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MOUNT STERLING, KY 40353

Real Estate Market Report  ·  Montgomery County
Buyer's Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
83
⇧ 3.8% vs 80 last year
Pending
16
19% pending ratio
Median Price
$285,000
⇧ 0.5% vs $283,475 last year
Average Price
$417,284
⇧ 31.1% vs $318,344 last year
Days on Market
101
⇧ 36.5% vs 74 days last year

Market Context

Population: 22,425  ·  Density: 61.3/mi²  ·  Median household income: $54,757

Typical home value: $156,078  ·  Homeownership: 63.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The MOUNT STERLING, KY real estate market (40353) currently shows 83 active listings, with 16 pending sales. Homes are averaging 101 days on the market before going under contract.

Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice.

Homes are taking longer to sell, averaging 101 days on market compared to 74 days last year.

The median listing price has risen 0.5% year-over-year, from $283,475 to $285,000.

Whether you are buying or selling in MOUNT STERLING, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 83 this year vs 80 last year
  • Days on market: 101 now vs 74 last year

Median & Average Pricing

Year over Year
  • Median: $285,000 (+0.5% YoY)
  • Average: $417,284 (+31.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 26.4 miles — 235 listings ($102,249,528 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40353Mount Sterling, KY 403530.0 mi83$34,634,572$285,000$417,284
40357North Middletown, KY 4035710.3 mi0$0$199,000$199,000
40334Hope, KY 4033411.3 mi1$275,000$275,000$275,000
40346Means, KY 4034612.5 mi6$2,819,850$487,450$469,975
40312Clay City, KY 4031215.3 mi16$5,701,968$223,450$356,373
40311Carlisle, KY 4031118.3 mi15$6,011,730$309,900$400,782
40380Stanton, KY 4038019.3 mi44$21,625,032$350,000$491,478
40348Millersburg, KY 4034819.6 mi3$310,050$103,350$103,350
40516Lexington, KY 4051622.7 mi4$11,526,668$2,650,000$2,881,667
40376Slade, KY 4037623.8 mi7$1,850,800$239,000$264,400
41039Ewing, KY 4103924.4 mi5$2,330,625$477,000$466,125
40385Waco, KY 4038524.7 mi10$3,364,130$329,000$336,413
40336Irvine, KY 4033626.4 mi41$11,799,103$244,700$287,783

Frequently Asked Questions

How many homes are for sale in MOUNT STERLING, KY 40353?

As of January 2026, there are 83 active listings in MOUNT STERLING, KY (zip code 40353), compared to 80 the prior year.

What is the median home price in MOUNT STERLING, KY 40353?

The median listing price in MOUNT STERLING, KY 40353 is $285,000 as of January 2026, a 0.5% increase from $283,475 the prior year.

How long do homes stay on the market in MOUNT STERLING, KY?

Homes in MOUNT STERLING, KY 40353 spend an average of 101 days on the market before going under contract, compared to 74 days the prior year.

Is it a seller's or buyer's market in MOUNT STERLING, KY 40353?

Based on current inventory and days-on-market data as of January 2026, MOUNT STERLING, KY 40353 is currently a Buyer's Market. Inventory has increased compared to last year, with 3 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 101 days on market compared to 74 days last year.

How much can I save on real estate commission in MOUNT STERLING, KY?

With SELL123.com's maximum 3% commission, sellers in MOUNT STERLING, KY 40353 save an estimated $5,700 compared to a typical 5% commission on the median listing price of $285,000. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.