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LOUISVILLE, KY 40245

Real Estate Market Report  ·  Jefferson County
Balanced Market
January 2026  ·  Source: Realtor.com

Market Overview

Active Listings
133
⇧ 24.3% vs 107 last year
Pending
59
44% pending ratio
Median Price
$589,900
⇧ 11.4% vs $529,472 last year
Average Price
$626,615
⇧ 9.1% vs $574,437 last year
Days on Market
65
⇩ 1.5% vs 66 days last year

Market Context

Population: 38,861  ·  Density: 460.8/mi²  ·  Median household income: $118,333

Typical home value: $417,860  ·  Homeownership: 78.2%

Market Analysis

Data as of January 2026. Source: Realtor.com.

The LOUISVILLE, KY real estate market (40245) currently shows 133 active listings, with 59 pending sales. Homes are averaging 65 days on the market before going under contract.

Inventory has increased compared to last year, with 26 more homes available — giving buyers more choice.

Homes are selling faster, averaging 65 days on market compared to 66 days last year.

The median listing price has risen 11.4% year-over-year, from $529,472 to $589,900.

Whether you are buying or selling in LOUISVILLE, KY, SELL123.com can help you save significantly on commission — typically 2% compared to traditional 5% broker fees. Call (240) SELL-123 for a free consultation.

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Market Trends

Inventory & Days on Market

Year over Year
  • Listings: 133 this year vs 107 last year
  • Days on market: 65 now vs 66 last year

Median & Average Pricing

Year over Year
  • Median: $589,900 (+11.4% YoY)
  • Average: $626,615 (+9.1% YoY)

12-Month Price Trend

Median & Average
  • Median and average listing prices over the past 12 months

12-Month Inventory Trend

Active & Pending
  • Active and pending listing counts over the past 12 months

Historical Trend Charts

Median Price
Average Price
Days on Market
Total Listings
Pending Listings
Active Listings
New Listings

Nearby Real Estate Markets

Median Price Legend:
< $250K
$250K–$500K
$500K–$1M
$1M–$2M
> $2M
25 Nearby Zip Code Markets within 13.5 miles — 960 listings ($517,917,247 combined market value)
Zip City / State Distance Listings Market Value Median $ Average $
40245Louisville, KY 402450.0 mi133$83,339,795$589,900$626,615
40243Louisville, KY 402434.6 mi31$11,311,900$369,900$364,900
40014Crestwood, KY 400145.3 mi67$42,051,679$548,900$627,637
40241Louisville, KY 402417.2 mi70$31,249,120$399,950$446,416
40010Buckner, KY 400107.4 mi1$641,900$641,900$641,900
40299Louisville, KY 402997.9 mi152$64,687,248$340,000$425,574
40059Prospect, KY 400599.5 mi123$149,913,876$879,950$1,218,812
40022Finchville, KY 4002210.2 mi3$2,325,000$775,000$775,000
40025Glenview, KY 4002511.1 mi1$4,795,000$4,795,000$4,795,000
40291Louisville, KY 4029111.7 mi170$71,147,380$358,776$418,514
40218Louisville, KY 4021812.2 mi84$18,620,196$230,000$221,669
40228Louisville, KY 4022813.0 mi61$18,420,841$305,000$301,981
40206Louisville, KY 4020613.5 mi64$19,413,312$275,000$303,333

Frequently Asked Questions

How many homes are for sale in LOUISVILLE, KY 40245?

As of January 2026, there are 133 active listings in LOUISVILLE, KY (zip code 40245), compared to 107 the prior year.

What is the median home price in LOUISVILLE, KY 40245?

The median listing price in LOUISVILLE, KY 40245 is $589,900 as of January 2026, a 11.4% increase from $529,472 the prior year.

How long do homes stay on the market in LOUISVILLE, KY?

Homes in LOUISVILLE, KY 40245 spend an average of 65 days on the market before going under contract, compared to 66 days the prior year.

Is it a seller's or buyer's market in LOUISVILLE, KY 40245?

Based on current inventory and days-on-market data as of January 2026, LOUISVILLE, KY 40245 is currently a Balanced Market. Inventory has increased compared to last year, with 26 more homes available — giving buyers more choice. Homes are selling faster, averaging 65 days on market compared to 66 days last year.

How much can I save on real estate commission in LOUISVILLE, KY?

With SELL123.com's maximum 3% commission, sellers in LOUISVILLE, KY 40245 save an estimated $11,798 compared to a typical 5% commission on the median listing price of $589,900. Our fee structure: 1% listing + 2% selling broker — no additional buyer or seller fees. Call (240) SELL-123 or email info@SELL123.com for a free consultation.