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CLAY CITY, KY 40312

Real Estate Market Report  ·  Powell County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
16
vs 16 last year
Pending
1
6% pending ratio
Median Price
$223,450
⇧ 20.8% vs $184,900 last year
Average Price
$356,373
⇧ 110.2% vs $169,540 last year
Days on Market
101
⇧ 26.3% vs 80 days last year

Market Context

Population: 6,267  ·  Density: 42.5/mi²  ·  Median household income: $35,270

Typical home value: $122,061  ·  Homeownership: 66.0%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The CLAY CITY, KY real estate market (40312) currently shows 16 active listings, with 1 pending sales. Homes are averaging 101 days on the market before going under contract.

Inventory levels are unchanged compared to last year.

Homes are taking longer to sell, averaging 101 days on market compared to 80 days last year.

The median listing price has risen 20.8% year-over-year, from $184,900 to $223,450.

Whether you are buying or selling in CLAY CITY, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Days on market: 101 now vs 80 last year

Median & Average Pricing

Year over Year
  • Median: $223,450 (+20.8% YoY)
  • Average: $356,373 (+110.2% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 26.0 miles — 533 listings ($245,189,144 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40312Clay City, KY 403120.0 mi16$5,701,968$223,450$356,373
40337Jeffersonville, KY 403378.5 mi17$5,055,018$246,950$297,354
40336Irvine, KY 4033611.5 mi41$11,799,103$244,700$287,783
40376Slade, KY 4037613.4 mi7$1,850,800$239,000$264,400
40391Winchester, KY 4039114.6 mi141$66,579,495$335,000$472,195
40334Hope, KY 4033415.6 mi1$275,000$275,000$275,000
40322Frenchburg, KY 4032217.3 mi11$2,542,573$185,000$231,143
41365Rogers, KY 4136519.0 mi10$5,759,440$459,500$575,944
41311Beattyville, KY 4131121.6 mi22$7,424,120$257,000$337,460
40357North Middletown, KY 4035723.0 mi0$0$199,000$199,000
40371Salt Lick, KY 4037124.3 mi17$4,681,409$265,250$275,377
41301Campton, KY 4130125.5 mi32$12,074,816$334,900$377,338
40509Lexington, KY 4050926.0 mi218$121,445,402$499,000$557,089

Frequently Asked Questions

How many homes are for sale in CLAY CITY, KY 40312?

As of January 2026, there are 16 active listings in CLAY CITY, KY (zip code 40312), compared to 16 the prior year.

What is the median home price in CLAY CITY, KY 40312?

The median listing price in CLAY CITY, KY 40312 is $223,450 as of January 2026, a 20.8% increase from $184,900 the prior year.

How long do homes stay on the market in CLAY CITY, KY?

Homes in CLAY CITY, KY 40312 spend an average of 101 days on the market before going under contract, compared to 80 days the prior year.

Is it a seller's or buyer's market in CLAY CITY, KY 40312?

Based on current inventory and days-on-market data as of January 2026, CLAY CITY, KY 40312 is currently a Balanced Market. Inventory levels are unchanged compared to last year. Homes are taking longer to sell, averaging 101 days on market compared to 80 days last year.

How much can I save on real estate commission in CLAY CITY, KY?

With SELL123.com's maximum 3% commission, sellers in CLAY CITY, KY 40312 save an estimated $4,469 compared to a typical 5% commission on the median listing price of $223,450. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.