

Typical home value: $140,750  ·  Homeownership: 61.5%

Market Overview

Active Listings
75
⇧ 41.5% vs 53 last year
Pending
35
47% pending ratio
Median Price
$185,475
⇧ 33.7% vs $138,700 last year
Average Price
$209,227
⇧ 44.7% vs $144,563 last year
Days on Market
67
⇧ 48.9% vs 45 days last year

Price Per Square Foot

Median $/sqft
$130
⇧ 17.1% vs $111/sqft last year
Median Home Size
1,470 sqft
Typical listing size
12-Month $/sqft Trend

Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 75 this year vs 53 last year
  • Days on market: 67 now vs 45 last year

Median & Average Pricing

Year over Year
  • Median: $185,475 (+33.7% YoY)
  • Average: $209,227 (+44.7% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings
Price Per Sqft
Price Reduced %

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 22.0 miles — 285 listings ($69,802,350 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
50702Waterloo, IA 507020.0 mi84$15,807,204$168,650$188,181
50701Waterloo, IA 507013.2 mi131$32,388,047$209,700$247,237
50634Gilbertville, IA 506345.7 mi4$908,168$218,225$227,042
50643Hudson, IA 5064310.5 mi10$4,768,030$483,250$476,803
50651La Porte City, IA 5065111.0 mi14$3,873,128$249,900$276,652
50626Dunkerton, IA 5062611.2 mi6$1,618,698$289,567$269,783
50647Janesville, IA 5064715.7 mi11$4,111,800$369,900$373,800
50629Fairbank, IA 5062917.4 mi4$928,820$216,200$232,205
52313Mount Auburn, IA 5231317.6 mi4$266,000$75,000$66,500
52210Brandon, IA 5221017.7 mi1$225,000$225,000$225,000
50657Morrison, IA 5065720.0 mi1$290,000$290,000$290,000
52224Dysart, IA 5222420.3 mi10$2,759,980$248,000$275,998
50670Shell Rock, IA 5067022.0 mi5$1,857,475$374,900$371,495

Frequently Asked Questions

How many homes are for sale in WATERLOO, IA 50702?

As of March 2026, there are 75 active listings in WATERLOO, IA (zip code 50702), compared to 53 the prior year.

What is the median home price in WATERLOO, IA 50702?

The median listing price in WATERLOO, IA 50702 is $185,475 as of March 2026, a 33.7% increase from $138,700 the prior year.

How long do homes stay on the market in WATERLOO, IA?

Homes in WATERLOO, IA 50702 spend an average of 67 days on the market before going under contract, compared to 45 days the prior year.

Is it a seller's or buyer's market in WATERLOO, IA 50702?

Based on current inventory and days-on-market data as of March 2026, WATERLOO, IA 50702 is currently a Buyer's Market. Inventory has increased compared to last year, with 22 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 67 days on market compared to 45 days last year.

How much can I save on real estate commission in WATERLOO, IA?

With SELL123.com's maximum 3% commission, sellers in WATERLOO, IA 50702 save an estimated $3,710 compared to a typical 5% commission on the median listing price of $185,475. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.