Data as of September 2026. Source: Realtor.com.
The CLAY CITY, KY real estate market (40312) currently shows 25 active listings, with 4 pending sales. Homes are averaging 58 days on the market before going under contract.
Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice.
Homes are taking longer to sell, averaging 58 days on market compared to 45 days last year.
The median listing price has risen 11.3% year-over-year, from $196,500 to $218,725.
Population: 6,267 · Density: 42.5/mi² · Median household income: $35,270
Typical home value: $122,061 · Homeownership: 66.0%
| Zip | City / State | Distance | Listings | Market Value | Median $ | Average $ |
|---|---|---|---|---|---|---|
| 40312 | Clay City, KY 40312 | 0.0 mi | 18 | $6,596,316 | $231,900 | $366,462 |
| 40337 | Jeffersonville, KY 40337 | 8.5 mi | 15 | $4,526,205 | $243,450 | $301,747 |
| 40336 | Irvine, KY 40336 | 11.5 mi | 40 | $10,794,320 | $215,000 | $269,858 |
| 40376 | Slade, KY 40376 | 13.4 mi | 7 | $1,816,500 | $232,000 | $259,500 |
| 40391 | Winchester, KY 40391 | 14.6 mi | 134 | $61,190,296 | $301,675 | $456,644 |
| 41360 | Pine Ridge, KY 41360 | 17.0 mi | 1 | $727,000 | $727,000 | $727,000 |
| 41397 | Zoe, KY 41397 | 18.5 mi | 6 | $2,268,000 | $415,000 | $378,000 |
| 40475 | Richmond, KY 40475 | 21.4 mi | 257 | $109,569,637 | $350,000 | $426,341 |
| 40316 | Denniston, KY 40316 | 22.7 mi | 2 | $410,000 | $205,000 | $205,000 |
| 40371 | Salt Lick, KY 40371 | 24.3 mi | 18 | $4,706,100 | $251,625 | $261,450 |
| 41301 | Campton, KY 41301 | 25.5 mi | 31 | $11,358,555 | $346,225 | $366,405 |
| 40509 | Lexington, KY 40509 | 26.0 mi | 186 | $100,873,194 | $511,175 | $542,329 |
| 40515 | Lexington, KY 40515 | 27.0 mi | 112 | $74,568,256 | $580,331 | $665,788 |
As of September 2026, there are 25 active listings in CLAY CITY, KY (zip code 40312), compared to 20 the prior year.
The median listing price in CLAY CITY, KY 40312 is $218,725 as of September 2026, a 11.3% increase from $196,500 the prior year.
Homes in CLAY CITY, KY 40312 spend an average of 58 days on the market before going under contract, compared to 45 days the prior year.
Based on current inventory and days-on-market data as of September 2026, CLAY CITY, KY 40312 is currently a Buyer's Market. Inventory has increased compared to last year, with 5 more homes available — giving buyers more choice. Homes are taking longer to sell, averaging 58 days on market compared to 45 days last year.
With SELL123.com's maximum 3% commission, sellers in CLAY CITY, KY 40312 save an estimated $4,375 compared to a typical 5% commission on the median listing price of $218,725. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.